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Posted on 9/8/22 at 11:24 am to BabyTac
i only owe about 6k on a car with a trade in value of about 20k
BUT
i don't own anything (well, not myself)
BUT
i don't own anything (well, not myself)
Posted on 9/8/22 at 11:29 am to BabyTac
Depends if Biden is real or not on forgiveness
Posted on 9/8/22 at 11:33 am to BabyTac
quote:How many homes have you paid off in the last 14-15 months?
BabyTac
Posted on 9/8/22 at 11:37 am to BabyTac
A lot, but other than my mortgage (2.9%) and my truck note (0.0%) the debt makes me more money than it costs. I use to think living debt free was the answer, but I learned from self-made millionaires that debt can be good if its used properly.
This post was edited on 9/8/22 at 11:38 am
Posted on 9/8/22 at 11:38 am to BabyTac
I now have a mortgage, but it's less than 20% of the home value, so I'm not too worried about it.
That's it. I keep no other debt.
That's it. I keep no other debt.
Posted on 9/8/22 at 11:38 am to BabyTac
How many brag about paying off your house threads do you need ? This is at least the second one.
Ahh I see you paid your other house off in 2020. Baller.
Edit: Dude has paid his house off 3 times since 2020
Ahh I see you paid your other house off in 2020. Baller.
Edit: Dude has paid his house off 3 times since 2020
This post was edited on 9/8/22 at 11:44 am
Posted on 9/8/22 at 11:39 am to BabyTac
Posted on 9/8/22 at 11:45 am to BabyTac
A whole metric frickload.
I made my own way and wasn't given anything and im young, so it doesn't bother me much. It's mostly "good" debt, if there is such a thing.
I made my own way and wasn't given anything and im young, so it doesn't bother me much. It's mostly "good" debt, if there is such a thing.
Posted on 9/8/22 at 11:45 am to BabyTac
I have a mortgage, one car payment (wife's car is paid off), no credit card debt, combined student loans b/t both of us of ~$3000 remaining, and a small HELOC we took out to do some renovations recently. We could pay off the HELOC but doesn't make a ton of sense with only needing to pay ~50$ in interest a month and it just being tied to the equity of our home that has increased in value by about 60% since we bought it. I'd rather have more money available to invest elsewhere for a higher rate of return.
This post was edited on 9/8/22 at 11:49 am
Posted on 9/8/22 at 11:46 am to BabyTac
The house that we are making double payments on
Posted on 9/8/22 at 11:46 am to BabyTac
Between Mortgage, Student Loans, and a Car note
Like 340k
Like 340k
Posted on 9/8/22 at 11:48 am to BabyTac
Just my mortgage and a few more car payments.
Posted on 9/8/22 at 11:49 am to BabyTac
Use CCs for everything and auto-pay in full monthly
(we follow a budget and are pretty disciplined) - zero CC debt beyond the interest-free period.
Have a mortgage and $ of same amount invested - to work positive spread (interest earned on invested $ > mortgage interest)
Zero other debt.
I like Dave Ramsey except for using others' money for things where you can be disciplined and actually earn money on debt (vs. pay through the nose for debt).
(we follow a budget and are pretty disciplined) - zero CC debt beyond the interest-free period.
Have a mortgage and $ of same amount invested - to work positive spread (interest earned on invested $ > mortgage interest)
Zero other debt.
I like Dave Ramsey except for using others' money for things where you can be disciplined and actually earn money on debt (vs. pay through the nose for debt).
Posted on 9/8/22 at 11:50 am to BabyTac
I'm sure this thread will be filled with the truth.
Owe around $15k on some property in Florida and $10k on some property overseas. Both have zero interest so there hasn't been a rush to pay either off.
Owe around $15k on some property in Florida and $10k on some property overseas. Both have zero interest so there hasn't been a rush to pay either off.
Posted on 9/8/22 at 11:53 am to BabyTac
Since the 10k forgiven
My Student Loans -- $12k
Car Note -- $13k
We use CCs for the miles/rewards, but pay off every month.
Moving in march. Currently in the process of buying a house. Loan should be 100-125k. Many fine starter homes in the midwest in this range. Hope to make double mortgage payments each month, will still be MUCH lower than our current rent.
My Student Loans -- $12k
Car Note -- $13k
We use CCs for the miles/rewards, but pay off every month.
Moving in march. Currently in the process of buying a house. Loan should be 100-125k. Many fine starter homes in the midwest in this range. Hope to make double mortgage payments each month, will still be MUCH lower than our current rent.
Posted on 9/8/22 at 11:54 am to BabyTac
Just my mortgage, therefore I'm considered an "enemy" of the American left.
Posted on 9/8/22 at 12:09 pm to BabyTac
About 350
Posted on 9/8/22 at 12:10 pm to BabyTac
Around 500k.
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