Tree fell on my car at my apartment

I thought it was the responsibility of whoevers property it fell on?

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Your car could be sitting in your driveway and get crushed by a neighbor's falling tree, and the cost would still fall to your auto comprehensive coverage - if you have it - and you would have to pay the out-of-pocket insurance deductible, unless ...

With insurance, there's usually an "unless ..." In this case, it's a question of whether the owner of the tree knew it was in danger of falling down, such as if you told them: "Hey, neighbor, I'm worried that the big dead tree in your front yard might fall on my car."

Ideally, you would have told them of your concerns in writing, although that doesn't always make for good neighbor relations. In such a circumstance, your car insurer could try and get the neighbor's homeowner's insurance to pay the claim, including your deductible.

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Unfortunately, I don't think you have a case

NO. Pay the deductible and move on.

FWIW, I had this same thing happen from my neighbor's tree (obviously I knew who it was so that alone is easier than your situation) but the damage was to a very expensive tennis court light pole on my property. I went round and round with insurance and lawyers and found it just isn't worth it.

In a nutshell, to collect from the neighbor you have to have given them PRIOR notice that you considered their tree a danger and that you wanted it removed. Add in the fact that you are on apartment property and not your own and you are triple screwed.

Sue the frick out of them.

State Farm.
Judging by what most of you are saying and I agree...
No case here. This is just my first rodeo.

No knock on you, I would certainly be trying to find someone to blame here. Shitty luck all around

As an insurance adjuster just deal with your insurance company. As others have said, unless the neighbor was made aware of concerns about the tree in writing, his insurance will do nothing assuming there is insurance if the property is vacant

Can I come grab that wood for my fire pit?

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pecan

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thats oak you numbnut

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pecan




thats oak you numbnut

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I agree, it looks like a pecan tree