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re: Example of medical costs in the US
Posted on 3/3/25 at 8:13 pm to aero1126
Posted on 3/3/25 at 8:13 pm to aero1126
My last baby before this one cost us $0 to have. The entire delivery was covered. First baby cost $850 to deliver. It’s wild how much insurance varies and how you have basically zero control over the types of policies your employer will offer.
This post was edited on 3/3/25 at 8:15 pm
1
Posted on 3/3/25 at 8:13 pm to POTUS2024
Medical rate of inflation is multitude times actual inflation to such a level that it will consume the entire economy within 20 years if not dealt with. It’s less sustainable than SS
Posted on 3/3/25 at 8:16 pm to POTUS2024
As someone in healthcare, the process is a racket. It lacks visibility and the ability for consumers to make informed choices.
Posted on 3/3/25 at 8:17 pm to John Barron
“A friend”
“Saved my parents $300k”
More made up stories.
“Saved my parents $300k”
More made up stories.
Posted on 3/3/25 at 8:18 pm to Choot em Tiger
quote:
We have excellent insurance
No you don't. My wife's FEP Blue Basic Plan is $250 for delivery. Everything else is $0 co pay for outpatient related services including postpartum care.
Posted on 3/3/25 at 8:20 pm to POTUS2024
quote:Did you whistleblow? That's against the law!
For example, I read an article that if you want an MRI, the authors called and found the price was $1200 to walk in and have it done. That assumes health insurance being involved. If you say you're paying with cash, the price comes down to $300. This was just one reporter calling around.
Posted on 3/3/25 at 8:22 pm to John Barron
You’re completely out of your depth on anything past hitting the embed button on this forum.
Posted on 3/3/25 at 8:25 pm to 4cubbies
quote:
My last baby before this one cost us $0 to have. The entire delivery was covered. First baby cost $850 to deliver. It’s wild how much insurance varies
If you have good insurance, It should not cost you no more than $500. Any Hospital I ever worked at my Insurance out pocket cost was $500 or less for in hospital delivery
Posted on 3/3/25 at 8:30 pm to Lesalli
I just had a chest pain ER visit, angiogram(it’s a myocardial bridge) went home.
$60k total. We owe $8k out of pocket
$60k total. We owe $8k out of pocket
Posted on 3/3/25 at 8:35 pm to the808bass
quote:
You’re completely out of your depth on anything
You are one of the dumbest posters on this board DeSimp. And if you have FEP Blue Standard there is $0 cost for delivery.
FEP Blue Basic
$250 per inpatient admission; nothing for outpatient services
LINK
Posted on 3/3/25 at 8:41 pm to 4cubbies
Epidural doctor costs us 600 bucks last year.
Tital bill was 1200 or so.
Maybe you should marry a real man and not some queer tranny
Tital bill was 1200 or so.
quote:
my husband acts like he needs hospice when he has a common cold.
Maybe you should marry a real man and not some queer tranny
Posted on 3/3/25 at 8:42 pm to POTUS2024
My kid tore his ACL in November last year. When we went in for the MRI I hadn't met my deductible for the year so it was going to cost me $700 out of pocket. Called around a couple places and got it done for $500 cash. Makes no sense at all and tells you just how big of a scam insurance is.
What I've learned is that I too can haggle with them over prices. If the insurance company is going to do it, so am I. I now let all of my medical bills go to collections. Then I call and tell them what I can afford to pay. They will usually meet me in the middle. If they don't, I pay nothing and sit on it. They will eventually settle to get it off the books.
I've got a bill for $5k right now from his ACL surgery that I'm letting sit for a while.
What I've learned is that I too can haggle with them over prices. If the insurance company is going to do it, so am I. I now let all of my medical bills go to collections. Then I call and tell them what I can afford to pay. They will usually meet me in the middle. If they don't, I pay nothing and sit on it. They will eventually settle to get it off the books.
I've got a bill for $5k right now from his ACL surgery that I'm letting sit for a while.
Posted on 3/3/25 at 8:48 pm to pickle311
quote:
I now let all of my medical bills go to collections.
Works well in the micro.
Posted on 3/3/25 at 8:49 pm to POTUS2024
Sister is an anesthesiologist assistant and making close to $300k. Their liability is huge but that’s ridiculous for what she does.
Posted on 3/3/25 at 8:52 pm to POTUS2024
I'm having an ERCP next Thursday to remove a bile duct stent and that's gonna run about 90K before insurance.
On a positive note my max out of pocket over 2500 will be maxed out in early March.
On a positive note my max out of pocket over 2500 will be maxed out in early March.
Posted on 3/3/25 at 8:55 pm to John Barron
So which one of y'all works for the government?
Posted on 3/3/25 at 9:07 pm to John Barron
There’s miles of space between FEP blue and other health insurance plans. You’re just running your dick sucker about nonsense. Per usual.
Posted on 3/3/25 at 9:21 pm to the808bass
quote:
There’s miles of space
Every Hospital I have ever worked for, the Insurance I had the cost was $500 or less for delivery. If you have good insurance you are not paying 4k or 11k out of pocket for delivery like the OP and another poster said. I just looked up the average cost....
Vaginal delivery: $14,768 on average, with $2,655 typically paid out-of-pocket
AVERAGE= 2,655 out of pocket
Like I said..if you have good insurance you are not paying anything close to 11k or 4k out of pocket.
Posted on 3/3/25 at 9:22 pm to POTUS2024
This is complete bullshite. If they have insurance they don’t haggle with the hospital. If they are an in-network provider the amounts have already been agreed upon. There will be an allowed amount for each procedure, they would then be responsible for their co-insurance percentage up to their out of pocket max. Births are highly subsidized and my guess is they will owe less than $1k when insurance gets the claims.
I had an accident a few months ago that required 2 hand surgeries plus hospitalization. The bill was over $20K and I owed less than $1k total between hospital and ambulance.
I had an accident a few months ago that required 2 hand surgeries plus hospitalization. The bill was over $20K and I owed less than $1k total between hospital and ambulance.
Posted on 3/3/25 at 9:24 pm to POTUS2024
Got quoted 300 for medically necessary botox for a certain muscle to relax. The offered to have it covered, so I agreed.
They billed 1100 to bcbs, who paid 700, and I had to come out 400.
That my friends, is a snapshot of what's wrong.
WTF
They billed 1100 to bcbs, who paid 700, and I had to come out 400.
That my friends, is a snapshot of what's wrong.
WTF
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