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Started By
Message
This is bullshite: re: insurance cancellation
Posted on 5/31/24 at 12:35 pm
Posted on 5/31/24 at 12:35 pm
I get a notice from Farmers Insurance of non-renewal. It reads:
This feels kind of like blackmail. One should not be dependent upon the other. frickers.
quote:
Reason(s) for non-renewal:
The dwelling is ineligible for coverage due to the following unacceptable conditions:
Your prior Coverage A - Dwelling amount, indexed for inflation, would exceed our allowable Coverage A limit for your area, unless the household also has a Farmers personal auto policy.
This feels kind of like blackmail. One should not be dependent upon the other. frickers.
19
Posted on 5/31/24 at 12:37 pm to HubbaBubba
We are Farmers.
Fa-fa-fa-fa-frick You!
Fa-fa-fa-fa-frick You!
Posted on 5/31/24 at 12:37 pm to HubbaBubba
(no message)
This post was edited on 9/11/25 at 6:50 am
Posted on 5/31/24 at 12:37 pm to HubbaBubba
Insure the cars and take the multi-line discount.
Posted on 5/31/24 at 12:42 pm to Bullfrog
quote:My current policy is $2800 every six months.
Insure the cars and take the multi-line discount.
Farmers quoted $8700 every six months. No multi-line discount is going to make a dent that big.
Posted on 5/31/24 at 12:44 pm to HubbaBubba
What’s your Cov A limit
Posted on 5/31/24 at 12:45 pm to HubbaBubba
That sucks and really doesn't seem legal honestly.
Posted on 5/31/24 at 12:48 pm to HubbaBubba
quote:I left Farmers for USAA and have been happy.
Farmers quoted $8700 every six months. No multi-line discount is going to make a dent that big.
Posted on 5/31/24 at 12:51 pm to HubbaBubba
How many cars you insuring. If you’ve got a few then you can use one to see if the multi line will work just with a cheap policy
Posted on 5/31/24 at 12:52 pm to HubbaBubba
You can thank the new Insurance commissioner for changing the law to allow this.
Posted on 5/31/24 at 12:53 pm to HubbaBubba
Farmers cut their roof no depreciation coverage this year from 15 years to 7.
Posted on 5/31/24 at 12:55 pm to TigerGman
quote:
You can thank the new Insurance commissioner for changing the law to allow this.
What would be the better alternative? Farmers leaving the state altogether because it can't shed bad risk?
Posted on 5/31/24 at 12:56 pm to HubbaBubba
Thanks Biden.
Posted on 5/31/24 at 12:57 pm to HubbaBubba
FYI, whatever you do, do not go with Allstate or State Farm on your next policy. I deal with homeowners everyday, they are hands down the two worst insurance carriers.
Posted on 5/31/24 at 1:04 pm to DavidTheGnome
quote:
That sucks and really doesn't seem legal honestly.
Specifically, what seems illegal?
Posted on 5/31/24 at 1:05 pm to iwyLSUiwy
quote:
deal with homeowners everyday
In what capacity?
Posted on 5/31/24 at 1:06 pm to HubbaBubba
Bundling has always been the way to go……they just looking out.
Posted on 5/31/24 at 1:06 pm to CaptainsWafer
quote:$745k
What’s your Cov A limit
Posted on 5/31/24 at 1:06 pm to Jack Bauers HnK
quote:
What would be the better alternative? Farmers leaving the state altogether because it can't shed bad risk?
Tho I’d be curious to see if the tables suggest there is a higher risk than the past in the long view……or is it just chasing profits for the shareholders.
Posted on 5/31/24 at 1:10 pm to Volvagia
quote:
Tho I’d be curious to see if the tables suggest there is a higher risk than the past in the long view……or is it just chasing profits for the shareholders.
The cancellation notice referenced inflation, so clearly the risk has increased with the increased cost to rebuild, even if the risk of covered loss events occurring hasn't changed.
What is the appropriate amount of profits a company should seek for its stockholders?
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