re: ‘Two little boys crying wolf’: Landry calls for shared blame on LA’s insurance crisis

That dude is an idiot

You must be an attorney .

Louisiana is done, has been done since Huey P. Long selling our oil revenues in a backend or deal to develop and subsidize the growth of the Mointain West. And we get to pay for it!

Since then, it’s been corruption to the core & Landry is showing to be a clown, big mouth blowhard, ambulance chasing whore!

Can’t stand the guy

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Louisiana already has no pay no play.

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It should be made way more stringent

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That is false

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No, it’s absolutely true.

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Are rates are high due to the litigious nature of our trashy population in this state and the bullshite laws that favor the plaintiff.

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This is false

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Not to mention the absurd number of people who don’t want to pay for additional insurance then sues the insurance company for not paying out on the policy they don’t have. If you don’t pay for coverage, you are not entitled to the benefits of the coverage you don’t have!!!

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Not even sure what this is supposed to mean. You can’t sue your own insurer for not paying out on coverage you don’t have. Even so, that would be contract law, not tort law.

Look, the legislature passed rather sweeping tort reform in 2020 and 2024. Have your rates come down since then? No? That’s because “tort reform” is not the problem and, thus, not the solution. We have among the lowest quantum of injury damages in the country.

We have horrible roads & infrastructure which leads to an increased volume of wrecks. We have an obscenely high rate of uninsured/underinsured drivers. We have grossly dangerous drivers but the cops don’t do anything about it. We have parish-wide judges elected by a small sliver of folks within a district. We have severe bag logs in the courts due to Covid, a lack of resources, laziness and incompetence. Overly aggressive insurance companies who run up huge bills with their own lawyers because they want to fight even the most clear cut cases and the most reasonable claims. Out of state Insurance adjusters who are paid commissions and bonuses on how well they screw people do nothing but push more victims to attorneys and push more claims into litigation. We have laws against frivolous claims by plaintiffs and defendants, but they’re rarely enforced making them virtually toothless.

We have a totally different issues between property//HO insurance and auto insurance. These arguments need to be separated to actually make progress here. Instead, we are just throwing a blanket of blame on the greedy insurance companies and the slimy lawyers. Yes, those groups cause lots of problems but I don’t know how you start there and arrive at a solution.

Landry doesn’t seem to have more than sound bites, and he isn’t particularly great at those.

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The epitome of gaslighting. Blame the people trying to defend themselves from horrible insurance companies practices. They did this to us in Florida. My insurances on my property there tripled in less than a decade.

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That’s because Florida was home to 9 percent of the country’s homeowners’ insurance policies and homeowners’ property losses, yet it had 79 percent of the entire country’s homeowner insurance lawsuits.

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If medical bills have been paid by an insurance company on your behalf as a result of an accident that wasn’t your fault, you should not be entitled to recover the cost of the medical bills paid and a jury should have a right to hear that your medical bills have been paid. There are penalties against insurance adjustors who do not fairly deal with their insureds. Our system is broken and there is little competition from insurance companies in this state with more insurance companies leaving and refusing to sell insurance here. If insurance companies are not attracted back we will continue to pay the highest rates in the country while our governor hunts with Gordon. I am as conservative as they come and recognize the work the Governor has done and is doing in criminal law but our insurance rates don’t go down after the many odd ball bills he passed last year and those he says he will pass this year then he deserves to lose the next election. Remember the tort reform bill last year that he vetoed at the behest of the trial lawyers association.

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Again, same insurance companies in the considerably cheaper to insure states. What's the difference?

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Same number of billboard lawyers in the considerably cheaper to insure states. What’s the real difference?

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High rate of uninsured drivers = higher premiums on everyone else due to increased odds of your insurance being forced to pay out a claim on an accident that was caused by someone else.

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Wouldn’t be so many uninsured if it didn’t cost more to insure your vehicle than it’s worth .