re: Bernie said the average american pays $12,000 a year in Healthcare

You’re obviously not self employed.

I canceled mine and went to Jesus health insurance.

Mine was $13,000/ yr. for one person.

That’s health “insurance” not health care.

$32 trillion for ‘Medicare for all’? It’s a bargain

quote:

---

They cite a study published last year showing that if Vermont Sen. Bernie Sanders’ proposal for a comprehensive single-payer system were enacted, it would cost about $32 trillion in new federal revenue over 10 years.

---

This article is pro Medicare for all; therefore, this 32 trillion number is highly likely to be underestimated, but we will use it nonetheless. So, the government would need $3.2 trillion in additional taxes per year to pay for it.

U.S. personal income 1990-2018

quote:

---

Personal income increased to about 17.6 trillion U.S. dollars in 2018.

---

If you attempted to pay for Medicare for all through a flat income tax, the BEST case scenario would be an 18% on every dollar earned in the country in addition to the current tax load.

So, if everything Sanders says is true and accurate the break even would be an income of $67,000. However, as you exempt people from paying, and you know they will, the tax percentage will rise and the break even point will lower.

He keeps saying we would save money, but if your employer is currently paying a large portion of you insurance there is no guarantee they would increase your salary to offset the increase in your taxes. Therefore, many citizens could be significantly worse off financially if this went into effect.

If the estimated costs are lower than the actual costs then the tax rate will need to increase even more. You could easily be looking at a 30% to 40% income tax increase.

I pay like 150/month for a single guy which includes vision and dental.

Does your employer pay the rest? Because your employer considers that your cost when they look at your impact to company.

quote:

---

So $412.50 per person. That’s $4,950 per year per person. That’s pretty far from the $12,000 Bernie claimed.

Note: I’m not saying you don’t understand this, but there are those who may not and see the price tag of $1,650/mo and say Bernie is right.

---

If he’s in the same boat as me, his company probably pays at least that much. Then add if you actually do go to the doctor at least once for something non-check up related, if you take any medication and you’re there. God forbid you have to go to the ER.

quote:

---

What is he smoking I pay nowhere near that, do people actually believe this guy? He wants to raise my taxes to pay for a healthcare plan that I pay nowhere near that for shittier insurance?

---

It wouldn't surprise me. I once turned down a W2 job as a doctor that was going to payroll deduct $1800 a month (no subsidies) for health coverage for me, the wife, and kid. With a $10,000 a year deductible.

If you've got a job where you're payroll deduction for health care is in the $300-$500 a month range, expect that your employer is eating at least an equivalent amount.

Yea I pay $0 a month for my family of 5, no deductible, and $10 co pays, not sure where he’s pulling that statistic.

For health CARE or health INSURANCE?

There IS a difference.

I thought he said $12,000 per family. This would be pretty accurate in my opinion. We have PPO Blue Cross Blue Shield and pay about $1100 per month which is over $12K per year. But Bernie is talking how much the average family pays for healthcare per year... a total.. not just for premiums. If we include out of pocket max, copays, and the cost of some prescriptions we probably spend $18K or so per year total on healthcare.

Honestly think the $12K per family is pretty realistic as a national average for families with private insurance. Yes, you may pay less because your employer contributes but if you add up employer contributions plus what you pay yourself... $12K is probably pretty damn close.