re: We're all stuck in a rut trying to do what people who lied to us told us to do

unemployed social media influencers like livvy dunne pity people like you. She never had to work a day in her life and was making more than doctors at 17 years old. What a time to be alive.

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What the frick are we doing? It doesn't have to be this way. Why have we fallen into this trap?

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I felt the same frustration a couple of years ago as well. Just burned out on the rat-race. So I crunched some numbers and found that I had done pretty well for myself. I pulled the trigger on retirement on the day I turned 59 1/2 years old.

I am glad I played the game. If you work hard and make good decisions along the way, you will too. Take a good, realistic look at your finances periodically and don’t be scared to do the same when you are financially able. Frankly, I find that most of my friends are also able to retire….but they are just scared.

Society has given the rules to sucess….you just have to follow them.

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Are you really going to straight faced argue that the wealthiest have not been increasing their wealth at a pace unparalleled in our history?

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I would argue that it has absolutely nothing to do with the affordability of living a middle class lifestyle.

Wealth generators are not causing inflation.

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I think we'd all love to choose the houses, food and home, health and car insurance, just for example, which cost a similar percentage of our paychecks they did in the past.

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You absolutely have a choice. You don’t like the cheaper option because it decreases your quality of life (perceived or real).

Any of us could choose tomorrow to live a lifestyle well below our means but we simply don’t like that offer.

But that doesn’t mean the choice isn’t there.

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We have even less choice there as whether to pay taxes or not.

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Again, an absurd position.

I can buy budget insurance, low-cost housing, cheap food, etc. I’m not going to because prioritize spending money on those things.

But I don’t get to shop around my tax bill for a lower rate.

Well they are a part of our country so

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That’s an absurd position

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You control the prices of goods and services you purchase? Why wouldn't you make them all $0 in that case?

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Do we not have the choice on where to shop,

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if you are driving farther for a cheaper price are you really saving money? Wal Mart is cheaper on almost everything - do you really want to shop there?

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what products to buy

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this boils down to quality and how much you are willing to spend. Cheap laundry detergent is just not as good as name brand, same for dish soap

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where to live?

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you can only live where you can afford - the bank
Is not going to give you a loan for something you can’t pay for, and if you don’t make enough, some apartment complexes won’t let you rent if you don’t make a certain amount

Plus, where can you find a job? My husband has been applying for jobs out of state for years - only a few places called him and they were in expensive areas with no affordable housing (based on the income offered) nearby

Seems we are stuck where we are

Mind if I ask what country? In a similar boat and that sounds pretty good rn

Pretty much

Are the salary numbers posted on indeed actually achieveable? Im blue collar but I see jobs like roof repair sales and the salary range says 125-250k a year. Is that realistic or a pipe dream? Saving my body from daily weat is becoming more appealing

You sound weak