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Message
re: “You can’t lie to the American people about affordability”
Posted on 11/15/25 at 3:49 pm to tigger4ever
Posted on 11/15/25 at 3:49 pm to tigger4ever
quote:
Affordability is relative. Affordability may be a problem for some people and not others. I don’t look at prices when I go grocery shopping. I set my life up to not have to worry about it. Went to college, saved money, retired just living off pensions and haven’t touched 401k in seven years. Prices will not stay the same as they were 5 or 10 years ago. They will go up every year. It’s up to you to be disciplined and set yourself up to not worry about buying groceries.
Mind if I ask how old you are? I’m guessing 60s or older based on what you described, and that matters for context. If so, you built your foundation in an economy where college was cheap, housing tracked wages, pensions still existed, and a single income could usually carry a household. A lot of discipline was still required on your end, but the wind was at your back.
For people in their twenties and thirties today, the terrain isn’t even close to the one you navigated. Tuition is much higher in real dollars, starter homes cost significantly more relative to income, wages have been mostly flat for decades, and the health care and childcare numbers would make your generation’s eyes water. You also get the luxury of “not worrying about grocery prices” because you’re retired, your housing is already settled, and you’re living off assets mostly built before the current squeeze took hold.
So the mindset part of your comment is true. People do have to structure their lives so inflation doesn’t break them. But pretending the underlying math works the same for a 30-year-old now as it did for someone who came up in the 70s, 80s, or even the 90s is just not reality. Your advice works as a philosophy. It no longer works as a blueprint.
1
Posted on 11/15/25 at 3:54 pm to CaptEasy
You mean, buy junk food instead of healthier options?
This post was edited on 11/15/25 at 3:55 pm
Posted on 11/15/25 at 3:59 pm to MC5601
quote:
Exactly. The older people just don’t understand. We’re not upset that the barista cant afford a 4 bedroom home. We’re upset that the engineer earning $115k per year can’t afford the 4 bedroom home. We’re upset that the young husband and wife making $150k combined feels that they can’t afford to have a 2nd child. If you didn’t buy a home 5-6 years ago you need to make about $200k combined to live a middle class lifestyle with a family of 5
my starter home i bought in 2001 came up on the mls last summer. i would be hard pressed to buy it now. and it's a 1000 sq ft 2br/1ba shitbox. bought it in 01 for 170k. it's 750k now. crazy
This post was edited on 11/15/25 at 4:20 pm
Posted on 11/15/25 at 4:14 pm to tigeraddict
quote:Stagflation isn’t prices going back down. That’d be deflation. Stagflation is high inflation plus low growth plus high unemployment. What we have now is the middle ground where prices stopped exploding but stay exactly where they landed.
Yes they are still paying more than we did in 2020. It’s not going back. That would be stagflation.
Posted on 11/15/25 at 4:15 pm to kingbob
quote:
So many, myself included, have lost jobs over the last year and are struggling to find anyone hiring.
I would have been homeless months ago if not for family helping out, and being locked into a bargain mortgage.
hope things work out for you soon brother, you're a great poster
what industry? maybe i can help?
Posted on 11/15/25 at 4:26 pm to beaux duke
quote:
my starter home i bought in 2001 came up on the mls last summer. i would be hard pressed to buy it now. and it's a 1000 sq ft 2br/1ba shitbox. bought it in 01 for 170k. it's 750k now. crazy
In 1998 my wife and I passed on buying a house in California for 300K. That same house is now $2.5 million.....completley insane.
Posted on 11/15/25 at 4:28 pm to geauxEdO
I guess your wife does all of the shopping and you do not see receipts.
Believe what you want as you always do.
Now, carry the hell on. It's the economy stupid!
Believe what you want as you always do.
Now, carry the hell on. It's the economy stupid!
Posted on 11/15/25 at 4:30 pm to kingbob
quote:It is funny how the board careens from your stance articulated here back and forth with the "stop having avocado toast and nice phones, it's perfectly possible to afford everything!".
The affordability crisis is absolutely NOT made up! That sort of thinking shows how financially out of touch the wealthy, retirees, and upper middle class are with the realities faced by the working classes and young professionals today.
One can argue that Trump is not responsible for the affordability crisis, and that the Trump Administration is enacting the best policies within its power to combat the crisis. But, denying it exists is akin to denying the sunrise. It simply occurs whether you believe it to or not.
Posted on 11/15/25 at 4:30 pm to dgnx6
quote:Is that true?
Things are more affordable than the last admin.
Posted on 11/15/25 at 4:31 pm to Lsupimp
quote:Serious question: where have your taxes increased?
my mandatory bills and taxes increase
Posted on 11/15/25 at 4:39 pm to geauxEdO
Is it much better right now? No. But the bleeding has stopped.
Things went up like a rocket under Biden. Under trump things have gone down or have stayed where they were. Essentially let’s ride this plateau hoping the pricing cliff comes eventually.
Health insurance keeps going up, and that needs to change. But I will say *knock on wood* that my car insurance hasn’t kept going up, for no reason like under Biden.
Though he gets accused of it, Trump really ain’t a king, and needs congress to step up and get stuff done. And the judiciary needs to stop getting in his way.
Things went up like a rocket under Biden. Under trump things have gone down or have stayed where they were. Essentially let’s ride this plateau hoping the pricing cliff comes eventually.
Health insurance keeps going up, and that needs to change. But I will say *knock on wood* that my car insurance hasn’t kept going up, for no reason like under Biden.
Though he gets accused of it, Trump really ain’t a king, and needs congress to step up and get stuff done. And the judiciary needs to stop getting in his way.
This post was edited on 11/15/25 at 4:42 pm
Posted on 11/15/25 at 4:47 pm to TrueTiger
quote:
Inflation has slowed, as the data shows. But I think the public expected prices to go back down to 2019 levels. It doesn't work that way.
This. You aren’t getting deflation. You have to get 2% or lower inflation and use sound economic policy to drive up employment and wage growth. We should be seeing rapid wage growth soon due to deporting illegals.
Some grocery prices are due to factors not controlled by govt or monetary policy. Beef is high due to drought and low herd counts. Hell catfish is about to get more expensive in the store, there will be a massive shortage in the spring and early summer due to a bad hatching season in 2024 and more farmers shutting down operations due to high costs and low prices the past two years. And natural attrition as older farmers die or retire and many have no heirs that want to continue fish farming. It’s tough work and they have so much money their kids don’t have to do it for a living. Nobody these days wants to work and it’s a big problem in the industry. Few can get into the industry due to high startup costs and risk. If you buy land and build ponds and all necessary equipment you’ll invest 10-12k per acre before you stock your first fish. Then it’s 12-18 months before seeing cash flow, with operating expenses ranging from 6-10k per acre. Unless you lease an existing farm and buy existing used equipment, you better have 18-20k per acre in funding. Most banks require at least 50% hard collateral for line of credit on catfish operations, some require 100%.
There’s so much broken in all of our agriculture industries that needs fixing to see reasonable prices. Starting with addressing input costs and monopolies by equipment companies like John Deere, chemical companies, seed companies, feed mills, etc.
Hedge fund and investment firms buying up land at ridiculous prices, driving up land value and rent where it’s unaffordable for the regular farmer or new farmer looking to buy a few hundred acres.
Over regulation by the FDA, USDA, EPA, OSHA, etc.
Lack of farm labor because Americans who would hold those jobs are all at home on welfare instead of working.
Our domestic food production is slowly being consolidated in the hands of the wealthy few with massive barriers to entry for new farmers and unfavorable economics and costs to family farms. That is not the recipe for lower grocery prices as food production becomes more monopolized. We need to ban investment groups from buying farmland, ban foreign entities from owning it, break up monopolies and address the abuse BigAg puts on farmers. Make food production profitable at lower prices
Posted on 11/15/25 at 4:49 pm to Bama Mountain
quote:
In 1998 my wife and I passed on buying a house in California for 300K. That same house is now $2.5 million.....completley insane.
woof
i lived in tahoe city 95-99. the last rental i lived in was a 4br/2ba on the lake with a dock and pier for 1k a month - $250 a man. if any of you are skiers, kent kreitler knocked on the door one day and said hey if you'll let me park my boat here you guys can come with or use it whenever, so we had a free boat. and yea...you're fricking kent kreitler! he couldn't have been more humble. no way that exists today though. i don't know how ski bum kids make it happen now
LINK
Posted on 11/15/25 at 4:50 pm to Big Scrub TX
quote:
Things are more affordable than the last admin.
Is that true?
Honestly, it’s about the same for me.
Posted on 11/15/25 at 5:06 pm to HagaDaga
quote:
Things went up like a rocket under Biden.
i wonder if that had anything to do with his predecessor shutting down the country spring 2020?
Posted on 11/15/25 at 5:07 pm to geauxEdO
quote:
and therefore, Trump is gaslighting the American people.
correct
Posted on 11/15/25 at 5:08 pm to northshorebamaman
quote:Oh FFS!
For people in their twenties and thirties today, the terrain isn’t even close to the one you navigated. Tuition is much higher in real dollars, starter homes cost significantly more relative to income, wages have been mostly flat for decades, and the health care and childcare numbers would make your generation’s eyes water.
Just stop.
In his instance, you're describing some fantasy hybrid of 1950's-1990's home economics' greatest hits.
E.g., "Retired just living off pensions"?
If the guy is in his 60's and non-gov't, there is virtually no chance he's "retired just living off pensions." That assumption is alarmingly disconnected from any reality. In fact, your assumptions are unhinged across the board.
Likewise, presumptions of your own incomprehensible challenges are overwrought concoctions. Sorry, but grow a set!
You would no more want to swap existences with a 50, 60, 70 y/o at your age than you'd want to be on Mars w/o a spacesuit.
Factually, you have no clue as to the hardships of the past, nor of the opportunities of the future ... which is a bit sad.
That is true of comparators at your present age, and it will be true when you're in your 60's remembering your lament over how good a 60y/o guy in 2025 had it. Mark my words. At least, that will be the median take of your Gen. Whatever it might be.
This post was edited on 11/15/25 at 5:11 pm
Posted on 11/15/25 at 5:11 pm to NC_Tigah
quote:
You would no more want to swap existences with a 50, 60, 70 y/o at your age than you'd want to be on Mars w/o a spacesuit.
False, I would take it in a hearbeat. You have no idea.
Posted on 11/15/25 at 5:11 pm to beaux duke
quote:
i wonder if that had anything to do with his predecessor shutting down the country spring 2020?
My state didn’t shut down. So obviously the country didn’t shut down.
You people really deserve the dunce hat in the corner treatment.
Posted on 11/15/25 at 5:14 pm to kingbob
quote:Then you're an F-ing imbecile! Name the time and age group, and we'll play a game.
False, I would take it in a hearbeat. You have no idea.
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