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1
Posted on 3/13/25 at 1:00 pm to GeauxBurrow312
quote:
Healthcare = $400 a month
I pay less than $800 a year for medical and dental combined.
Retired military.
Decisions have consequences.
Posted on 3/13/25 at 1:01 pm to Eric Nies Grind Time
So then you made a choice to live in Buckhead or Decatur or wherever you are and then you bitch about it. Poor you. Stop bitching and earn more. Atlanta has many employment opportunities.
Posted on 3/13/25 at 1:02 pm to thunderbird1100
So you’re just pissing up a rope based on 24 months of a trend. Got it.
I’ll make a note to avoid responding to any of your further posts.
I’ll make a note to avoid responding to any of your further posts.
Posted on 3/13/25 at 1:02 pm to HubbaBubba
quote:
(#1) My first place was a small cheaply furnished apartment over a garage that I paid $90 a month for with water, gas and electricity.
How much would this cost now?
quote:
(#5) Next was a home at $165k, that had four bedrooms, 2.5 baths and 2 car garage.
(#6) then the home I'm in now has 4BR, a media room, two living areas, large designer kitchen, 3 car garage and a pool for $365k. That was in 2001.
How much would these cost now?
Then take whatever those multipliers are and see if wages have matched that.
Posted on 3/13/25 at 1:03 pm to Night Vision
Good for you, the rest of the country does not spend $800 a year. I guess it comes down to if you believe there should be a middle class in this country, and not just a top quartile.
Those are very reasonable numbers in todays world, people are hardly living the high life with a $500 month used car and a $1500 rent. I lived that way 10 years ago. I now spend about twice that, which is what a upper-middle class life looks like.
Those are very reasonable numbers in todays world, people are hardly living the high life with a $500 month used car and a $1500 rent. I lived that way 10 years ago. I now spend about twice that, which is what a upper-middle class life looks like.
Posted on 3/13/25 at 1:04 pm to GoCrazyAuburn
quote:
Okay?
They’re all finding a way to own homes. You might want to call people who have found a way to own a home in your age bracket and start taking notes.
Posted on 3/13/25 at 1:04 pm to GeauxBurrow312
quote:Move to a location where the cost of living is less. Maybe look for a different career.
Its basic math, yeah someone can eat a diet consisting of rice and cabbage for every meal. That would save them a few percentage points of their take home pay. What else are they supposed to cut? Ride a bicycle 50 miles to work?
Posted on 3/13/25 at 1:05 pm to GeauxBurrow312
Not reasonable. I pay 530 a month for a family of 4 for insurance. If I were singel it would be 220 a month.
Why you paying 500 a month on a used car. Save and buy in cash. Every decision has consequences, and the younger generation wants a big house a nice car without putting in the time. I drove the same car for 20 years.
Why you paying 500 a month on a used car. Save and buy in cash. Every decision has consequences, and the younger generation wants a big house a nice car without putting in the time. I drove the same car for 20 years.
Posted on 3/13/25 at 1:06 pm to NC_Tigah
quote:
You missed the caption on the video?
Again do you read some of your own links?
From one of the first few I clicked on:
quote:
Many Gen Z homeowners likely purchased during the ultra-low rate era of 2020 and 2021, data from Redfin suggests.
Once again, anything prior to the housing crisis is irrelevant to the point housing affordability is at all time lows right NOW and this only stems from issues in the last few years, not 2020, not 2021. What will be relevant is data specifically from 2023, 2024 and this year (assuming housing affordability continues to stay bad) coming up. judging by home buying rates in general:
You see that sharp and down to the right curve starting 2022 and staying at lowest levels in an extremely long time the past 2 years? People bought about 20% less existing homes recently than a decade ago and the population hasnt shrunk by 20% (or gone down at all). Wonder why that is!
Posted on 3/13/25 at 1:06 pm to GeauxBurrow312
When I started out I was very careful with my spending. I was that way really since I was an early teenager. Paid $600 for my first car in 1984. It was 10 yrs old.
My parents hammered it into me early not to waste money or get into debt.
Worked through high school even though I played three sports, and even worked some part-time while on active duty in my early years.
My parents hammered it into me early not to waste money or get into debt.
Worked through high school even though I played three sports, and even worked some part-time while on active duty in my early years.
Posted on 3/13/25 at 1:06 pm to Boss
"Just earn more" is not great advice when we're talking about needing to be in the top 5% of earners just to afford what was once considered a middle-class lifestyle.
What part of "Atlanta" do you live in? I am not in either Buckhead or Decatur but pretty close to Decatur.
What part of "Atlanta" do you live in? I am not in either Buckhead or Decatur but pretty close to Decatur.
This post was edited on 3/13/25 at 1:08 pm
Posted on 3/13/25 at 1:08 pm to Eric Nies Grind Time
Live in Cobb, house is worth 950k. Our Income is 400k
Posted on 3/13/25 at 1:08 pm to Eric Nies Grind Time
quote:
needing to be in the top 5% of earners just to afford what was once considered a middle-class lifestyle.
This is the second time you’ve said that.
You don’t need to make $350k a year to afford a “middle class lifestyle.” You’re living in some sort of alternate universe.
Posted on 3/13/25 at 1:08 pm to the808bass
quote:
So you’re just pissing up a rope based on 24 months of a trend. Got it.
- Been making a point about the housing crisis the last few years multiple times over. Never once has anyone said it was bad back in 2020, 2021, as this is a more recent issue. In fact I made multiple posts about how my very own house went up 50% in value from 2020-2021 to now while interest rates are more than double as well.
....and you post stuff that shows people were happy to buy stuff back before things got bad in said recent years trying to make some point the youngest home buying generation hasnt been affected
Then you complain we're only talking about the last few years when thats what we were referencing the entire time.
Cant make this up folks
This post was edited on 3/13/25 at 1:09 pm
Posted on 3/13/25 at 1:09 pm to NC_Tigah
quote:
Right.
In those instances supply-demand will rebalance the market.
Right, and it is pretty widespread across the market, so there is going to be a big rebalance. it is another housing bubble that is looming.
quote:
2024
Median HH Income: $80,610
Median Home Price: $357138 (2515 sqft)
HomePrice-to-Income: 4.4
The median home is not 2515 square feet according to this. Looks like the median inventory bounced around the 1800-1900 sq. ft range for 2024.
LINK
Now, median newly built houses that were sold was 2,286. Those sold for $428,600. Still vastly different than your numbers.
The median sale price for 2024 was $419,200
Posted on 3/13/25 at 1:10 pm to Boss
So you are a 1% household. 
That's what it takes these days. Thanks for proving my point.
That's what it takes these days. Thanks for proving my point.
Posted on 3/13/25 at 1:10 pm to the808bass
quote:
They’re all finding a way to own homes. You might want to call people who have found a way to own a home in your age bracket and start taking notes.
What a weird comment and assumptions you are making.
Posted on 3/13/25 at 1:10 pm to Boss
I am not using my own expenses in that example, those are median costs. For the two of us, we spend a little under $500 a month on healthcare, it depends significantly on your employer and benefits.
The US median cost is much higher than that. $530 for 4 is extremely low
The US median cost is much higher than that. $530 for 4 is extremely low
Posted on 3/13/25 at 1:13 pm to Night Vision
quote:
I pay less than $800 a year for medical and dental combined.
Retired military.
Decisions have consequences.
This is some of the worst stances I've ever seen made on here. "oh you werent in the military, lol guess it sucks to be you"
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