What kind of a discount would you receive for medical services if you were a cash patient?

Cash discounts are a very real thing for major hospital bills, elective procedures, etc. But you aren’t going to be negotiating your check ups, flu shot and minor office visits.

ETA. Hopefully catastrophic plans will return. That sounds like what you want if you are young and healthy.

I don't consider this, we have a large co group plan.

It sucks compared to 8 years ago but no way in hell I'm going cash.

80%

It depends.

Note that the only sectors of medicine where costs are stable or decreasing are cash only services. Plastic surgery etc.

You can thank the feds and insurance for that.

I read some people paying 1200 a month. That's crazy. Over 14k a year in premiums, on top of whatever deductible they have? Might as well pay cash. You're not going to spend 14k every single year on medical unless something awful happens, which is the point if insurance, but why not have a plan where I pay $100 a month and the insurance kicks in if the bill is greater than 10k or so.

Varies and depends on if the provider/service if even offers cash discounts.

Most providers have a set fee schedule that applies to all comers(all insurance companies, all self pay etc) due to regulations.

If their equipped or want to bother with it. Most will offer a discount percentage off this fee schedule for people who pay same day, but not necessarily to those who want to pay later. You aren't saving them any extra costs associated with having to bill you and collect etc.

There's tons of Family Practice docs that are going to cash only per person. Like $2500-4000 each, and you basically get unlimited visits with something like guaranteed appointments in 3 hours or less M-F. I think they bill things like shots basically at cost?

You get 250 people at $4,000 that's $1 mil. Adds up pretty quick.

People always act like great medical care is expensive, but its really not that expensive for someone with just a little bit of money. Given, that's only primary care not a specialist.

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The bill sent to us for our newborn foster son was a little over $400 for his delivery and initial care. This was the discount for being uninsured.

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I knew a couple that had no coverage for pregnancy due to waiting period on insurance after changing jobs, they paid the hospital in cash at the beginning of the pregnancy and got a very reasonable price for delivery services, they also set up a installment pay plan with the doctors involved. Hospitals would rather take a smaller guaranteed payment up front than take a chance on getting nothing later.

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50, 60, 70%?

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If you get 50 - 70% off.. You better tell the OT where you go get medical treatment.. That isn't in Mexico.