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Posted on 11/4/26 at 8:00 pm to riccoar
quote:
There use to be a time when families took care of families. How sad that a Mom or Dad breaks their backs to work and support children to make sure they are always cared and covered until adulthood, and sometimes pass that, and when Mom and Dad become a burden to their busy lifestyle, they must be placed somewhere.
this is the correct answer.
Posted on 11/4/26 at 8:18 pm to Freauxzen
There are people with dementia who would not be safe in a home environment. They need round the clock supervision in a secure facility. There are people with severe, chronic illnesses who need a level of care above what the typical family member can provide. Ever tried pick up someone off the floor who has fallen? I have. It ain't easy and I'm a relatively big strong dude.
Back in the day people needed care for a few months and then died. Medical science can now keep people alive for much longer, but in a high state of need.
We kept my parents in their home for as long as we possibly could, but eventually they needed more than we could provide. I would love to have been able to afford round the clock nurses, but it wasn't economically feasible.
Have some grace for the caregivers. Most of us have run ourselves into the ground trying to do what we can. If your loved one lives long enough you eventually hit a wall and have done all you can do.
Back in the day people needed care for a few months and then died. Medical science can now keep people alive for much longer, but in a high state of need.
We kept my parents in their home for as long as we possibly could, but eventually they needed more than we could provide. I would love to have been able to afford round the clock nurses, but it wasn't economically feasible.
Have some grace for the caregivers. Most of us have run ourselves into the ground trying to do what we can. If your loved one lives long enough you eventually hit a wall and have done all you can do.
Posted on 11/4/26 at 8:35 pm to TIGERHOLD
Just wait until your parents get old. I’m not talking retirement age. I’m talking in their 90s. I’m talking the complete inability to live independently.
Those assets you think they are hoarding will be either eaten alive by the cost of long term care, or they will donate their house to you, so they can have the privilege of dying in squalor in a Medicaid nursing home facility.
This is a real issue. And the utter disrespect of the elderly is a societal horror.
Those assets you think they are hoarding will be either eaten alive by the cost of long term care, or they will donate their house to you, so they can have the privilege of dying in squalor in a Medicaid nursing home facility.
This is a real issue. And the utter disrespect of the elderly is a societal horror.
Posted on 11/4/26 at 9:02 pm to Diamondawg
quote:
You mean like when they get forgetful and forget to turn the stove off and burn the house down with them in it.
100% gettin' old ain't for wimps.
Some people become the real life version of the Allstate mayhem guy.
My dad's dad had dementia so bad that he would forget where he was, think he was in a bathroom, and just start peeing all over the floor & walls.
One of my uncles had dementia & would occasionally get drunk & wander around the neighborhood. Several times he started a brawl with the neighbors. He also drove a car through the front yard (shirtless), rolled down the window, and asked my mom if she knew what time it was? He was about 2 feet from running her over.
Many of these people are still out there. Some of them still have car keys
This post was edited on 11/4/26 at 9:04 pm
Posted on 11/4/26 at 9:03 pm to prplhze2000
Talarico mentioned it while campaigning iirc. Guy has a good message, lets see what he does
Posted on 11/4/26 at 9:10 pm to The Pirate King
quote:
How is this a political problem?
Because politicians are responsible for a lot of the bullshite involved with aging and dying. Dems are always threatening to get rid of stepped-up basis at death. And people such as myself have been paying FICA for many decades. A shite ton of money that would be a shite ton more if we’d been allowed to invest it ourselves. And getting hosed by the ACA debacle and otherwise broken “insurance” system.
Death tax.
Widespread fraud: the area a legitimate government focuses on punishing and preventing.
I could go on.
Posted on 11/4/26 at 9:30 pm to Bjorn Cyborg
quote:
You sound like an idiot. Even when people keep their elderly parents at home, they often have serious health issues that require home health, sitters and other expensive care issues. And even with the best intentions, many people simply cannot physically care for an elderly parent with major health problems.
You missed the point where the OP believes the taxpayers should foot the bill instead of the elderly having to cash in assets to pay for their care before medicaid kicks in.
In other words to OP is upset because in his opinion the "inheritance" is being squandered by end of life care and wants the tax payers to foot the bill.
Posted on 11/4/26 at 9:36 pm to prplhze2000
quote:holy shite, you boomers want even more money spent on yall and an even bigger piece of the pie.
Taking care of elderly family
After yesterday this may take the cake for most tone deaf post of the day
Posted on 11/4/26 at 9:42 pm to SquatchDawg
quote:
Add this to the list of things congress doesn’t address…like a tax break for people that actually pay for kids tuition, healthcare premiums/desuctibles, etc.
They did address those issues. They are included in the $30,000 standard deduction for families.
Healthcare premiums are paid with before tax dollars otherwise they are deductible.
quote:
Employer-Sponsored Insurance (Pre-Tax) • Not Deductible: If your health insurance premiums are deducted directly from your paycheck before taxes (pre-tax dollars), they are already excluded from your taxable income on your Form W-2. Because of this, you cannot deduct them a second time as a medical expense.
• After-Tax Paycheck Deductions: If you pay for employer-sponsored coverage using after-tax dollars, those amounts can be counted toward itemized medical expenses.
This post was edited on 11/4/26 at 9:43 pm
Posted on 11/4/26 at 9:46 pm to prplhze2000
quote:
Families are literally wiped out by nursing home expenses. Medicaid grabs all the family assets. It's a major problem yet never discussed.
That’s why you save money your entire life.
No one plans.
Posted on 11/4/26 at 9:51 pm to jizzle6609
A year's worth of long term care can cost north of 100k. Even for people who save, it goes quick.
Posted on 11/4/26 at 9:53 pm to Jim Rockford
quote:
She had a fair amount of assets but they've spent it all on her care and there's nothing left except the house, which is exempt as long as she's still alive. Medicaid covers her expenses now. When she dies the state will put a lien on her house to recover what it can and that will be that.
This sounds like common sense proper solution. Why should the taxpayers foot the bill when they have assets that could go towards those bills?
quote:
I don't know what the solution is but the status quo is not sustainable.
It shouldn't be the taxpayers footing the bill either.
This post was edited on 11/4/26 at 9:55 pm
Posted on 11/4/26 at 9:58 pm to jizzle6609
Sometimes having money doesn’t work either. I’m surprised no one has mentioned elderly parents who refuse to discuss any of this. That’s what happened to me. 25 years ago my dad talked about his plans for when the time would come. The years passed and I realized he never discussed anything with me. I brought it up last year and he refused to go there. He died a few months ago without ever having a financial conversation with me. I was left to guess what his wishes were. I can only assume he thought I’d kick him out of his house had he put the house in my name.
Posted on 11/4/26 at 10:00 pm to Jim Rockford
quote:
A year's worth of long term care can cost north of 100k. Even for people who save, it goes quick.
True, but it should go before Medicaid picks up the tab.
Posted on 11/4/26 at 10:03 pm to armytiger96
It almost always does. You have to jump through a lot of hoops to shield assets and you have to do it at least five years in advance.
Posted on 11/4/26 at 11:04 pm to Markus Strauss
quote:
Democrats talk about this all the time and Kamala Harris made having Medicare pay for these expenses a centerpiece of her campaign.
Medicaid does pay for the expenses.
Then after the person dies, they recoup them from the deceased person's estate.
Posted on 11/4/26 at 11:09 pm to prplhze2000
quote:
Medicaid grabs all the family assets.
Not really.
They don't recoup expenses if there is a surviving spouse, children under a certain age, disabled children, or even if there are surviving siblings.
Yeah, I guess after the spouse and all the siblings die if there is anything left they'll come after it, but it's relatively easy to avoid this as long as the parents trust the kids. And if they don't, then that's a bigger problem anyway.
Posted on 11/4/26 at 11:59 pm to Jim Rockford
quote:
A year's worth of long term care can cost north of 100k. Even for people who save, it goes quick.
I get it. I have a grandmother in a nursing home now. They take her SS check every month outside of a certain amount. Pretty nice facility actually.
Posted on 11/5/26 at 12:01 am to goldeneagle007
quote:
Sometimes having money doesn’t work either. I’m surprised no one has mentioned elderly parents who refuse to discuss any of this. That’s what happened to me. 25 years ago my dad talked about his plans for when the time would come. The years passed and I realized he never discussed anything with me. I brought it up last year and he refused to go there. He died a few months ago without ever having a financial conversation with me. I was left to guess what his wishes were. I can only assume he thought I’d kick him out of his house had he put the house in my name.
I grew up assuming because my father always talks finance that every family discussed finances and how to conduct oneself. I did not know this many people never had a conversation with their parents about finances. It’s actually mind boggling to me because ever since I’ve been 13 years old my dad preached saving and investing as well as living frugally and working hard. Also, don’t share too much information. Only let people know what they need to know n
This post was edited on 11/5/26 at 12:03 am
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