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Questions about Chiropractor payment for visits
Posted on 1/8/25 at 3:22 pm
Posted on 1/8/25 at 3:22 pm
I am seeing a chiropractor for the first time. The chiropractor laid out a 7 week treatment plan, 3 days per week. I was offered the following payment options:
1. Full Payment Now
2. Care Credit, pending approval, 12 months interest free
3. Pay as you go
4. Payment plan carried interest free by the chiropractor
They really were stressing that they did not recommend #3, pay as you go which was what I chose. I am assuming this is because they want to get your money whether you continue or discontinue with your appointments.
It almost felt like dealing with the finance guy at a car dealership. Is this the normal procedure followed by chiropractors? Most doctors send you a bill after filing with insurance but they do not do that, is this normal?
1. Full Payment Now
2. Care Credit, pending approval, 12 months interest free
3. Pay as you go
4. Payment plan carried interest free by the chiropractor
They really were stressing that they did not recommend #3, pay as you go which was what I chose. I am assuming this is because they want to get your money whether you continue or discontinue with your appointments.
It almost felt like dealing with the finance guy at a car dealership. Is this the normal procedure followed by chiropractors? Most doctors send you a bill after filing with insurance but they do not do that, is this normal?
Posted on 1/8/25 at 3:23 pm to Major Dutch Schaefer
its normal because they are a scam and will probably hurt you more than help you.
Posted on 1/8/25 at 3:24 pm to Major Dutch Schaefer
quote:
It almost felt like dealing with the finance guy at a car dealership
Well chiropractors are basically the used car salesmen of "healthcare" so that would make sense
Posted on 1/8/25 at 3:24 pm to Major Dutch Schaefer
Whoah. Both of the first two options are to make sure you keep coming.
I'm not sure what kind of chiro you're going to, but I couldn't take what mine did to me (more massage
and sports therapy) more than once a week. Sweating on the table and grunting, "Oh, we just need to stretch this shoulder out a little," me: FML.
I'm not sure what kind of chiro you're going to, but I couldn't take what mine did to me (more massage

Posted on 1/8/25 at 3:25 pm to Major Dutch Schaefer
My local Witch Doctor just lets me pay as I go.
Posted on 1/8/25 at 3:26 pm to Major Dutch Schaefer
Chiropractors are not real doctors. There shuffle and jive distinguishes them from a masuse . If not billed to insurance its scam
Posted on 1/8/25 at 3:26 pm to Major Dutch Schaefer
quote:
I am seeing a chiropractor for the first time. The chiropractor laid out a 7 week treatment plan, 3 days per week. I was offered the following payment options:
1. Full Payment Now
2. Care Credit, pending approval, 12 months interest free
3. Pay as you go
4. Payment plan carried interest free by the chiropractor
They really were stressing that they did not recommend #3, pay as you go which was what I chose. I am assuming this is because they want to get your money whether you continue or discontinue with your appointments.
It almost felt like dealing with the finance guy at a car dealership. Is this the normal procedure followed by chiropractors? Most doctors send you a bill after filing with insurance but they do not do that, is this normal?
I have been to a chiropractor only once about 12 years ago.
I had 3 sessions, pay as you go, once per week. We never discussed any payment plans.
After the third one he asked me if I was seeing any improvement and I said yeah. My pain had completely gone away. He just said "Then you don't need to come back. Just let me know if it flares up again."
I was surprised with his honesty. I have never had to go back.
This post was edited on 1/8/25 at 3:27 pm
Posted on 1/8/25 at 3:31 pm to Major Dutch Schaefer
What are the numbers for each.. just curious. and why would anyone go with 2 if 4 was available without having to worry about approval.
Posted on 1/8/25 at 3:33 pm to Stinger_1066
Judging by the comments above, my guy must be a rare exception.
He did some electrical pulse stimulation for about 20 minutes. Then some manipulation for 10 more. Then twisting my neck a couple of times, while listening to it go snap, crackle, pop.
I always felt great afterwards, and my problem went away after 3 treatments.
He did some electrical pulse stimulation for about 20 minutes. Then some manipulation for 10 more. Then twisting my neck a couple of times, while listening to it go snap, crackle, pop.
I always felt great afterwards, and my problem went away after 3 treatments.
Posted on 1/8/25 at 3:35 pm to yaherrdme
quote:
What are the numbers for each.. just curious.
Equal, total amount is the same.
Posted on 1/8/25 at 3:36 pm to Stinger_1066
Has anyone ever gone to a rolfer?
I used to play tennis with a guy who did that for a living.
He told me "You don't come to me expecting a pleasurable experience."
Apparently it is a very intense deep tissue manipulation that can be very painful.
I used to play tennis with a guy who did that for a living.
He told me "You don't come to me expecting a pleasurable experience."
Apparently it is a very intense deep tissue manipulation that can be very painful.
Posted on 1/8/25 at 3:44 pm to Major Dutch Schaefer
Or you could seek real treatment which may be covered by insurance?
Posted on 1/8/25 at 3:45 pm to Stinger_1066
quote:
Judging by the comments above, my guy must be a rare exception.
Most of the ones bitching about chiropractors have never been to one.
Posted on 1/8/25 at 3:52 pm to Major Dutch Schaefer
Just pay as you go, evaluate as you go.
I've had good and mediocre experiences at the chiro.
Hope you feel better.

I've had good and mediocre experiences at the chiro.
Hope you feel better.

This post was edited on 1/8/25 at 3:53 pm
Posted on 1/8/25 at 3:59 pm to Major Dutch Schaefer
quote:
Equal, total amount is the same.
No brainer if the total amounts are all the same. Pay as you go.
Posted on 1/8/25 at 4:03 pm to EastWestConnection
quote:They've been extremely helpful for someone like me with lots of old nagging injuries. I love adjustments, and they work for some people and not others.
its normal because they are a scam and will probably hurt you more than help you.
Posted on 1/8/25 at 4:03 pm to Grassy1
There is a reason why plaintiff attys use chiropractors; treatments go on & on & on. Which increases the final settlement, as length of "treatment" is a factor in determining how long "pain & suffering" goes on. And most of the ones on billboards have agreements with plaintiff attys who use them the most. Get your real MD to refer you to a physical therapist.
Posted on 1/8/25 at 4:10 pm to Major Dutch Schaefer
The only option is pay as you go. If you pay in full before hand or get the financing, what happens if you don't make all 21 visits? You will have hell getting your money back I can promise you that.
Posted on 1/8/25 at 4:10 pm to EastWestConnection
Tell him to keep his hands off your damn head and neck!
Posted on 1/8/25 at 4:27 pm to Major Dutch Schaefer
As someone who sees a chiro who helps me..it sounds like you're seeing a scam artist
3x a week is a lot! I only need to see mine once every few months.
Asking for all the money up front is super shady
3x a week is a lot! I only need to see mine once every few months.
Asking for all the money up front is super shady
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