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re: NYTimes Ezra Klein on affordability in the modern era -
Posted on 7/17/22 at 11:01 am to 1tufftiger
Posted on 7/17/22 at 11:01 am to 1tufftiger
quote:
The government was originally designed to be made up of average citizens…
It was designed to be a government of people with skin in the game.
0
Posted on 7/17/22 at 11:07 am to Eurocat
Leftists are always complaining about university costs yet they refuse to point any fingers at the university system or tell people to choose other routes besides 4 year universities.
Peter Thiel said it best, the American University is like a religious atheist institution. It has the same presence as the catholic church in the middle ages.
Peter Thiel said it best, the American University is like a religious atheist institution. It has the same presence as the catholic church in the middle ages.
Posted on 7/17/22 at 11:44 am to Eurocat
quote:
In the 1960s, it was possible to attend a four-year college debt-free, but impossible to purchase a flat-screen television. By the 2020s, the reality was close to the reverse
Ezra is smart. But he is an elitist.
There are so many ways to graduate college debt free. But one has to choose to do so (as opposed to allow getting sucked in to an education machine primed to suck money from people more than willing to throw it away).
The biggest expense for an in state college is being head of household. If you dont want debt, dont move out and become a head of household. Summer and holiday jobs can cover the rest of instate tuition, books, and fees (kids are making $14-$15 per hour doing basic jobs that really dont even require a high school diploma).
Amd this is the same issue as home prices. Instead of buying a 3200 square foot home 30 minutes away from work, buy a 1200 square foot townhome. Or a 1200 square foot manufactured home. Or 1200 square foot 40 year old dwelling. The idea that home ownership is unavailable without even looking is retarded. Ezra is an elitist and common sense is below him.
Posted on 7/17/22 at 11:49 am to Eurocat
That article could easily be titled: “Government subsidies drive up prices of the goods they subsidize.”.
Posted on 7/17/22 at 12:41 pm to Eurocat
Ezra you voted for this you nitwit
Posted on 7/17/22 at 12:48 pm to upgrayedd
(no message)
This post was edited on 7/17/22 at 12:58 pm
Posted on 7/17/22 at 1:02 pm to tiggerthetooth
quote:
Peter Thiel said it best, the American University is like a religious atheist institution. It has the same presence as the catholic church in the middle ages.
A good reason for them not to all have minor league professional sports…
Posted on 7/17/22 at 1:10 pm to Eurocat
Universities have changed so much over the past 50 years. Part of this includes demand by students for things like improved rec centers and student life activities, apartment style dorms, and much more beyond the classroom. Then there’s the technology component which was largely non-existent aside from a mainframe for research at larger universities and later on terminals for limited student use. Health care costs have ballooned as with any other industry. Unfortunately schools have also layered on numerous tiers of non-classroom management and administrative support to help deal with the increased complexity and bloat and meet modern political tastes.
All of this was made by possible by student loans and deferred responsibility for its cost. A lot of 18 year olds might also buy a Ferrari if told they could get guaranteed federal government loans and extended payment terms. Most students today would not elect for a school that resembles a college education in 1960, but they’d probably be a lot better off for it, particularly in many fields of study.
All of this was made by possible by student loans and deferred responsibility for its cost. A lot of 18 year olds might also buy a Ferrari if told they could get guaranteed federal government loans and extended payment terms. Most students today would not elect for a school that resembles a college education in 1960, but they’d probably be a lot better off for it, particularly in many fields of study.
Posted on 7/17/22 at 1:10 pm to Strannix
quote:
And the median home was a 1000 square foot craftsman not a 3000 square foot mcmansion
Agreed, the average home is definitely larger. Mostly because that is what people want but government also wants it. The tiny house and accessory dwelling unit battles raging in many areas is a great example. Zoning restrictions have made it very difficult to build smaller homes. City councils and planning & zoning commissions fight to keep minimum lot sizes high, require ridiculous setbacks, ban ADUs(granny suites/garage apartments, etc).
Those same people fighting to keep those zoning restrictions to protect property values will also lament the lack of affordable housing in their city.
Posted on 7/17/22 at 1:12 pm to meansonny
quote:
Or a 1200 square foot manufactured home. Or 1200 square foot 40 year old dwelling.
Do these even exist anymore?
Posted on 7/17/22 at 1:26 pm to Oilfieldbiology
quote:
Do these even exist anymore?
Location, location, location.
The point is that a starter home doesnt have to be under 30 minutes from a central business district. The starter home starts the homeownership process (the entire point of the article is that people are left out... when my point is that their ego or laziness is the only thing leaving them out).
Posted on 7/17/22 at 1:35 pm to meansonny
I disagree with the article. I went to college in 2002 and graduated debt free and married my wife while in college. We both work for the university 20-30 hours a week during the school year and 40 hours a week during the summer. My sister started the same college in 2000 and graduated with 60k in student loans because she had to join a sorority and was to good to work. My sister attitude is why kids these days are in debt when the graduate. They want Greek life, they want to go out and party 3-4 days a week, they are to good to work while in school. Same with homes. You buy the worst home in the nicest neighborhood you can and spend the next ten years fixing it up yourself and doing the work yourself in the evenings and on the weekends. But most people are to good for this as well
Posted on 7/17/22 at 1:53 pm to meansonny
quote:
Summer and holiday jobs can cover the rest of instate tuition, books, and fees
Lol
Posted on 7/17/22 at 2:04 pm to East Coast Band
quote:
NYT and the Atlantic will spend all their efforts to downplay a Trump economy at the same time sugar coating a Biden economy.
This is because both are part of the Democrat Party propaganda wing.
quote:
Instead, a decent journalistic medium should objectively analyze everything for every citizen, regardless if who is in Office
Good luck finding a decent journalist nowadays.
Posted on 7/17/22 at 2:07 pm to Lightning
quote:
Those same people fighting to keep those zoning restrictions to protect property value
These are the NIMBY type. My town is full of them. All they care about is increasing the value of their home, and to do so they restrict what you can do with your property.
Posted on 7/17/22 at 2:10 pm to Eurocat
Tuition skyrocketed with the advent of federal student loans. No one to blame but the fricking government. Again.
Posted on 7/17/22 at 2:32 pm to JohnnyKilroy
quote:
quote:
Summer and holiday jobs can cover the rest of instate tuition, books, and fees
Lol
Tuition at kennesaw state is $2700 per semester. My son is making $14/hr with 10 hours overtime per week this summer.
Books are $700. Fees about another $1k.
He clears the entire fall expense over the summer. He clears winter/spring working on weekends and christmas.
This isnt rocket science
(He actually has the hope scholarship. But the point is that this can be covered without in-state scholarships).
Too many egos and lazy people.
Posted on 7/17/22 at 2:35 pm to Shiftyplus1
quote:
Tuition skyrocketed with the advent of federal student loans. No one to blame but the fricking government. Again
Has it?
Kennesaw state is $5400 for the year.
I went to college in the 90s. It may have been about $4000 per year at that time.
The expense is housing and food.
Those have gone up astronomically. But they have done so for people not going to college as well. The key difference is that it is difficult to go to school and work at the same time.
Posted on 7/17/22 at 2:36 pm to RogerTheShrubber
quote:
people aren't willing to give that up
I am....
Maybe not back to 1000 sf, but I'm done with the 3500 sf BS.
Give me a smaller but nice quality finish home & I'll take the quality over quantity. Simple may be better after all.
Posted on 7/17/22 at 3:23 pm to meansonny
quote:
Tuition at kennesaw state is $2700 per semester. My son is making $14/hr with 10 hours overtime per week this summer.
Books are $700. Fees about another $1k.
He clears the entire fall expense over the summer. He clears winter/spring working on weekends and christmas.
This isnt rocket science
(He actually has the hope scholarship. But the point is that this can be covered without in-state scholarships).
Too many egos and lazy people.
Oh so it's possible as long as you go to the 2nd or third tier public schools. What if I don't live in or near Kennesaw? The backbone of that plan is to keep living rent free at home while going to school.
In state tuition at LSU is 12k per year before fees and books.
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