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Message
re: .
Posted on 6/28/24 at 2:08 pm to Chad504boy
Posted on 6/28/24 at 2:08 pm to Chad504boy
quote:
lol, yea of course... you guys would never flood in a million years...
My backyard floods during periods of heavy rain but it hasn't made it into the house yet. Nothing like 10 feet of storm surge coming at me.
I should make an amendment on the hurricane, the winds from Katrina did make it up here and damaged my roof. Got a free roof then my rates went up.
1
Posted on 6/28/24 at 2:10 pm to Redstickbaw
That's about the lowest you'll get. I am lucky and recently was able to switch to USAA. Saved me 20% for next year and it is much better coverage.
Posted on 6/28/24 at 2:10 pm to AlumneyeJ93
quote:
My backyard floods during periods of heavy rain but it hasn't made it into the house yet. Nothing like 10 feet of storm surge coming at me.
i can't deal with people like you. think you all superior and never flood then i watch cnn and shite hole town in ohio is flooding. get outta here.
Posted on 6/28/24 at 2:12 pm to Redstickbaw
My house is valued about the same and I pay $3,200 in central texas
Posted on 6/28/24 at 2:18 pm to Chad504boy
quote:
i can't deal with people like you. think you all superior and never flood then i watch cnn and shite hole town in ohio is flooding. get outta here.
Get your head out of your arse, I don't think I'm superior about anything and your post doesn't make any sense.
Posted on 6/28/24 at 2:19 pm to Redstickbaw
Run with that if it includes wind and hail.
Posted on 6/28/24 at 2:19 pm to Redstickbaw
Lafayette - 450K House - 5000 insurance
Posted on 6/28/24 at 2:21 pm to Redstickbaw
quote:
In BR with a house of 400k I’m getting quotes of 2700/year. Is this a normal rate?
Same here and mine is $2600 renewing this month.
Posted on 6/28/24 at 2:21 pm to Redstickbaw
I pay nearly 3 times that.
Posted on 6/28/24 at 2:23 pm to LSU316
3K for a 500K home in St George
Posted on 6/28/24 at 2:33 pm to Redstickbaw
quote:
In BR with a house of 400k I’m getting quotes of 2700/year. Is this a normal rate?
Pretty much the exact same as you, ~400k house, ~$2,700/year.
It's very low compared to what my friends in other areas pay, I have a buddy who has a similarly priced house but he's paying around $4,300/year.
Posted on 6/28/24 at 2:34 pm to Redstickbaw
In Albuquerque, house of $938K, I pay $1,495 a year.
Posted on 6/28/24 at 2:35 pm to Redstickbaw
2k for $250,000 in North Texas
Posted on 6/28/24 at 2:35 pm to Redstickbaw
Just got renewal quote for $5700, up $1600 from last year (which was up $1200 from the year before). In St. George, I have had zero claims in the 15 years I’ve lived there. frick this shite. Been with SafeCo, guess I’ll be shopping around.
This post was edited on 6/28/24 at 4:34 pm
Posted on 6/28/24 at 2:37 pm to LSUballs
quote:
8,000 at house. 6,500 at lake house It's absurd. Farm Bureau dropped me at home because of too many trees in "striking" distance. Bastards
Yet, they won't kick in a thing to help you take them down if you were so inclined.
Posted on 6/28/24 at 2:42 pm to Redstickbaw
$1970, 2400sq ft, 500k liability, for 240k. House is worth 2x that much so if it burns down I’m screwed.
Posted on 6/28/24 at 2:43 pm to Redstickbaw
I'm paying $5,700 per year including wind/hail and storm policy, no flood insurance, in Slidell. House is ~1,900 sq ft and ~$230,000. Roof replaced after Ida with 30 year architectural.
Feeling like I'm getting the shaft seeing the numbers in this thread.
Feeling like I'm getting the shaft seeing the numbers in this thread.
Posted on 6/28/24 at 2:43 pm to Redstickbaw
6k for a 2800sq ft house in NW tx. Only saving grace is 1% wind/hail.
Posted on 6/28/24 at 2:58 pm to DakIsNoLB
8,000 at house. 6,500 at lake house It's absurd. Farm Bureau dropped me at home because of too many trees in "striking" distance. Bastards
———-
Yet, they won't kick in a thing to help you take them down if you were so inclined.
———-
If it were 1924 and they really needed his business maybe they would pitch in to reduce their risk, with a long term policy contract. But in 2024 they couldn’t care less if he’s with them or not. They’ve got as many policies in force as they want. Out here in Florida I could literally only find 2 companies willing to insure my 2000 sf, $400k house. And one is the state run insurance of last resort, Citizens. I chose them because policy is $3800 vs the $9,500 that Universal was wanting me to pay. The house is fine, it’s just 2 miles from the gulf.
———-
Yet, they won't kick in a thing to help you take them down if you were so inclined.
———-
If it were 1924 and they really needed his business maybe they would pitch in to reduce their risk, with a long term policy contract. But in 2024 they couldn’t care less if he’s with them or not. They’ve got as many policies in force as they want. Out here in Florida I could literally only find 2 companies willing to insure my 2000 sf, $400k house. And one is the state run insurance of last resort, Citizens. I chose them because policy is $3800 vs the $9,500 that Universal was wanting me to pay. The house is fine, it’s just 2 miles from the gulf.
Posted on 6/28/24 at 3:20 pm to fallguy_1978
2300/yr in BR. House is roughly 300k.[quote]2300/yr in BR.
Ditto
Ditto
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