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re: Railroading Tim Temple isn’t going to help the insurance crisis

Posted on 5/15/25 at 8:29 am to
Posted by Suntiger
STG or BR or somewhere else
Member since Feb 2007
36214 posts
Posted on 5/15/25 at 8:29 am to
quote:

quote:

Because tort reform only works to restrict the rights of the injured; it does ZERO to affect premiums.


This is what tort lawyers say.


He’s right, but it’s only part of the puzzle. We really need a 3 prong approach to address the issues. 1) tort reform such as limited damages on soft tissue injuries to get rid of “______ got me $500K!” 2) profit restrictions on insurance, by either instituting paybacks on profits or reinvestments to lower profits the next year. And 3) Infrastructure upgrades, financial literacy education, and addressing other things that insurance companies base rates on.

I’m not saying those are the answers or a silver bullet, but playing the blame game on one side or the other gets you nowhere. A comprehensive study, plan and execution is what is needed.
Posted by Tall Tiger
Golden Rectangle
Member since Sep 2007
4266 posts
Posted on 5/15/25 at 8:30 am to
The only tort reform that would have any effect would be to limit the plaintif bar's ability to file full fledged lawsuits on every claim, no matter how frivolous or small. Once the case gets into the civil court system it's too late. We need pre suit review panels or a separate workers compensation style tribunal system with no juries.
Posted by Zephyrius
Wharton, La.
Member since Dec 2004
9570 posts
Posted on 5/15/25 at 8:41 am to
quote:

Temple is working hard on tort reform.

This will probably be the funniest thing I read all day.
Posted by the808bass
The Lou
Member since Oct 2012
128773 posts
Posted on 5/15/25 at 8:44 am to
quote:

He’s right


No, he’s not. Saying dumb shite like that is exactly
quote:

playing the blame game on one side
.
Posted by BTROleMisser
Murica'
Member since Nov 2017
13541 posts
Posted on 5/15/25 at 1:26 pm to
quote:

But Don Jr. endorsed Landry, so he was MAGA, and we must all fall automatically in line and elect the "MAGA" candidates.


But Republican voters also shite on Waguespack because he was a Jindal guy and headed LABI. So, it wasn't just Don Jr. that influenced the election. Landry played the good ol boy identity up (just like JBE did) and voters ate it up.
Posted by ragincajun03
Member since Nov 2007
29184 posts
Posted on 5/15/25 at 4:13 pm to
quote:

But Republican voters also shite on Waguespack because he was a Jindal guy and headed LABI. So, it wasn't just Don Jr. that influenced the election.


Oh, don’t get me wrong. I’m not blaming Trump Jr at all. Hell, it’s not his or his dad’s job to understand what really goes on down here.

Conservative leaning voters just didn’t want to see or hear the warning signs. It was evident on this board.
Posted by BarberitosDawg
Lee County Florida across causeway
Member since Oct 2013
13193 posts
Posted on 5/15/25 at 4:14 pm to
quote:

Don’t get me wrong he sucks too, but these idiots refuse to go against their trial lawyer buddies.


Winner winner chicken dinner!
Posted by Riverside
Member since Jul 2022
10649 posts
Posted on 5/15/25 at 5:00 pm to
quote:

This will probably be the funniest thing I read all day.


It’s the truth. Laugh all you want. Temple is pushing a package of bills that will lower insurance rates, and that’s why the billboard lawyers are so irate. The personal injury attorneys are spending a fortune to bombard the public with anti-insurance nonsense to kill these reforms.
Posted by stout
Porte du Lafitte
Member since Sep 2006
182186 posts
Posted on 5/15/25 at 5:02 pm to
quote:


Tim Temple is a classic southern Democrat with an R next to his name so he can win elections.


A southern Democrat from DeRidder?
Posted by The Boat
Member since Oct 2008
177279 posts
Posted on 5/15/25 at 5:06 pm to
quote:

A southern Democrat from DeRidder?

Look into his background. He was endorsed by the democrat party in 2019.
Posted by TJG210
New Orleans
Member since Aug 2006
29422 posts
Posted on 5/15/25 at 5:15 pm to
quote:

I’m not saying those are the answers or a silver bullet, but playing the blame game on one side or the other gets you nowhere. A comprehensive study, plan and execution is what is needed.


How about weeding out the quack doctors from the equation as well? I’d love to know what % of these “injured claimants” go these schysters rather than legit medical doctors.
Posted by TJG210
New Orleans
Member since Aug 2006
29422 posts
Posted on 5/15/25 at 5:34 pm to
quote:

As long as insurers are allowed to get away with having a 200% higher profit margin in this State relative to its neighbors, nothing will fix the insurance crisis.


Are the injury attorneys not making money hand over fist? Millions in NIL, sponsoring college teams, sponsoring NFL teams, more billboards and commercials than you can shake a stick at…..hell I saw one today that’s putting on a mini-fair with a band this coming weekend.
Posted by boosiebadazz
Member since Feb 2008
85584 posts
Posted on 5/15/25 at 5:55 pm to
quote:

hell I saw one today that’s putting on a mini-fair with a band this coming weekend


You sure that wasn’t the Allstate Sugar Bowl?
Posted by Tigerinasia
Natchitoches
Member since Jan 2008
2025 posts
Posted on 5/15/25 at 6:19 pm to
quote:

Temple is working hard on tort reform that benefits the insurance companies, rather than Louisianans.


Why can’t we just fricking do what other states do that works? The evidence is there.

Answer: because Louisiana voters are stupid and refuse to inform themselves.

Like you
Posted by Kreg Jennings
Parts Unknown
Member since Aug 2007
3967 posts
Posted on 5/15/25 at 7:02 pm to
quote:

The Franchise

quote:

You sound like a trial lawyer lol. Bet my life you're an attorney.


His silence on this charge is deafening.
Posted by Speckhunter2012
Lake Charles
Member since Dec 2012
8644 posts
Posted on 5/15/25 at 7:06 pm to
quote:

Ask yourself why so many of La. Insurance Commissioners have gone to jail, and you can see why the insurance commissioner needs railroading. And there has only been 7 before Teepl


I get it. Politicians are politicians. No argument regarding the guys you mentioned.

So occasionally we have a corrupt Insurance Commissioner.

How many elected officials fly on a private jet with the Commissioner to a deer, duck or turkey lease?

Yet, the Oligarchs who run our state are apparently free to wheel and deal with our elected officials?

I love Louisiana. Our Politics suck and have ruined this state.
It AIN"T just the Insurance Commissioners.

That's small potatoes compared to what is keeping us last in good and first in the worst.
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