- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
1
Posted on 8/11/14 at 6:36 pm to Cold Cous Cous
quote:
On a scale of zero to Chaz Ramsey
Posted on 8/11/14 at 6:41 pm to Artie Rome
I like this example
Tell me how uninsured motorist would help me out in this situation
I have health insurance and collision
Tell me how uninsured motorist would help me out in this situation
I have health insurance and collision
Posted on 8/11/14 at 7:13 pm to yellowfin
Lay down your fact pattern and we'll discuss.
Posted on 8/11/14 at 7:14 pm to yellowfin
quote:What if you have passengers in your vehicle who are not on your ins.
Tell me how uninsured motorist would help me out in this situation
I have health insurance and collision
Plus, making a collision claim will up you premie. Course having uninsured motorist does too.
Posted on 8/11/14 at 7:17 pm to Geauxtiga
So because I have to make a colliaion claim and UM my rate will go up? That is not fair!
Posted on 8/11/14 at 7:19 pm to swanny297
quote:
Why - La is a Tort state for insurance, so theoretically when someone hits you and is deemed at fault, they have to pay for everything. If someone hits you and doesn't have insurance, you insurance deductibles and limits kick in. Having proper full coverage limits and deductibles is what saves you not unisured/underinsured. Sure you insurance company can battle it out, you can get a lawyer - but in the mean time your insurance and medical insurance will have to cover any surgeries or rehabs.
This has so much wrong in it.
Posted on 8/11/14 at 7:19 pm to Geauxtiga
UM is pretty cheap, and I do not think a UM claim will increase your premium when coverage is renewed. If I'm wrong, someone say so.
If you don't have UM , you are ignorant of the facts or stupid or crazy. Take your pick.
If you don't have UM , you are ignorant of the facts or stupid or crazy. Take your pick.
Posted on 8/11/14 at 7:22 pm to OTIS2
quote:You are correct, it won't. I'd said that earlier and why I used a collision claim increase as a reason TO have UM in reply to Finn.
I do not think a UM claim will increase your premium when coverage is renewed. If I'm wrong, someone say so.
With the cost of things today, people would shite if they knew how many people drove without insurance. Hell, with the cost of Dr Ed ($350.00) a lot of people drive without a license.
Posted on 8/11/14 at 7:24 pm to OTIS2
Fact pattern?
Posted on 8/11/14 at 7:24 pm to brbengalgal
quote:Uh, it's ONE or THE OTHER. Either you have UM or not. If not, as fin said, he would use his collision.
So because I have to make a colliaion claim and UM my rate will go up? That is not fair!
Posted on 8/11/14 at 7:26 pm to Geauxtiga
Yeah I get the passenger argument but I couldn't imagine anyone that rides in my vehicle not have health insurance
Posted on 8/11/14 at 7:29 pm to yellowfin
quote:between jobs?
Yeah I get the passenger argument but I couldn't imagine anyone that rides in my vehicle not have health insurance
Posted on 8/11/14 at 7:31 pm to yellowfin
Also, health insurance doesn't pay for pain and suffering, lost wages, loss of earning capacity, etc.
ETA: Also, just b/c you have health insurance, doesn't mean you will not be out a ton of money due to copays or deductibles
ETA: Also, just b/c you have health insurance, doesn't mean you will not be out a ton of money due to copays or deductibles
This post was edited on 8/11/14 at 7:36 pm
Posted on 8/11/14 at 7:32 pm to yellowfin
quote:Be careful when you start hauling them kids (yours and their friends, that is) around when they start playing ball or dance recitls, etc.
Yeah I get the passenger argument but I couldn't imagine anyone that rides in my vehicle not have health insurance
This post was edited on 8/11/14 at 7:33 pm
Posted on 8/11/14 at 7:32 pm to brbengalgal
Hire a lawyer
don't skate on UM coverage from now on
don't skate on UM coverage from now on
Posted on 8/11/14 at 7:34 pm to Neauxla
quote:As a person gets older and acquires more assets, it's even more important imo.
Also, health insurance doesn't pay for pain and suffering, lost wages, loss of earning capacity, etc.
Posted on 8/11/14 at 7:36 pm to Neauxla
I don't need compensation for pain
The rest would be covered under my disability policies.
The rest would be covered under my disability policies.
Posted on 8/11/14 at 7:37 pm to yellowfin
quote:most people don't have these
The rest would be covered under my disability policies.
quote:
I don't need compensation for pain
I wonder if you will think the same way if you happen to ever be in a terrible accident (which I hope you don't)
This post was edited on 8/11/14 at 7:38 pm
Posted on 8/11/14 at 7:38 pm to yellowfin
Health insurance and collision won't pay loss of earnings or pain and suffering.
ETA: I see you are now throwing disability in. Care to add anything else? Trust fund from your rich uncle maybe?
ETA: I see you are now throwing disability in. Care to add anything else? Trust fund from your rich uncle maybe?
This post was edited on 8/11/14 at 7:41 pm
Page 4 of 7
Popular
Back to top
Follow TigerDroppings for LSU Football News