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Will insurance companies charge higher premiums for the unvaxxed? Can they?
Posted on 1/14/22 at 9:07 am
Posted on 1/14/22 at 9:07 am
They can charge higher premiums for smokers so why couldn't they do it for the unvaxxed?
I'm not saying they should.
I'm not saying they should.
This post was edited on 1/14/22 at 9:09 am
19
Posted on 1/14/22 at 9:10 am to L1C4
If insurance companies can charge a premium for being unvaxxed then they could itemize every health risk per individual and charge extra for high blood pressure, obesity, family history of various medical issues…..it could get real crazy real quick.
Posted on 1/14/22 at 9:12 am to L1C4
The ACA basically put into place how insurance carriers can rate individual policies. They did away with all underwriting and all policies are guarantee issued. The ONLY exception for underwriting is smoking. I believe Congress would have to amend the ACA.
That is MY understanding.
That is MY understanding.
Posted on 1/14/22 at 9:13 am to L1C4
I’ve started to wonder when the feds will lean on the big insurers and make this a thing. Trust that they will do everything in their power to squeeze out unvaxxed people. Pure evil.
Posted on 1/14/22 at 9:17 am to L1C4
Can they legally look at your vax record? Free vax shots are all over, how would they ever know?
Posted on 1/14/22 at 9:20 am to Yaboylsu63
I agree with you.
That is why I asked this question.
I wouldn't put it past this administration to try and use ins companies to force the vaccine.
That is why I asked this question.
I wouldn't put it past this administration to try and use ins companies to force the vaccine.
Posted on 1/14/22 at 9:21 am to L1C4
I have a $500 surcharge on my health insurance this year for being pure blood.
Meanwhile I am possibly the only person in my office that hasn’t been sick since this entire debacle started.
I guess I’ll just keep subsidizing everyone else’s health cost.
Meanwhile I am possibly the only person in my office that hasn’t been sick since this entire debacle started.
I guess I’ll just keep subsidizing everyone else’s health cost.
Posted on 1/14/22 at 9:27 am to Pintail
So if you are an employer and you pay your employees insurance do you pay higher premiums for the unvaxxed?
Posted on 1/14/22 at 9:30 am to L1C4
quote:
Will insurance companies charge higher premiums
They do if I smoke a cigar on the golf course.
Its institutionalized extortion.
Posted on 1/14/22 at 9:30 am to L1C4
They charge higher premiums for sky divers.
Posted on 1/14/22 at 9:54 am to L1C4
If that's the case, there are many people who never get the flu vaccine. Will they go after them as well? I think this would open a can of worms they wouldn't want.
Posted on 1/14/22 at 9:54 am to L1C4
quote:
Will insurance companies charge higher premiums for the unvaxxed?
No, it's a pre-existing condition.
This post was edited on 1/14/22 at 9:55 am
Posted on 1/14/22 at 9:55 am to L1C4
No. They cannot charge more for the unvaccinated
Posted on 1/14/22 at 9:58 am to Pintail
quote:
have a $500 surcharge on my health insurance this year for being pure blood.
Your insurance company isn’t doing this. It’s your employer.
Posted on 1/14/22 at 12:31 pm to roadGator
Employers can charge employees different health coverage premiums and even give offer different plans. After all we don’t want the govt telling private business how they should act. Supreme court just agreed with that.
Posted on 1/14/22 at 12:36 pm to Pintail
As spomeone else mentioned this is your employer adding the surcharge.
Ask your fellow employees and employer to send you a thank you note.
quote:
I guess I’ll just keep subsidizing everyone else’s health cost.
Ask your fellow employees and employer to send you a thank you note.
Posted on 1/14/22 at 12:38 pm to L1C4
Will they? Yes. Can they? Yes. Should they? Probably because the market will dictate it.
Posted on 1/14/22 at 12:48 pm to L1C4
I’m charged $100/mo to be unvaxxed.
I had covid last august, no hospital, just Advil and vitamins and I worked through it because we were still working from home.
Seems fair.
I had covid last august, no hospital, just Advil and vitamins and I worked through it because we were still working from home.
Seems fair.
Posted on 1/14/22 at 12:59 pm to L1C4
They make customers declare tobacco usage and adjust rates accordingly, so probably.
Posted on 1/14/22 at 1:08 pm to L1C4
quote:
Will insurance companies charge higher premiums
Yes
Always
No matter what
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