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re: How Many of You Make Enough to "Live Comfortably "?

Posted on 4/20/24 at 5:04 pm to
Posted by POTUS2024
Member since Nov 2022
11468 posts
Posted on 4/20/24 at 5:04 pm to
If you are comfortable outdoors, it does not take much.
Posted by fallguy_1978
Best States #50
Member since Feb 2018
48783 posts
Posted on 4/20/24 at 5:04 pm to
quote:

Hell the grass here is two foot tall and I don’t even have a back patio. Bought a little Webber Grill to cook.

$3500 seems steep for that but don't knock the Weber
This post was edited on 4/20/24 at 5:08 pm
Posted by Rize
Spring Texas
Member since Sep 2011
15836 posts
Posted on 4/20/24 at 5:05 pm to
quote:

This is the OT bruh, top 1% only


shite I’d like to know what it takes to be in the 1% now vs 5 years ago. Seems like it would have went up a bunch. Middle class and upper middle class getting fricked.

frick there’s about to be no middle class. Just poor, upper middle and rich.
Posted by Rize
Spring Texas
Member since Sep 2011
15836 posts
Posted on 4/20/24 at 5:10 pm to
quote:

$3500 seems steep for that but knock the Webber


It’s costing me easily $1000 more to $1500 more per month to not be locked into a rental while my house is on the market.

Didn’t want the right house to show up and be in a rental for a year. I’m moving for the 3rd time since December 4th at the end of the month to a 1800 sqft month to month for $3500 a month.

Could probably get something closer to 2k to 2500 if we signed a year lease but I’m going to probably buy or build within the next year.
Posted by Roberteaux
mandeville
Member since Sep 2009
5813 posts
Posted on 4/20/24 at 5:10 pm to
4 or 5 years ago I’d say $55k was enough to live comfortably by yourself. Today…at least $65…
This post was edited on 4/20/24 at 6:26 pm
Posted by DVinBR
Member since Jan 2013
13037 posts
Posted on 4/20/24 at 5:15 pm to
my butler lives way more than comfortably
Posted by jafari rastaman
Member since Nov 2015
1845 posts
Posted on 4/20/24 at 5:24 pm to
quote:

I live comfortably but I am a single man with zero dependents. I am also upset that I cannot attract a beautiful woman.


Have you considered a mail order bride? The way I understand it works is you select which woman you want from a catalog, mail a letter with payment to the agency, and they will send her to your door.
Posted by AbitaFan08
Boston, MA
Member since Apr 2008
26653 posts
Posted on 4/20/24 at 5:24 pm to
According to that article, yes I live comfortably. But I don’t know how they define live comfortably.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65895 posts
Posted on 4/20/24 at 5:24 pm to
quote:

I drive an old paid-for truck, buy clothes at Sam's Club, and don't eat out much.
A sure fire recipe to make a woman someone else’s woman (especially point #3).
Posted by Rize
Spring Texas
Member since Sep 2011
15836 posts
Posted on 4/20/24 at 5:27 pm to
quote:

buy clothes at Sam's Club


That’s when you know you’ve officially given up on life
Posted by Warfarer
Dothan, AL
Member since May 2010
12132 posts
Posted on 4/20/24 at 5:29 pm to
quote:

Thinking more about this and I'm interested. What exactly is your situation to not feel comfortable making 6 figures in LA?

Are you able to max out your retirement?

Do you come from a wealthy family so don't feel like you're living up?

Are you one of those people with an $800+ car note?

Do you eat out every night?

Just hard for me to comprehend.


I'm in Alabama and I make right at 120k now. I live in a barn after my divorce, have no mortgage or rent and my land and barn are paid off.

There are months that I have struggled too. I was dating a woman and you never wrap your head around how much it is to date now. First month after we broke up, I had an extra 1200 or so in my account from the last year.

My biggest issue is that I am putting about 17500 in my 401k, another 6500 in my Roth and still putting another 30% away to build a house. So my "disposable" income isn't big even with a good salary. My truck is almost paid off but the payment is 675 a month on it.

Living comfortable is a mindset for sure. I like where I am and I like what I do so I am comfortable even though I sleep on a couch in a barn with my 3 dogs.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
71509 posts
Posted on 4/20/24 at 5:31 pm to
113k in San Diego is not comfortable.
Posted by Gee Grenouille
Bogalusa
Member since Jul 2018
4905 posts
Posted on 4/20/24 at 5:39 pm to
We make 200k a year with 2 kids. Small house note. One car note. The house was much more a year ago but we sold it all and downsized. Still takes it all but I’m dave Ramsey snowballing and almost there. I should see the full fruits of our efforts a year from now.
Posted by SECdragonmaster
Order of the Dragons
Member since Dec 2013
16245 posts
Posted on 4/20/24 at 6:02 pm to
Yes I do but I am blessed to be in a high income field.

If I did not have a wife and my children - I could be comfortable on 25% of my income each year.

Not saying I would be happier - but I just don’t need 90% of what my family requires.
Posted by rintintin
Life is Life
Member since Nov 2008
16196 posts
Posted on 4/20/24 at 6:14 pm to
quote:

My biggest issue is that I am putting about 17500 in my 401k, another 6500 in my Roth and still putting another 30% away to build a house


quote:

There are months that I have struggled too. 


I wouldn't say that's an "issue". You're being responsible and putting away $24k a year in retirement.

And it's certainly not a struggle if you're able to put away that much. It takes most people several years to achieve that.


Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
71509 posts
Posted on 4/20/24 at 6:16 pm to
Gf and I make around 250 combined, and man a mortgage and retirement savings just blow through that. Life is just so goddamn expensive lately.
Posted by latxwoman
Member since Mar 2019
750 posts
Posted on 4/20/24 at 6:21 pm to
If you consider post taxes, it's probably not too far off . A one bedroom apartment in BR is around 1300, a car is about 40,00 on the low end.. etc.
Posted by baseballmind1212
Missouri City
Member since Feb 2011
3264 posts
Posted on 4/20/24 at 6:22 pm to
I don't think their numbers are far off.

A 3bd/2bth mortgage in a decent area
A "new" used middle of the road vehicle every 5-7 years.
Enough savings rate to dodge CC debt on unforeseen stuff.
1-2 <$3k vacations/year
10% to a 401k.

That seems like a pretty fair assessment of living comfortably
Posted by JackieTreehorn
Malibu
Member since Sep 2013
29178 posts
Posted on 4/20/24 at 6:22 pm to
Incoming 10+ pages with every poster having an 850 credit score and making over $150k. It’s always fun!
Posted by SportsGuyNOLA
New Orleans, LA
Member since May 2014
17166 posts
Posted on 4/20/24 at 6:26 pm to
I can never be comfortable in Louisiana

Especially not in the summer
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