- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Would you report small scale credit card fraud to police?
Posted on 8/21/15 at 8:28 am
Posted on 8/21/15 at 8:28 am
Someone got my credit card and used it at starbucks, mcdonald's, sonic, and a gas station. I cancelled it. Would you tell the police about this or forget about it?
It's really irritating so I'm leaning toward filing a report with the po
It's really irritating so I'm leaning toward filing a report with the po
15
Posted on 8/21/15 at 8:29 am to TheIndulger
quote:
Would you tell the police about this or forget about it?
Call credit card company and let them close your account and send you a new card. Problem solved
Posted on 8/21/15 at 8:29 am to TheIndulger
Did the charges happen in the same city you reside in? If so, then yes.
Posted on 8/21/15 at 8:29 am to TheIndulger
Besides being lazy, why would you not report it?
Posted on 8/21/15 at 8:30 am to TheIndulger
CC = call company and have them take care of it
Debit Card = call bank and expect to have to file an affidavit with the police anyways.
Debit Card = call bank and expect to have to file an affidavit with the police anyways.
Posted on 8/21/15 at 8:30 am to TheIndulger
Most definitely. Chanced are, they're just checking to see if you notice before they charge some big ticket items. You might need a police report to have it taken off your credit.
Posted on 8/21/15 at 8:31 am to TheIndulger
probably a waste of time. had some credit cards stolen one time which was used to purchase an ipad or something like that at a walmart. douchebag detective couldn't find out who it was even after being given a time, store # and checkout area (electronics, obviously).
Posted on 8/21/15 at 8:31 am to TheIndulger
quote:
credit card
did they physically steal your card?
One time I left a bar and the bartender acidentally gave me and another dude each other's cards. The next day he went out to lunch and I think got gas. It wasn't fraud, just a mixup. I called my bank and they canceled the card, reimbursed the charges, and gave me a new card.
This post was edited on 8/21/15 at 8:53 am
Posted on 8/21/15 at 8:31 am to CuseTiger
quote:
Call credit card company and let them close your account and send you a new card. Problem solved
As I said, I cancelled my card, that problem is solved, now the next problem is do I tell the police about it
Posted on 8/21/15 at 8:32 am to TheIndulger
Are you 18 and this is your first credit card?
Posted on 8/21/15 at 8:32 am to TheIndulger
I just dont understand why you wouldn't call the police?
Posted on 8/21/15 at 8:34 am to Swagga
Because filing a police report and taking the time out of your day is a waste after the cards cancelled.
Posted on 8/21/15 at 8:34 am to TheIndulger
Yes. People that do this don't just steal a card, they steal multiple. In my state it is a felony, and fraud is a crime of moral turpitude which means their testimony in any court can be and should be questioned for the rest of their life. What seems to be a little thing really is bigger when you look at all the ramifications.
Posted on 8/21/15 at 8:36 am to TheIndulger
Thats a serious issue.
I would call the credit card company as indicated but would also contact my bank and the credit bureaus and freeze my credit immediately.
I would call the credit card company as indicated but would also contact my bank and the credit bureaus and freeze my credit immediately.
Posted on 8/21/15 at 8:44 am to WG_Dawg
quote:Had the same thing happen to me, and I likely wouldn't have noticed for a while if the guy didn't cancel the card before I went to use it. We had the exact same type of card.
One time I left a bar and the bartender actually gave me and another dude each other's cards. The next day he went out to lunch and I think got gas. It wasn't fraud, just a mixup. I called my bank and they canceled the card, reimbursed the charges, and gave me a new card.
Posted on 8/21/15 at 8:45 am to Pavoloco83
quote:
I would call the credit card company as indicated but would also contact my bank and the credit bureaus and freeze my credit immediately.
Calling the credit card company is all you need to do. This isn't identity theft.
Posted on 8/21/15 at 8:48 am to Bucktail1
Report it. Common practice is they will use a stolen or compromised card (number) on a small item to see if it is valid. Usually, you will see several small charges before they go after something of value.
Posted on 8/21/15 at 8:51 am to CajunAlum Tiger Fan
quote:
Calling the credit card company is all you need to do. This isn't identity theft.
Exactly. It isn't you they stole from. Unfortunately, filing a police report is a waste of time and particularly for this as it seems to be petty theft. Until the credit card companies decide enough is enough and stop writing off these losses they are going to be common.
Posted on 8/21/15 at 8:52 am to CajunAlum Tiger Fan
quote:
This isn't identity theft.
If they sign a credit card receipt, that is exactly what it is by definition.
Posted on 8/21/15 at 8:52 am to Swagga
quote:
I just dont understand why you wouldn't call the police?
I probably will. The main reason not to would be that it's not worth the time to pursue. I already got the charges cancelled so I would pretty much be fighting in the name of justice.
Page 1 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News