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Uninsured driver hit me (have questions)

Posted on 8/11/14 at 2:42 pm
Posted by brbengalgal
Member since Aug 2010
3910 posts
Posted on 8/11/14 at 2:42 pm
I was rear ended by a car and I have a broken hand. Driver produced his father's insurance card from Mississippi. (accident happened in Louisiana)
Son lives in Louisiana
I made a claim and it turns out that the father claims that he sold the car to the son (says he did bill of sale and signed title), but I pulled the VIN report a week after the accident and it shows the father as the owner in Mississippi. Is a bill of sale and signing the title over enough to deny ownership? I also found out that the father cancelled the insurance on that car 5 days before this accident but he still has a policy with 2 other vehicles on it. :(
I do have full coverage and a very small amount of uninsured motorist but it looks like I will need surgery and rehab and I am concerned.
What to do?
Posted by SabiDojo
Open to any suggestions.
Member since Nov 2010
84424 posts
Posted on 8/11/14 at 2:43 pm to
Call a lawyer. Now.
Posted by yellowfin
Coastal Bar
Member since May 2006
98927 posts
Posted on 8/11/14 at 2:43 pm to
Do you have health insurance?
Posted by WG_Tiger23
La
Member since May 2014
504 posts
Posted on 8/11/14 at 2:43 pm to
Just tell your insurance. Let them go at it.
Posted by ForeverLSU02
Albany
Member since Jun 2007
52560 posts
Posted on 8/11/14 at 2:44 pm to
1-800-SAB-DOJO
This post was edited on 8/11/14 at 2:44 pm
Posted by LSUTygerFan
Homerun Village
Member since Jun 2008
33232 posts
Posted on 8/11/14 at 2:44 pm to
hit em back

shoot the dog

Posted by BayouBandit24
Member since Aug 2010
17158 posts
Posted on 8/11/14 at 2:44 pm to
quote:

What to do?


Posted by SabiDojo
Open to any suggestions.
Member since Nov 2010
84424 posts
Posted on 8/11/14 at 2:44 pm to
Posted by MeridianDog
Home on the range
Member since Nov 2010
14539 posts
Posted on 8/11/14 at 2:44 pm to
Get a lawyer quickly.
Posted by arseinclarse
Member since Apr 2007
35420 posts
Posted on 8/11/14 at 2:44 pm to
Posted by fr33manator
Baton Rouge
Member since Oct 2010
134530 posts
Posted on 8/11/14 at 2:44 pm to
Lawyer up.

15 minutes ago
Posted by Burt Reynolds
Monterey, CA
Member since Jul 2008
24547 posts
Posted on 8/11/14 at 2:44 pm to
sue that kid in civil court
Posted by LSUEnvy
Hou via Lake Chas
Member since May 2011
12648 posts
Posted on 8/11/14 at 2:45 pm to
Get an attorney
Posted by HubbaBubba
North of DFW, TX
Member since Oct 2010
51672 posts
Posted on 8/11/14 at 2:45 pm to
Your insurance company will handle it.
Posted by tigerfoot
Alexandria
Member since Sep 2006
61401 posts
Posted on 8/11/14 at 2:46 pm to
Call your insurance company, they will take care of their insured. Also you have your health insurance policy.
Posted by brbengalgal
Member since Aug 2010
3910 posts
Posted on 8/11/14 at 2:46 pm to
I spoke to the adjuster, she said he told her he signed bill of sale and title but I think there has to be more than that to change ownership in Mississippi.
Posted by brbengalgal
Member since Aug 2010
3910 posts
Posted on 8/11/14 at 2:47 pm to
Son has nothing
Posted by CaptainsWafer
TD Platinum Member
Member since Feb 2006
59297 posts
Posted on 8/11/14 at 2:47 pm to
Your health ins will kick in after your medpay and UM are exhausted, assuming you have health ins.
Posted by tigerfoot
Alexandria
Member since Sep 2006
61401 posts
Posted on 8/11/14 at 2:49 pm to
quote:

she said he told her he signed bill of sale and title but I think there has to be more than that to change ownership in Mississippi.
like what?
Posted by brbengalgal
Member since Aug 2010
3910 posts
Posted on 8/11/14 at 2:50 pm to
The father has the same insurance company that I do.
How is ownership determined?
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