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Started By
Message
Whats the Rule in Louisiana - Accident with Uninsured Motorist
Posted on 6/5/24 at 3:16 pm
Posted on 6/5/24 at 3:16 pm
A guy turned left too soon and swiped my front bumper (I was turning left and approaching the intersection). He didn't have insurance or a plate, and his vehicle was towed, and he was ticketed.
Now he's making a claim (or at lease lawyered up I'm guessing to claim injuries) saying I hit him. Dude turned a year too early, entered my lane, and took my bumper with him. I thought we were no pay no play in Louisiana.
Now he's making a claim (or at lease lawyered up I'm guessing to claim injuries) saying I hit him. Dude turned a year too early, entered my lane, and took my bumper with him. I thought we were no pay no play in Louisiana.
14
Posted on 6/5/24 at 3:19 pm to geauxturbo
Do you have uninsured motorist on your insurance policy? If so let them handle the claim let them know there is a police report filed
This post was edited on 6/5/24 at 3:20 pm
Posted on 6/5/24 at 3:20 pm to geauxturbo
Pay to play only applies to the portion of the claim that would be covered by the state minimum ($15k/$25k). They can still make a claim for the excess.
Posted on 6/5/24 at 3:22 pm to geauxturbo
You’re just jealous he Got It Done and you’re stuck with Morris Bart
Posted on 6/5/24 at 3:22 pm to geauxturbo
He isn't eligible to collect the first $15k of his damages, for starters.
Posted on 6/5/24 at 3:22 pm to LSU6262
I do. Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
Posted on 6/5/24 at 3:24 pm to geauxturbo
Good luck 
Posted on 6/5/24 at 3:25 pm to geauxturbo
quote:
Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him.
Oh boy.
Posted on 6/5/24 at 3:26 pm to geauxturbo
quote:
Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
the official document now has you at fault...should have got that straight before leaving the scene
Posted on 6/5/24 at 3:26 pm to geauxturbo
If your story is accurate, people like him need to be flogged weekly for a few years.
Posted on 6/5/24 at 3:26 pm to LSU6262
quote:
Do you have uninsured motorist on your insurance policy? If so let them handle the claim let them know there is a police report filed
Posts like this in insurance related threads is why I have zero faith this board knows what it's talking about when it comes to insurance.
Posted on 6/5/24 at 3:27 pm to geauxturbo
quote:
Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
Now you have two battles to fight. Congratulations on the massive headaches coming your way.
Posted on 6/5/24 at 3:28 pm to geauxturbo
quote:
I do. Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
better hope there’s video or body cam Posted on 6/5/24 at 3:29 pm to geauxturbo
Your insurance company should handle it if you have full coverage. Mine always has at least.
Posted on 6/5/24 at 3:30 pm to yellowfin
quote:
Good luck
Yeah, he fricked.
Posted on 6/5/24 at 3:31 pm to Gabapentin
quote:
Your insurance company should handle it if you have full coverage
What is "full coverage"?
Posted on 6/5/24 at 3:32 pm to geauxturbo
quote:
Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
Did you not read the report?
Posted on 6/5/24 at 3:33 pm to GrammarKnotsi
quote:
the official document now has you at fault...should have got that straight before leaving the scene
I didn't sign a document when I left.
Posted on 6/5/24 at 3:33 pm to geauxturbo
quote:
I do. Oddly enough the police report said I had no insurance and that my car was towed. It also said I claimed that I turned to early and hit him. LOL. I think the officer may have been dislexic or just got confused when he wrote it.
This motherfricking state.
Get a lawyer. Either that or you're taking the rap.
Hell, even with a lawyer you're probably taking the rap.
Sorry but that's what you get for living here.
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