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1
Posted on 3/9/18 at 4:22 pm to el Gaucho
It’ll smoke that f250 of yours
Posted on 3/9/18 at 4:30 pm to Usafgiles
hard to see after I roll coal on you
Posted on 3/9/18 at 4:31 pm to el Gaucho
Can you two frick already jesus
Posted on 3/9/18 at 4:32 pm to Iosh
Nah I'm coughing up smoke after hanging out with your gf all afternoon
Posted on 3/9/18 at 4:50 pm to Iosh
Don’t tell me who to frick.
Posted on 3/9/18 at 5:06 pm to TimeOutdoors
Because the tricks today can't go to school with 15 hrs a semester without needing to be bubble wrapped.
Add a job to that.....lol....not enough Prozac in the world to make that work.
Add a job to that.....lol....not enough Prozac in the world to make that work.
Posted on 3/9/18 at 7:17 pm to tigeraddict
quote:
because there is no collateral. all cash loan with nothing tangible they can get in return for forfeiture
If they don’t pay then their degree should be taken away.
Posted on 3/9/18 at 9:20 pm to MrLSU
quote:
Umm sounds like a terrific but short sighted idea because the carnage that comes along with this is astronomical. You will throwing millions more into the unemployment lines and shutting down 95% schools of higher education overnight. LSU would be forced to fire their entire staff and faculty & then forced to sell their assets just to field core departments. Then the trickle down effect of on small & medium sized businesses which feed off these these universities would be far outweigh your 1.5 trillion dollar number.
Sounds like a terrific idea.
Posted on 3/9/18 at 9:28 pm to Iosh
Should let this happen with one other consequence, If they don’t pay, degree revoked.
Posted on 3/9/18 at 9:33 pm to LSURussian
quote:
Maybe if a student declares bankruptcy to get out of his student debt, the university is required to note the bankruptcy on his transcripts so that any potential employers will see the bankruptcy when they request a copy of the official transcripts.
Or just do a credit check
Posted on 3/10/18 at 8:29 am to Usafgiles
quote:
but please explain...
Debt is an investment instrument. Somebody on the other side of the equation owns that debt - more than likely a worker retirement plan. You cannot wipe away one side of the equation without affecting the other. So when you argue that the economy will be stimulated by wiping away debt, it is not money being created from nothing, it's simply transferring value from the investment market to the consumer market. And it negatively affects the economy when it happens in large degree. This is what happen with housing and credit markets in 2008.
This post was edited on 3/10/18 at 8:33 am
Posted on 3/10/18 at 9:46 am to TimeOutdoors
quote:
Or you can work and pay your way through school. Not sure why more people don’t do this.
This.
It took me 6 years to do it, but on the day I graduated, I had a job and $0.00 debt.
It took having no car, living on campus, and scraping by on the weekends when the cafeterias were closed, but 25 years later I have classmates that are still paying off loans they took out to live in apartments, buy cars and party.
To this day the only debt I have is the mortgage on a house I have 85% equity in. I've never understood this burning desire people seem to have to borrow money.
Posted on 3/10/18 at 10:08 am to WildTchoupitoulas
quote:
It took having no car, living on campus, and scraping by on the weekends when the cafeterias were closed, but 25 years later I have classmates that are still paying off loans they took out to live in apartments, buy cars and party.
My wife and i paid off debt in 2 years because we didn’t buy fancy shite once we got new jobs.
Posted on 3/10/18 at 10:23 am to Colonel Flagg
quote:
we didn’t buy fancy shite once we got new jobs.
Yep, earlier in the thread someone was asking how he was supposed to borrow money to buy a car if he declared bankruptcy, smh. How about d=save your money and buy a used car with cash...?
It's just another example of entitlement attitude, people think they're entitled to all kinds of shite and just borrow the money to pay for it instead of delaying gratification and working hard and saving money.
That $10,000 depreciation hit they take after driving their new truck off the lot at 21 could be worth >$100,000 when they're 51.
Posted on 3/10/18 at 10:25 am to WildTchoupitoulas
quote:
Yep, earlier in the thread someone was asking how he was supposed to borrow money to buy a car if he declared bankruptcy, smh. How about d=save your money and buy a used car with cash...?
This is how I've purchased every car I've owned. It's become harder in recent years as value cars have been regulated into scarcity. It's still possible though.
Posted on 3/10/18 at 10:35 am to MrCarton
quote:
This is how I've purchased every car I've owned. It's become harder in recent years as value cars have been regulated into scarcity. It's still possible though.
I did buy one new vehicle, a 2003 Taco 4x4 for $20k. It's only got 160k miles on it, and is still worth >$10k. I figure I got another 10 years on it or so.
Posted on 3/10/18 at 11:09 am to Iosh
Online education is the future.
Posted on 3/10/18 at 11:12 am to Iosh
Federal backed student loans are the main reason college is so expensive and also why we have so many worthless degrees like gender studies
Posted on 3/10/18 at 1:05 pm to Iosh
quote:
advocates making student loans dischargable in BK
I have no idea why they should not be, just like the vast majority of other debts. Why are the higher ed institutions afforded this special treatment?
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