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Message
re: Your current total credit card debt balance?
Posted on 3/11/22 at 2:47 pm to Wayne Campbell
Posted on 3/11/22 at 2:47 pm to Wayne Campbell
quote:
I'll readily admit that I have made some really bad financial choices. There was a period in college where I was terrible with money.
I’m with you. I didn’t run it up in college, it was right after. I let it get wild and carried about 14k for years. About 6 or 7 years ago I really sat down and made a plan to get it square and paid it all off and reevaluated how I use my cards. I got rid of some and got some new ones with better rewards.
My wife keeps wanting my to get a platinum Amex so she can use the lounge access but she travels more than I do. She goes on a trip each year with her daughter. I prefer to drive unless it is just a long drive.
0
Posted on 3/11/22 at 4:01 pm to SlowFlowPro
Be proud of great credit score!
Simultaneously, if score is near top of possible range, you might want to ask yourself if you could extract more financial value with use of credit (ie, use other peoples money to make money).
Our goal was maximizing return vs best credit score.
Peace of mind aside
Simultaneously, if score is near top of possible range, you might want to ask yourself if you could extract more financial value with use of credit (ie, use other peoples money to make money).
Our goal was maximizing return vs best credit score.
Peace of mind aside
Posted on 3/11/22 at 4:02 pm to Turf Taint
pay it off every month
Posted on 3/11/22 at 4:37 pm to Turf Taint
We usually charge between $2-4K a month, but pay it off monthly. No balance.
Posted on 3/11/22 at 4:43 pm to kywildcatfanone
current statement is 3900
Posted on 3/11/22 at 4:46 pm to Turf Taint
About 8k each month but it gets paid in full each month. Amex is simply a deferred debit card. We have all of our bills linked to it to help us accumulate points faster.
Whatever you spend, you pay it the next month in full.
My favorite Italian food is chicken piccata or chicken Bryan from Carrabbas
Whatever you spend, you pay it the next month in full.
My favorite Italian food is chicken piccata or chicken Bryan from Carrabbas
This post was edited on 3/11/22 at 4:48 pm
Posted on 3/11/22 at 4:47 pm to Turf Taint
I use my card for everything. Generally it’s around $6k a month. Pay it off monthly
Posted on 3/11/22 at 4:48 pm to Turf Taint
Veal parmigiana
Posted on 3/11/22 at 5:08 pm to Turf Taint
Only around $11K right now - I rolled the other $23K into my home refi a couple months ago. 
Posted on 3/11/22 at 5:34 pm to LSUmajek
quote:
Lol this forum is such bs.
Not a single person has stated they have any CC debt thats not paid in full at months end.
I can't speak for anyone else. I know mine is.
Posted on 3/11/22 at 5:35 pm to Dragula
Lol every person on the thread..
quote:
0$ pay it off every month
Posted on 3/11/22 at 5:37 pm to Turf Taint
3500 (not joking)
Probably payoff half next week
Probably payoff half next week
Posted on 3/11/22 at 5:48 pm to Turf Taint
About $1500 which will be paid off as soon as my expense report clears. I use my personal card for work travel to earn the points.
Posted on 3/11/22 at 5:51 pm to Turf Taint
Zero and I prefer the Canneloni at Gino’s.
Posted on 3/11/22 at 5:52 pm to Turf Taint
$0
I pay it immediately as the charges hit. Can't stand a balance.
I pay it immediately as the charges hit. Can't stand a balance.
Posted on 3/11/22 at 6:07 pm to goofball
quote:Same, whether $800 or $8000.
I use my CC for every transaction possible for the miles/points, which I use to stay in hotels for free.
I pay the balance in full every month.
Posted on 3/11/22 at 6:13 pm to Turf Taint
$0 haven't owned one in 10 yrs.
Posted on 3/11/22 at 6:32 pm to chinese58
Don't use credick. Just run a tab a everywhere I go.
Posted on 3/11/22 at 6:36 pm to Turf Taint
4 to 5 thousand. I pay it off every month. I write few checks and have a few check drafts. My debts are largely charged on the card and then I pay them off. It makes it easy and easy to see where the money is being spent.
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