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re: .
Posted on 6/29/24 at 1:41 pm to Redstickbaw
Posted on 6/29/24 at 1:41 pm to Redstickbaw
$250k home, 2000 sq feet, Baton Rouge
$2300 in 2022
$2900 in 2023
$3100 in 2024
$2300 in 2022
$2900 in 2023
$3100 in 2024
This post was edited on 6/29/24 at 1:43 pm
0
Posted on 6/29/24 at 1:42 pm to Ric Flair
quote:
drop to 0.8-1% in Baton Rouge area.
That’s what mine is in St George. 2020 was .42%. Just renewed at .94%. No increase this year with Gulf States.
Posted on 6/29/24 at 1:52 pm to Redstickbaw
Nola Metro $4900 400k 2.5k Hurricane Deduct.
Has almost doubled in last 3 years.
Has almost doubled in last 3 years.
Posted on 6/29/24 at 2:28 pm to Redstickbaw
4500 per year, House around 480K, St. Charles Parish. Was 2500 prior to Ida. We got hit hard over here.
Insurance co folded after Ida then I got a letter that my premium was going to be 12,500 per year. My agent was lazy so I fired him and found my own for the 4500. That was the absolute lowest I could find at the time.
Insurance co folded after Ida then I got a letter that my premium was going to be 12,500 per year. My agent was lazy so I fired him and found my own for the 4500. That was the absolute lowest I could find at the time.
Posted on 6/29/24 at 2:53 pm to tiggah1981
At what point do the paid off bros put that money into an investment account instead of insurance?
Posted on 6/29/24 at 2:57 pm to Redstickbaw
You must have bare bones and no contents covered or high arse deductible.
Posted on 6/29/24 at 2:57 pm to BabyTac
You think your landlord just eats all of the expenses without calculating them into your rent?
Posted on 6/29/24 at 2:58 pm to Pu2kph0
quote:
Mine went up to $6800 this year. I got my agent to go looking for another company. Found 1 company and it was $3500.
I'd be highly suspicious of the details and coverages. Make sure the coverages and deductibles are similar to the same. A lot of people chase a couple thousand savings on a premium and put their self in a bind when it comes time for a claim.
Posted on 6/29/24 at 3:04 pm to Redstickbaw
Do those quotes include flood insurance and /or interior stuff (a well equipped wood working shop, silver tableware, paintings, solid wood furniture, all sorts of hobby stuff?)
Posted on 6/29/24 at 3:49 pm to Tiger Ryno
quote:
You must have bare bones and no contents covered or high arse deductible.
I have similar stats to the OP, 300k contents, 1% deductible, 2% for hurricane. I have zero idea if that is good.
Posted on 6/29/24 at 3:50 pm to Redstickbaw
Coverage near $400k, replacement costs, can’t remember named storm deductible (2 or 5% I think) and we pay $4050. Went up only $43 from last year.
It’s still a lot but I breathed a sigh of relief here in vermilion parish when our renewal came in.
It’s still a lot but I breathed a sigh of relief here in vermilion parish when our renewal came in.
Posted on 6/29/24 at 4:59 pm to Redstickbaw
$13k
I bought the house last year.
It was a complete shock to me.
NOLA.
I bought the house last year.
It was a complete shock to me.
NOLA.
Posted on 6/29/24 at 5:45 pm to Redstickbaw
Oklahoma
$2,280
$580K house value
$2,280
$580K house value
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