re: Thieves wrecked & put 5,000 miles on car, how does insurance cover the mileage?

Yea, I don’t doubt the overall story but the mileage issue is super sus.

That said, your out of warranty 96k mileage car doesn’t suddenly fall off a cliff in value at exactly 100k…

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But I still don't understand how they drove 5,000 miles in four, or even five days)

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they didn't

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It’s a 2016 Honda civic touring. The repairs are estimated to be 10,465 dollars.

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You won’t be able to claim diminished value against your own carrier. That’s usually excluded on your own policy.

Looks like NADA for that car is $17,400. Car is totaled at 75% in LA which would be $13050 in damage. You need to find about $2500 more in damage.

Did you bring to insurer’s body shop? Bring to your own for second opinion. Also, tell them you suspect insurer is cutting corners on repairs to avoid totaling. There are a lot of items you will see on the estimate that are judgment calls made by adjuster. Some states require them to identify those (look on your estimate for this). Example, they will say we are going to repair a wheel rim instead of replace. I’d fight those judgment calls as much as you can to get the repair’s over the threshold to total the car.

Also, it’s very common for more damage to be found after they take the car apart. I’d instant on them doing that before authorizing repairs starting.

We took it to team collision (Honda) but they said they don’t write for Safeco

I’ll bring the car back to them tomm with the estimate from the other place and ask them to go over it

I’m a mom with 5 kids. I can’t even change my oil. I did learn however to add oil when my oil gets low :)

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You need to find about $2500 more in damage.

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5000 tough miles in a few days, some or all at excessive speed. I'd also push the mechanical damage angle because who knows how trashed the transmission and engine is after that abuse....

I think the tire place meant to write 98k and bad handwriting led to 95k being recorded



2000 miles is more believable

It took our boy 26 days to drive less than 10,000 miles around the country in a Porsche while these guys are doing 5,000 miles in less than a week in Baton Rouge.

Our Porsche guy needs to step up his game.

I’m picturing her trying to shoot a gun out her car now. Lol
She can barely walk and talk at the same time. She knows this so she doesn’t drive and talk on the phone at the same time. This is why we got her a car that has all the safety measures - the lane stuff etc etc. i thought it was overkill, but my husband insisted. She’s our little uncoordinated nerd…So we think ;)

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any advice?

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Move