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re: Well, I was fired today

Posted on 7/4/18 at 7:33 am to
Posted by Bullfrog
Running Through the Wet Grass
Member since Jul 2010
61798 posts
Posted on 7/4/18 at 7:33 am to
quote:

If he informed the company and they decided to keep him on the policy
No. They don’t put you on the policy for a company vehicle. That is deemed to have been done when you drive it with permission.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
481186 posts
Posted on 7/4/18 at 7:34 am to
quote:

If he informed the company and they decided to keep him on the policy

nope
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
481186 posts
Posted on 7/4/18 at 7:34 am to
quote:

since you exposed the company to all sorts of risk as a result, particularly if you were in an accident during this time period.

not in LA
Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 7/4/18 at 7:39 am to
quote:

Just know that we are all replaceable.


quote:

driving company trucks with a suspended license


Maybe don’t make yourself so replaceable.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
48610 posts
Posted on 7/4/18 at 7:39 am to
quote:

I’m confused. What risk?

SFP just posted the ruling that he didn’t expose the company to all sorts of risk and insurance would cover any accident.




I saw the post after I posted, it appears that insurance will certainly cover liability up to the limits of the policy. I'm no lawyer but I am uncertain if the language indicates that the holder of the policy must knowingly allowed an unlicensed driver to use the vehicle or if simply allow a person who may be uninsured unknown to them. But outside the insurance limits, the company would still be on the hook.

Additionally, I am uncertain if there may be some DOT related or other fines that could be imposed on the company (I would think not for a sales person). with the Gordon McKernan's of the world, almost anything like this adds exposure. And if his travels takes him into neighboring states, not sure how those laws will work.

Lastly, from a financial point of view, I doubt that particular ruling covers the company vehicle itself, only third party liability, I could be wrong.
Posted by MrLarson
Member since Oct 2014
34984 posts
Posted on 7/4/18 at 7:40 am to
quote:

and since they didn't know, they gave him permission


This may be true and if so that is fricked up.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
481186 posts
Posted on 7/4/18 at 7:44 am to
quote:

But outside the insurance limits, the company would still be on the hook.

you think a non-suspended license changes this?

quote:

I doubt that particular ruling covers the company vehicle itself, only third party liability, I could be wrong.

why would it change? the court said that it's against public policy to deny insurance coverage to a driver with a suspended license
Posted by Jake88
Member since Apr 2005
80827 posts
Posted on 7/4/18 at 7:44 am to
quote:

Instead of the asking for license and registration, he asked if I was Mr. Mtntiger. I said yes
Wow, you use your real name on here? What a dumb arse.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 7/4/18 at 7:45 am to
quote:



why are we pretending like this is a big deal?



Exactly. It’s not like he was driving company vehicles drunk
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
481186 posts
Posted on 7/4/18 at 7:45 am to
quote:

This may be true and if so that is fricked up.


it's not really fricked up. i think we all agree that had they known, he wouldn't have been given permission. that's all that i was saying

again, a suspended license is not this big deal. i have no idea why people are trying to conflate it with some terrible crime

shite happens all the time and often is b/c of some communication issue with a court
Posted by jonboy
Member since Sep 2003
7484 posts
Posted on 7/4/18 at 7:46 am to
quote:

Apparently they really frown upon driving company trucks with a suspended license THREE YEARS AGO.


So you drove a company truck with a suspended license three years ago, they found out and fired you? I guess two questions would be: for how long and how many times? What did you frick up recently?

Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 7/4/18 at 7:50 am to
I wouldn’t say that if you saw 10 guys with suspended licenses, the majority would be upstanding citizens with court oopsies.

Anecdotal I know, but almost every car stopped on livePD is a suspended license with meth in the car.
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 7/4/18 at 7:50 am to
Why didn’t you ask for a hardship while your license was suspended?

Did you know you were driving a company vehicle with a suspended license?

I had a suspended license for 6!months when I was 20 years old for a DUI. I was still allowed to drive my company truck during working hours but not my own vehicle
Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 7/4/18 at 7:51 am to
quote:

I had a suspended license for 6!months when I was 20 years old for a DUI


Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37536 posts
Posted on 7/4/18 at 7:53 am to
quote:

SlowFlowPro


You posted clear facts from the Louisiana Supreme Court and these retards will still argue with you.

Never change OT.
Posted by BillBrosky
Your wife's back door
Member since Mar 2012
2732 posts
Posted on 7/4/18 at 7:53 am to
quote:

Exactly. It’s not like he was driving company vehicles drunk


True, he got that out of his system three years prior.

Who the hell goes three years without trying to rectify that?
Posted by tgrbaitn08
Member since Dec 2007
148031 posts
Posted on 7/4/18 at 7:56 am to
That was a very long time ago TH
Posted by Lickitty Split
Inside
Member since Apr 2017
4198 posts
Posted on 7/4/18 at 7:56 am to
They found out about your coke addiction. Good luck on finding some solid ground.
Posted by mdomingue
Lafayette, LA
Member since Nov 2010
48610 posts
Posted on 7/4/18 at 7:59 am to
quote:

you think a non-suspended license changes this?


Good Point. Just thinking that it increases the probability of a bad outcome.

quote:

why would it change? the court said that it's against public policy to deny insurance coverage to a driver with a suspended license



I saw what you posted, it looks to my non lawyer eyes like a synopsis of a ruling in a particular case. Could the specifics involved actually imply that this only applies to certain criteria? I am honestly asking because it seems somehow wrong to expect an insurance company to cover an unlicensed driver in at least some of those events, though I guess the company could sue the driver for their losses?

And really, thanks for the info, it is honestly very interesting

Posted by GeeOH
Louisiana
Member since Dec 2013
13376 posts
Posted on 7/4/18 at 8:00 am to
He hauled arse because he knew he would have to explain the suspension.
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