re: People Basically Approving of the Murder of the United Healthcare CEO

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We're a morally bankrupt society on both ends.

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Lmao dude. Absolutely nobody cares about insurance executives, the entire industry is built around not paying for things. Hence why some countries don’t even have car insurance at all. It’s an industry born out of the capture of government by lawyers (of a particular religion, I might add).

Screw anyone that works for them.

And yes, medical bills are largely a meme, there’s only so much money that can be taken from you if you don’t pay. When I got rear ended and had to have neck surgery I got a bill for $25,000. After ignoring it for 2 years, it went away.

But by all means keep simping for big companies, that will absolutely make your life better. You owe nothing to those that seek to make your life worse.

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But by all means keep simping for big companies

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You’re simping for a murderer and chastising others for “simping” for big companies?

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No one is the judge of who deserves to live or die.

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The irony is that guy's company does judge who deserves to live or die, on a daily basis... and for him and United Health those are merely unemotional business/financial decisions. For the people they judge, and deny claims for, these are literally life and death decisions with huge physical and emotional tolls.

Again, I am not celebrating or condoning the guy's assassination... but I am not exactly surprised as to how someone out there could have been upset enough to do what they did. Hopefully, they find the person responsible and he suffers the consequences for his crime.

Greed doesn’t have the same meaning today as it did 15-20 years ago.

In today’s youth, it simply means anyone with more than me.

And often times those with that view also know in their soul they lack the work ethic that those who have more than them.
They’ve been taught their lack of having is not their fault, but rather because someone else hasn’t gifted it to them.

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and that's not the reason people are nonchalant or even feel his murder was justified

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I can only assume you haven't read this topic.

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You’re simping for a murderer and chastising others for “simping” for big companies?

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If Larry Fink got ventilated on a street corner I guarantee you this entire board would be over the moon with excitement. It’s all about perspective.

Regardless of whether it is 7% or 32% rejection rate, what’s more important is to know the details of each case or type of cases. Insurance is a product purchased to protect families or businesses against catastrophic events. Not everything is covered. If you want more coverage it will cost you more. Period. You decide what to purchase.

If the insurers don’t have more comprehensive coverage then you have to decide do I purchase what they have or forego coverage?

That’s your decision.

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Greed doesn’t have the same meaning today as it did 15-20 years ago.

In today’s youth, it simply means anyone with more than me.

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Well that's just not "greed", but more like "disparity". Perhaps they assume that disparity is the result of greed, but they aren't the same thing.

You're free to talk about "greed" however you desire, but at least we got to the root of the disagreement. You're using a different definition of the word than what has been historically used.

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You're free to talk about "greed" however you desire, but at least we got to the root of the disagreement. You're using a different definition of the word than what has been historically used.

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I don't think he believes that; I think he is arguing that a lot of young people automatically attribute to greed any disparity.

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Want to fix it? If an Adjuster denies a legit claim, put them in jail

If that doesn't stop it, lock up the CEO and Board of Directors

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Why stop with that? Why not just make it legal to throw gasoline on them and light it on fire?

(This is what populism does, folks).

All ridiculousness aside, it really does help to understand a little about how these things work.

When a clinic, provider, hospital, etc. signs a contract to be a provider with an insurance company, the contract basically defines a "legitimate claim" as a claim that the insurance company deems legitimate.

"Meets medical necessity" is the phrase that pays.

I'm not saying that they have unlimited immunity from any pushback, but they have really wide latitude to define what constitutes having met the burden of medical necessity themselves.

Which means, in determining what constitutes a "legitimate claim," they get to make those rules and as long as they aren't violating their own rules and policies in denying any given claim, they win.

In order to beat them at this you have to show that they have violated their own rules/policies (there are some laws that apply as well). And many if not most of them are entirely subjective criteria, and the contract states that the insurance company gets to make those subjective calls.

This does happen, btw. Insurance companies are huge and employ lots of low-level employees who aren't real smart. Usually the first person to deny your claim is a high school graduate, then the appeals move up the chain after that.