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re: What was your worst time financially?
Posted on 7/20/22 at 11:17 am to SaintlyTiger88
Posted on 7/20/22 at 11:17 am to SaintlyTiger88
My last two weeks of college I lived on fish sticks, grits and Country Time Lemonade..
This post was edited on 7/20/22 at 3:42 pm
0
Posted on 7/20/22 at 11:19 am to SaintlyTiger88
After my first divorce. She took the house, my dog and half of everything else.
Posted on 7/20/22 at 11:20 am to SaintlyTiger88
quote:
At what point in your life would you say was your worst time financially?
My junior year in college when my parents told me they would no longer be contributing to my living expenses.
quote:
At what point did you go from living paycheck to paycheck, to having a comfortable lifestyle? What happened in your life that helped you rise above?
Got a job working for the Parks department and ate a ton of spaghettios.
Posted on 7/20/22 at 11:21 am to SaintlyTiger88
Right now, cost of living is absurd, gas prices absurd, student loans seem to be kicking back in soon so that shouldnt help.
I'm not broke or anything, just reallllly busting my arse for these commission checks.
I'm not broke or anything, just reallllly busting my arse for these commission checks.
Posted on 7/20/22 at 11:21 am to SaintlyTiger88
My first job at 18 in 1976. My monthly take home pay was £108 (£166 gross) but my share of the monthly rent was £60 and my monthly underground pass to get to work cost £36. Living off £12 a month obviously was going to present some challenges even with my employer giving luncheon vouchers for £0.45 per day that were accepted by most places. I worked nights in a pub and Saturdays in a garage to survive. Definitely were months that were an enormous struggle and I only survived thanks to a very understanding bank manager who would nearly always approve an overdraft.
Posted on 7/20/22 at 11:22 am to SaintlyTiger88
Don't fkn' remind me. After a year or so of getting laid off from work during the 2009 recession. I was literally one night away from losing my home due to foreclosure if it wasn't b/c a friend let me borrow $2K to pay the bank immediately to delay the process. I remember holding the foreclosure subpoena and in tears trying to find a solution and realizing nobody could help. What a sad and traumatizing experience for a young married guy. Fast forward 13 years and now I have $320K equity in that same home.
Posted on 7/20/22 at 11:23 am to SaintlyTiger88
20-22 living in Arizona partying a lot. Met my wife at 24 and moved to Charlotte and things started to become much easier.
Posted on 7/20/22 at 11:23 am to charminultra
quote:
Right now, cost of living is absurd, gas prices absurd, student loans seem to be kicking back in soon so that shouldnt help. I'm not broke or anything, just reallllly busting my arse for these commission checks.
Literally this, I’m hoping I get my first commission check in august. Can’t sleep well because of the anxiety.
Posted on 7/20/22 at 11:24 am to SaintlyTiger88
Went back to school and took an internship that paid like 10 bucks an hour. It just covered my bills. Had to live on credit card. Couldn't take loans out because my grades were tanked. When I graduated at 26 I was about 16k in credit debt. Took a job as a draftsman and went back to school because I'm a glutton for punishment. Every time I'd make progress paying off the debt something would come up where I had to use the card again. Was a pretty shitty time for me. The worst was when I'd sit down and start calculating how long to dig myself out and seeing it would take years. Felt like I was in a pit.
Dude with another company gave me a chance and I knocked it out of the park. Life turned around pretty quick at that point.
I know 16k ain't much compared to some but it might as well have been a million bucks then.
Dude with another company gave me a chance and I knocked it out of the park. Life turned around pretty quick at that point.
I know 16k ain't much compared to some but it might as well have been a million bucks then.
Posted on 7/20/22 at 11:25 am to SaintlyTiger88
Shortly after my wife and I were first married. We both worked retail and together our household income was <$40k. We didn’t qualify for any assistance and everyone told us that we just needed to budget and buy cheap for groceries. That’s good and all but when your income flat out sucks then you need to do something different.
Eventually we both went back to school for better jobs and that in itself wasn’t easy but there was a light at the end of the tunnel during that time.
Eventually we both went back to school for better jobs and that in itself wasn’t easy but there was a light at the end of the tunnel during that time.
Posted on 7/20/22 at 11:26 am to Palmetto98
Too long of a story to post but I will say that my wife and I look back on that time and how it helped shape how we spend and manage money today.
Those times can be extremely valuable Lessons if you take the experience to heart.
Those times can be extremely valuable Lessons if you take the experience to heart.
Posted on 7/20/22 at 11:28 am to SaintlyTiger88
quote:
At what point in your life would you say was your worst time financially?
My 20’s.
quote:
What was that time like for you?
Didn’t have a job. Drank every day sun up to sun down.
quote:
how were you able to overcome those financial struggles?
I quit drinking and got a job.
Life has been awesome ever since.
Posted on 7/20/22 at 11:30 am to SaintlyTiger88
Never. Even whenI was living in Mac and cheese (the cheap stuff) I never went hungry.
Most Americans have no clue what financial hardship is.
Most Americans have no clue what financial hardship is.
Posted on 7/20/22 at 11:36 am to SaintlyTiger88
Early 90's, I was recently married and recently laid off.
We were basically living off of mac &cheese.
I rode to the store with a buddy of mine one day just to get out of the house for a little while. I had $2 to my name. My buddy buys a scratch off lottery ticket and steps to the side of the register to scratch it.(Doesn't win anything) He asked if I was going to buy one to which I replied, not my with my last $2.
The guy behind me buys a beer and a scratch off and wins $10,000. Seriously the lowest point in my life financially. Seeing that guys excitement and knowing how bad we needed the money was just about all I could take.
We were basically living off of mac &cheese.
I rode to the store with a buddy of mine one day just to get out of the house for a little while. I had $2 to my name. My buddy buys a scratch off lottery ticket and steps to the side of the register to scratch it.(Doesn't win anything) He asked if I was going to buy one to which I replied, not my with my last $2.
The guy behind me buys a beer and a scratch off and wins $10,000. Seriously the lowest point in my life financially. Seeing that guys excitement and knowing how bad we needed the money was just about all I could take.
Posted on 7/20/22 at 11:36 am to SaintlyTiger88
First year in college
Most of my friends didn’t go to college. When we went eat out Mexican restaurant of choice, I would get sweet tea and chips&salsa while they drank their asses off and ordered steak
Most of my friends didn’t go to college. When we went eat out Mexican restaurant of choice, I would get sweet tea and chips&salsa while they drank their asses off and ordered steak
Posted on 7/20/22 at 11:36 am to SaintlyTiger88
Had a point in time when I was out of work. All the usual expenses. Only income was from my wife.
The pastor at our church gave me a stack of gift cards that were left over from after Katrina. Used those for groceries, school supplies and uniforms for the kids.
Miserable time. One thing I learned was to NEVER take anything for granted.
The pastor at our church gave me a stack of gift cards that were left over from after Katrina. Used those for groceries, school supplies and uniforms for the kids.
Miserable time. One thing I learned was to NEVER take anything for granted.
Posted on 7/20/22 at 11:37 am to SaintlyTiger88
Right out of college. Got married and moved to Florida a week later. My wife had an assistant coaching job at UCF getting paid 18k and I wasn't hired to a full time job until 4 months later. The only fun thing was spending late mornings just hanging out in a pool.
Fast forward and my kids think we're poor but it's because we choose to save money rather than blowing it as it comes in. We came out of the lockdown a lot more financially secure than we were previously.
Fast forward and my kids think we're poor but it's because we choose to save money rather than blowing it as it comes in. We came out of the lockdown a lot more financially secure than we were previously.
Posted on 7/20/22 at 11:37 am to SaintlyTiger88
It's not been a blockbuster year for me financially. My Blockbuster stock is down.
Posted on 7/20/22 at 11:37 am to SaintlyTiger88
Absolutely right now
Posted on 7/20/22 at 11:37 am to SaintlyTiger88
My childhood.
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