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re: Bernie said the average american pays $12,000 a year in Healthcare
Posted on 2/20/20 at 6:27 am to RocketPower
Posted on 2/20/20 at 6:27 am to RocketPower
I pay 850/mo for my wife and I. And it’s a high deductible plan, so I never use it. Ridiculous!
Posted on 2/20/20 at 6:31 am to TitleistProV1X
quote:
Yea I pay $0 a month for my family of 5, no deductible, and $10 co pays, not sure where he’s pulling that statistic.
The only people who get that kind of a deal are government employees, C-suite people, and people on medicaid.
Posted on 2/20/20 at 6:36 am to RocketPower
I pay 440 a month for just me. 12,000 a year is just 1000 a month. Considering what i pay I can see a family plan averaging that.
Posted on 2/20/20 at 6:36 am to tiger turney
quote:
I pay $1,650 per month; wife and 2 kids
Jesus Christ...what hell kind of health plan you got?
Posted on 2/20/20 at 6:37 am to Boatshoes
No one on this thread is including what their employer contributes on their behalf, which is part of what you pay as it is part of your compensation. That said Bernie is an idiot
Posted on 2/20/20 at 6:40 am to Cosmo
You can blame the Bamster , but really it was the insurance companies being opportunistic
Posted on 2/20/20 at 6:43 am to RocketPower
quote:
What is he smoking I pay nowhere near that, do people actually believe this guy? He wants to raise my taxes to pay for a healthcare plan that I pay nowhere near that for shittier insurance?
Averaged out? It’s certainly possible. Have you seen all the fat asses out there?
Seriously, though, it’s more likely that patients are billed that much. It has nothing to do with what they actually pay.
Posted on 2/20/20 at 6:59 am to StPeteLSU
quote:
I pay 1750 per month plus deductible if 8000 for wife and I. Both in late 50’s and retired. Since I retired my income of course went way down. Total BS. So if I get sick and max out my deductible I spend almost 30k per year. Sucks
But the system is working out to well for the poor health insurance companies, won’t someone think of them???
Posted on 2/20/20 at 7:02 am to Damone
quote:
But the system is working out to well for the poor health insurance companies, won’t someone think of them???
Turns out when you get their help to draft the bill they slant it in their direction. Who would’ve thunk it?
Posted on 2/20/20 at 7:17 am to TheFonz
Through BCBS of Louisiana. I’m self-employed.
Posted on 2/20/20 at 7:30 am to RocketPower
i pay $130/week for Health/Dental/Eye as my portion of a family pan for 5
and i have already hit my family deductible ($2250) for the year....
and i have already hit my family deductible ($2250) for the year....
Posted on 2/20/20 at 7:41 am to RocketPower
quote:
What is he smoking I pay nowhere near that, do people actually believe this guy? He wants to raise my taxes to pay for a healthcare plan that I pay nowhere near that for shittier insurance?
I had company sponsored health care through my working life. It continues in my retirement until I go on medicare. I chose a coverage plan for about 5 grand a year that requires I pay another five to seven grand in deductible before it covers totally. So if I get sick, I'm going to shell out up to 12 grand out of pocket. I am one of Bernie's pay up to 12 grand a year. I was in the emergency room for a heart issue. You go to the emergency room on my plan then you are shelling out thousands out of pocket. I'm not complaining but unless you have some fine union negotiated pay nothing into health care plan, health insurance is expensive. And, my heart is fine. The e room visit was a total waste of money. Tell your PCP you have a heart anything, they send you to the e room.
Posted on 2/20/20 at 7:52 am to RocketPower
Self employed and not old and don’t smoke. My family plan cost almost $2,000 per month. No known ailments in our family.
You guys that work for big companies don’t have to worry about health care but it matters for self employed people. The last thing I want is for the government to take it over though. I’d actually like them less involved
You guys that work for big companies don’t have to worry about health care but it matters for self employed people. The last thing I want is for the government to take it over though. I’d actually like them less involved
Posted on 2/20/20 at 7:54 am to RocketPower
quote:Yes, they do. Because they believe the numbers forming basis for Bernie's claims.
Bernie said the average american pays $12,000 a year in Healthcare
do people actually believe this guy?
Where do Bernie's numbers come from?
CMS runs an annual calculation known as the National Health Expenditure Accounts (NHEA). The NHEA is source of claims of annual US Health Care expenditures. E.g., According to CMS's NHEA, the US spent $3.65Trillion on health care last year. CMS is also a source of the claim that up to 27 million uninsured Americans meaning 300 million are paying for care.
So Bernie is simply taking those numbers and doing simple math:
$3.65T/300M people = $12,167 per person
More About the NHEA:
The NHEA measures annual U.S. expenditures for public health activities, government administration, the net cost of health insurance, all investment related to health care including stocks, bonds, and speculation, and all retail, and retail outlet sales.
Buy one of Brett Farve's Copperfit bands, or the latest male enhancement scam pill at GNC, or a massager at CVS and your bucks are part of the $3.65T. Buy a hover-round scooter chair, a home stair lift, or Walmart's Hearing Assist junk (as seen on TV!), and you're part of the $3.65T. Vitamins, reading glasses, diet pills . . . all part of the $3.65T.
Needless to say, no other country measures things that way. So it substantially inflates US healthcare spending vs that in other countries where measures reference only true medical spending.
Put bluntly, NHEA calculations are bullshite propaganda.
They have been for all 60 years of their existence.
They served as part of the rationale for formation of Medicare/Medicaid in the 1960's. They are now the reason Bernie can claim a family of four would average >$48,000 in annual healthcare expenses.
The numbers sound way off. Because they are way off.
This post was edited on 2/20/20 at 11:10 am
Posted on 2/20/20 at 8:07 am to NC_Tigah
There’s multiple people in here with firsthand accounts of paying fat more than $12,000 a year for health insurance, much less health care.
Posted on 2/20/20 at 8:07 am to tiger turney
quote:
I’m self-employed.
Ah, yeah.. Self-employed always get screwed in the arse over this.
Posted on 2/20/20 at 8:24 am to TheFonz
quote:
Ah, yeah.. Self-employed always get screwed in the arse over this.
You know reading through all of these responses it seems we mostly don't want the government in our health insurance business. But a fair amount of posts also indicate much of our health insurance coverage is expensive and it sucks. So the dems got the drop on this issue while republicans sat on their hands invoking a bygone era of cheap health care. Something needs to be done about it.
Posted on 2/20/20 at 8:25 am to aTmTexas Dillo
quote:
Something needs to be done about it.
No doubt. But universal healthcare isn't the solution.
Posted on 2/20/20 at 8:28 am to TheFonz
quote:
No doubt. But universal healthcare isn't the solution.
Yes but have the republican fossils in congress given us any idea what they want to do? Very little. So again, this is an issue we all think needs to be addressed and the democrats have done it. We likely will be in single payer within a decade when Mitch McConnell finally retires as minority leader. Because in part he didn't rally his troops to address the issue when he could.
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