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Started By
Message
How much lower do housing prices need to go before people actually start buying?
Posted on 9/8/25 at 9:04 am
Posted on 9/8/25 at 9:04 am
20%? 25%?
Prices are still way too high.
Prices are still way too high.
20
Posted on 9/8/25 at 9:05 am to boogiewoogie1978
Interest rates are the significantly larger issue at play here.
Posted on 9/8/25 at 9:08 am to boogiewoogie1978
Rising property taxes are another major reason so many people are renting instead of buying.
What’s the point of buying the house if you still have to rent the land?
A lot more typical home owners are renting now because of the absurd prices you pay to own while having far less liability when renting.
What’s the point of buying the house if you still have to rent the land?
A lot more typical home owners are renting now because of the absurd prices you pay to own while having far less liability when renting.
Posted on 9/8/25 at 9:09 am to NFLSU
The property tax is figured into the rent.
Posted on 9/8/25 at 9:09 am to boogiewoogie1978
quote:
20%? 25%?
35.0%
Posted on 9/8/25 at 9:09 am to NFLSU
That's definitely a consideration in TX
I live in TX but I think there is about a 0 percent chance I'll retire here because of property taxes
I live in TX but I think there is about a 0 percent chance I'll retire here because of property taxes
Posted on 9/8/25 at 9:10 am to NFLSU
quote:
Rising property taxes are another major reason so many people are renting instead of buying.
Plus insurance. Plus rising costs of home upkeep/repairs
This post was edited on 9/8/25 at 9:11 am
Posted on 9/8/25 at 9:11 am to broadhead
Property taxes are the worst form.
Good for Ron in FLA trying to eliminate them.
Realizing there’s no free lunch, even in they moved property taxes to sales taxes or other forms of consumption taxes to maintain the revenue, it would be better.
Property taxes means you never really own anything and that’s complete bullshite.
Good for Ron in FLA trying to eliminate them.
Realizing there’s no free lunch, even in they moved property taxes to sales taxes or other forms of consumption taxes to maintain the revenue, it would be better.
Property taxes means you never really own anything and that’s complete bullshite.
Posted on 9/8/25 at 9:13 am to broadhead
Yes, but property taxes can spike while rent costs really aren’t because the difference isn’t worth the homeowner risking losing their tenant by pricing them out and not immediately backfilling.
Depends what you’re renting, obviously.
Apartment rental prices tend to rise due to demand and the ability to fill rooms but house rentals are usually more consistent, especially for a good tenant.
Depends what you’re renting, obviously.
Apartment rental prices tend to rise due to demand and the ability to fill rooms but house rentals are usually more consistent, especially for a good tenant.
Posted on 9/8/25 at 9:14 am to boogiewoogie1978
...or interest rates back down below 4% (which will not happen)
Posted on 9/8/25 at 9:15 am to NFLSU
quote:
Rising property taxes are another major reason so many people are renting instead of buying.
If that’s the case it’s a pretty big logical fallacy. Renters de facto pay property taxes via their rent - they pay everything a normal home owner would. Landlords factor that into their rent payment.
Posted on 9/8/25 at 9:15 am to Cotten
quote:
Interest rates are the significantly larger issue at play here.
Interest rates are within historical norms.
Home prices to median income are not.
Posted on 9/8/25 at 9:15 am to boogiewoogie1978
Interest rates
Taxes
Home prices
Insurance
Flood insurance(in La for sure)
Maintenance cost
All of these have led to a bad situation for purchasing a house.
Taxes
Home prices
Insurance
Flood insurance(in La for sure)
Maintenance cost
All of these have led to a bad situation for purchasing a house.
Posted on 9/8/25 at 9:15 am to Yaboylsu63
quote:
Property taxes means you never really own anything and that’s complete bullshite.
Exactly. I can’t think of another thing someone can “own” and still have to pay the government a fee just because you “own” it. Sure, there’s things like gas for vehicles which include taxes, but that a point of sale tax.
Posted on 9/8/25 at 9:18 am to Yaboylsu63
quote:
Realizing there’s no free lunch, even in they moved property taxes to sales taxes or other forms of consumption taxes to maintain the revenue, it would be better.
If you like paying the same amount of money in taxes but having more poor people, sure
Posted on 9/8/25 at 9:19 am to boogiewoogie1978
Interest rates are the killer. Trickle down from housing is being felt all the way down through construction. It's a big deal. Not sure some people really understand just how much of our domestic employment is actually tied to the housing market.
Posted on 9/8/25 at 9:20 am to 9Fiddy
quote:
I can’t think of another thing someone can “own” and still have to pay the government a fee just because you “own” it. Sure, there’s things like gas for vehicles which include taxes, but that a point of sale tax.
Pretty much everything in a 1st world society
Posted on 9/8/25 at 9:21 am to Tridentds
quote:
Interest rates are the killer. Trickle down from housing is being felt all the way down through construction. It's a big deal.
Interest rates are at or near historical norms. Housing prices have doubled to tripled in comparison to real wages.
Posted on 9/8/25 at 9:22 am to DrrTiger
quote:
Interest rates are within historical norms.
Home prices to median income are not.
Anything to avoid acknowledging that current economic policies are making shite worse for 90% of Americans.
Posted on 9/8/25 at 9:23 am to Mingo Was His NameO
quote:
If you like paying the same amount of money in taxes but having more poor people, sure
Gotta make them poor enough to lose their dignity so they'll work for nothing.
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