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Started By
Message
If your life depends on the Fed rates, perhaps you should ask mommy for more allowance
Posted on 7/30/25 at 4:05 pm
Posted on 7/30/25 at 4:05 pm
One friggin point is not gonna change your life, and if it is, perhaps you should re-evaluate your life.
The interest rates and quantitative tightening reduced double digit inflation....ya want that back??????
A few months off the crack pipe and you want right back on it???
The BBB is about to drop trillions back in the economy, along with trillions of offshore investment. Perhaps it might be prudent to hold the course before we pick up the pipe......
34
Posted on 7/30/25 at 4:06 pm to trinidadtiger
You’re an idiot
Posted on 7/30/25 at 4:07 pm to trinidadtiger
quote:
One friggin point is not gonna change your life,
It also wont ignite inflation
So cut the 1% nad let us pay less on Gov debt whike raking in billions from Tariffs. Maybe the debt everyone cries about can start to be paid off
Frick Too Late
Posted on 7/30/25 at 4:09 pm to trinidadtiger
99% don’t understand rates or economics really. They think lowering the fed rate will lower mortgage rates. Unfortunately the only thing this does is make our debt easier to refinance.
We are 37 trillion in debt. No one is buying more of our debt by lowering rates. Inflation will increase because of this and the things you mentioned.
Housing is so inflated. Our younger generations are screwed right now.
We’ve had historically low rates since 2008 and it’s has fricked us royally.
Only way out is to cut spending
We are 37 trillion in debt. No one is buying more of our debt by lowering rates. Inflation will increase because of this and the things you mentioned.
Housing is so inflated. Our younger generations are screwed right now.
We’ve had historically low rates since 2008 and it’s has fricked us royally.
Only way out is to cut spending
Posted on 7/30/25 at 4:13 pm to trinidadtiger
quote:
along with trillions of offshore investment.
Maybe. I suspect a lot of those "promises" are just to run out the clock until the next, more liberal, administration.
Posted on 7/30/25 at 4:13 pm to trinidadtiger
Tell that to the millions of young couples who can’t afford to buy a fricking home, a-hole!
Many of us were fortunate and got homes at 4-5% interest rates and we’re able to refinance at 3–3.5% interest rates. These young people are going to be cut out of the market for years and will not be able to build up equity. Of course, The Democrats will make sure that certain "favored groups" will get special subsidized "secret" loans based on "equity."
Many of us were fortunate and got homes at 4-5% interest rates and we’re able to refinance at 3–3.5% interest rates. These young people are going to be cut out of the market for years and will not be able to build up equity. Of course, The Democrats will make sure that certain "favored groups" will get special subsidized "secret" loans based on "equity."
Posted on 7/30/25 at 4:21 pm to trinidadtiger
Trump says lower the rate. O ye of little faith....do not be anxious.
Posted on 7/30/25 at 4:23 pm to MMauler
quote:
Tell that to the millions of young couples who can’t afford to buy a fricking home, a-hole!
My first mortgage was at 8%. The current 6.5% would have been a gift.
Posted on 7/30/25 at 4:32 pm to trinidadtiger
If your life depends on people calling you by your prefered pronouns, perhaps you should ask mommy for more sanity.
Posted on 7/30/25 at 4:32 pm to trinidadtiger
OP should quit posting as OP clearly does not understand cash flow, cost associated with the expansion of a business, let alone the impact they have on everyday like. It is NOT about personal credit , it’s about commercial credit. The commercial credit required to conduct business every day in this country.
Posted on 7/30/25 at 4:33 pm to trinidadtiger
I’m waiting to refinance a house I bought last year.
Posted on 7/30/25 at 4:34 pm to trinidadtiger
quote:
One friggin point is not gonna change your life, and if it is, perhaps you should re-evaluate your life.
Change your life or not if I'm getting a mortgage I would rather a 6% mortgage versus a 7%. I assume you meant 1% when you said "one point", which is actually 100 points.
But a $100k 30 mortgage at 7% interest rate: $665.30 per month.
$100k 30 mortgage at 6% interest rate: $599.55 per month.
5% interest rate: $536.82 per month
4% interest rate: $477.42 per month
3% interest rate: $421.60 per month
Posted on 7/30/25 at 4:41 pm to trinidadtiger
This board has been pretty unified that stock and housing markets have been artificially inflated by easy money policies the past two or three decades. Now, all of a sudden we need rate cuts when we just got out of an inflationary jam and the economy seems to be doing well? It doesn’t make much sense.
This post was edited on 7/30/25 at 4:42 pm
Posted on 7/30/25 at 4:42 pm to trinidadtiger
quote:
One friggin point is not gonna change your life
No. But one point leads to a point and a half. That leads to two points. And eventually the economy is flowing like a civ.
But I get it. You’re not smart enough to understand that.
Posted on 7/30/25 at 4:43 pm to trinidadtiger
All in an afternoon ...
Posted on 7/30/25 at 4:45 pm to Giantkiller
Saving the country billions of dollars in interest payments is a big friggin thing!
Posted on 7/30/25 at 4:46 pm to trinidadtiger
One friggin point would do an awful lot to boost home sales and the economy in general.
Posted on 7/30/25 at 4:46 pm to trinidadtiger
quote:trump getting into office before the US turned completely into a third world country reduced double digit inflation
The interest rates and quantitative tightening reduced double digit inflation.
Posted on 7/30/25 at 4:47 pm to Bunk Moreland
quote:
This board has been pretty unified that stock and housing markets have been artificially inflated by easy money policies the past two or three decades. Now, all of a sudden we need rate cuts when we just got out of an inflationary jam and the economy seems to be doing well? It doesn’t make much sense.
Just to be clear, I'm laughing with you (if you are laughing). Not at you.
Posted on 7/30/25 at 4:50 pm to Goforit
quote:
Saving the country billions of dollars in interest payments is a big friggin thing!
Why?
Play it out.
It just going to people buying U.S. debt who put it back into the economy that the government taxes.
Under the current monetary and fiscal scheme stop worrying about debt. Debt is a feature, not a flaw. Hedge by owning assets.
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