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Started By
Message
1
Posted on 8/15/25 at 1:35 pm to N2cars
quote:
These are facts.
We are, by far, the most generous generation, and it isnt close.
Prove me wrong.
Boomers born between 1959 and 1965, over the next 5 years will turn 65. Of that segment of boomers, 2/3s have inadequate retirement savings, and 27% have no retirement savings.
Posted on 8/15/25 at 1:36 pm to GoCrazyAuburn
I don’t know very many people doing that
Posted on 8/15/25 at 1:36 pm to sorantable
quote:
I don’t know how you fix it other than going full commie
House prices work on supply vs demand. So you either increase supply or decrease demand.
For the demand side:
It goes without saying that immigration increases demand. To deny this would show profound mental retardation.
- Stopping illegal immigration
- Stunting legal immigration (cut H1B)
- Yes, deportations.
For the supply side:
- Regulations and zoning need reform. Build more houses.
- AirBnb is a problem. Tons of single-family homes just sitting around mostly unused and off-market.
Perhaps you can call this commie, but AirBnb should be clamped down on. Single-family homes should be for, uh, families.
Posted on 8/15/25 at 1:37 pm to BillyGibbons
quote:
This is not good. An entire generation with no prospects for homeownership can only lead to bad things.
The scary part is that these boomers will probably sell to companies or property managers because they’ll have cash on hand, can offer better pricing, and can do the deal quickly with no contingencies leading to a growing class of renters/serfs.
Posted on 8/15/25 at 1:38 pm to TigersHuskers
You've scoured the Interwebs and found nearly the perfect OT topic.
Just needed to work in something about titties and tats.
Just needed to work in something about titties and tats.
Posted on 8/15/25 at 1:39 pm to TigersHuskers
Not another ' let's kick boomers around because we are not in control of our lives ' thread. 
Posted on 8/15/25 at 1:39 pm to LSUScores
quote:
I don’t know very many people doing that
Correct, because median home prices are more than 4x median household income, that's my point. The boomer time period it was largely in the 3-3.5x range. it is now between 5 and 5.5x.
This post was edited on 8/15/25 at 1:42 pm
Posted on 8/15/25 at 1:39 pm to OMLandshark
quote:
But Boomers will just say that the new generations are just lazy and we should have done exactly what they did and buy a $79,000 house, don’t have any college debt, work for the same company your entire life, and get another vacation home.
Boomers are one of the few generation ms today that haven’t been drastically affected by wage stagnation.
Posted on 8/15/25 at 1:43 pm to TigerintheNO
I dont belive you; cite it.
And that doesn't change the wealth transfer facts I cited.
Or, are you disputing that?
And that doesn't change the wealth transfer facts I cited.
Or, are you disputing that?
Posted on 8/15/25 at 1:45 pm to OMLandshark
Weak people have weak opinions.
Sorry your parents are greeters at WalMarks...
Sorry your parents are greeters at WalMarks...
Posted on 8/15/25 at 1:48 pm to TigersHuskers
quote:
homebuyers over 70
Are they still able to get 30 year mortgages? If so we are fricked.
Posted on 8/15/25 at 1:49 pm to N2cars
7 downvotes and not one post disputing a single fact I posted, other than hurt feelings.
Is every boomet wealthy?
Of course not, but those that are, are giving it away.
That is factual, and easily proven.
Is every boomet wealthy?
Of course not, but those that are, are giving it away.
That is factual, and easily proven.
Posted on 8/15/25 at 2:03 pm to TigersHuskers
So the 70+ are using their retirements to buy homes where as 35 and under are likely living in apartments, with parents, etc.
Its more expensive than ever to buy a house and I would normally assume this would eventually cause home prices to go down, but prices just continue to go up..
Its more expensive than ever to buy a house and I would normally assume this would eventually cause home prices to go down, but prices just continue to go up..
Posted on 8/15/25 at 2:06 pm to GoCrazyAuburn
quote:So you think young couples today start off by buying median priced homes?
Correct, because median home prices are more than 4x median household income, that's my point.
No, they don't. Neither did young couples 40 years ago.
Posted on 8/15/25 at 2:10 pm to theunknownknight
quote:
Compared to the opportunities boomers had? It’s objectively not “fair”
Not much in life is fair. Either you sit back and complain about it, or you do something about it.
This post was edited on 8/15/25 at 2:57 pm
Posted on 8/15/25 at 2:14 pm to LSURussian
quote:
So you think young couples today start off by buying median priced homes?
If this is your take away from what you think that statement is about, sheesh.
This post was edited on 8/15/25 at 2:15 pm
Posted on 8/15/25 at 2:14 pm to N2cars
My parents bought an 1100 sf home with 3 small bedrooms and 1 1/2 bath on the semi rural outskirts of Atlanta. For $20,000. $20,000 in 1970 is equivalent to $165k today. There aren’t many homes available in that range even out in the extreme fringes of any city but there is an abundance of them in The $200k-$300k range. Not posh but probably in the same smallish range that most of us 70s kids grew up in. I don’t feel sorry for people who bitch about it. If you want to start on the home ownership path, lower your standard to be okay with the standard of previous generations and get to moving up. Then you will be the one in a good position 20-40 years from now.
Posted on 8/15/25 at 2:22 pm to LSURussian
quote:
So you think young couples today start off by buying median priced homes?
Posted on 8/15/25 at 2:24 pm to Dirk Dawgler
quote:
ower your standard to be okay with the standard of previous generations, but pay more for it
fify
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