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Message
What is the most you would consider spending on a vehicle?
Posted on 4/17/17 at 4:15 pm
Posted on 4/17/17 at 4:15 pm
My wife is an architect who makes pretty good money and my salary is more than double her's, but I just can't bring myself to spend more than $18K on a car/truck. I have accepted that I'll never be able to have anything new again.
My brother is a doctor in a small, financially-depressed town in north Alabama, and we're constantly blown away at what we see people driving there. Guys who make $35-$40K driving newer 3/4 ton pickups and such.
What is your limit, and how did you arrive at that number?
My brother is a doctor in a small, financially-depressed town in north Alabama, and we're constantly blown away at what we see people driving there. Guys who make $35-$40K driving newer 3/4 ton pickups and such.
What is your limit, and how did you arrive at that number?
59
Posted on 4/17/17 at 4:15 pm to Eli Goldfinger
Approximately $35,000.
Posted on 4/17/17 at 4:16 pm to Eli Goldfinger
quote:
My wife is an architect who makes pretty good money and my salary is more than double her's, but I just can't bring myself to spend more than $18K on a car/truck
Posted on 4/17/17 at 4:16 pm to Eli Goldfinger
quote:
but I just can't bring myself to spend more than $18K on a car/truck.
How the heck did you come up with that number?
Posted on 4/17/17 at 4:17 pm to Eli Goldfinger
Bought a used Lariat a couple of years ago for $28K. Put $8K down, financed the rest.
Guess I'd go up to $40K+ as long as my cash inflow continues to increase. I'm 26 now. Got time I'd like to think.
Guess I'd go up to $40K+ as long as my cash inflow continues to increase. I'm 26 now. Got time I'd like to think.
Posted on 4/17/17 at 4:18 pm to Eli Goldfinger
tree fiddy
Posted on 4/17/17 at 4:18 pm to Eli Goldfinger
What is your total income?
Posted on 4/17/17 at 4:18 pm to Eli Goldfinger
tree fiddy.
Posted on 4/17/17 at 4:18 pm to Eli Goldfinger
The most I would spend now is 0. I have two good vehicles. I don't need a new car now at any price.
This post was edited on 4/17/17 at 4:20 pm
Posted on 4/17/17 at 4:19 pm to TOPAL
whatever is left after
Posted on 4/17/17 at 4:19 pm to Eli Goldfinger
$50k
Posted on 4/17/17 at 4:19 pm to Eli Goldfinger
quote:
My wife is an architect who makes pretty good money and my salary is more than double her's
Just admit you came here to brag about your change.
Posted on 4/17/17 at 4:19 pm to Eli Goldfinger
However much the vehicle I wanted costs.
Posted on 4/17/17 at 4:19 pm to Eli Goldfinger
quote:
but I just can't bring myself to spend more than $18K
You reuse paper towels don't you?
Posted on 4/17/17 at 4:19 pm to Eli Goldfinger
Buying an expensive car for the sake of it has always seemed like a waste to me. Unless I get to a position to where I don't have to worry about money at all, I can't see myself spending more than $25,000 for a car/truck. Just seems like a terrible investment to spend money on something that depreciates so quickly.
That's just me though. Nice cars were never really a high priority of mine. I just want reliability and something I can pay off quickly.
That's just me though. Nice cars were never really a high priority of mine. I just want reliability and something I can pay off quickly.
Posted on 4/17/17 at 4:19 pm to LNCHBOX
quote:
However much the vehicle I wanted costs.
This is probably most accurate lol
Posted on 4/17/17 at 4:20 pm to Eli Goldfinger
quote:
What is your limit, and how did you arrive at that number?
I've got no hard and fast rule. Anything more than $15k or so is a waste from a financial standpoint, but that's not the only relevant factor. If I can afford it, I want it, and it doesn't jeopardize more significant priorities, then I'll consider buying it.
Posted on 4/17/17 at 4:20 pm to Eli Goldfinger
quote:
My wife is an architect who makes pretty good money and my salary is more than double her's
not so subtle, subtle brag.
quote:
but I just can't bring myself to spend more than $18K on a car/truck
Enjoy your used Nissan Altimas, and ragged out tacomas.
Posted on 4/17/17 at 4:20 pm to SG_Geaux
quote:
How the heck did you come up with that number?
That seems the be the sweet spot where I can find a private-party vehicle that I like with a good bit of life left.
For instance, I now have an 2010 F-150 4x4 that I got with 90K miles for $14K and my work car is a 2011 Subaru Outback that I got with 80K miles for $9800 (after the F-150 was paid for).
I calculate that most of the depreciation is gone by the time they reach the 80-100K mile mark, but they still have at least half of their life expectancy left.
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