re: The wife and I made a difficult decision this weekend

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529 plan when they are born
This. We literally began saving just three days after our kid was born. Not gonna pay for all of it, but it will sure as hell pay for most of it.

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There is absolutely no argument against doing this. Also, don’t go through a broker. Use your state’s 529 and invest a little every pay period. You will have $50,000 saved before you know it.

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homeschool the kids

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Homeschooled girls get knocked up in college.

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. I don’t get people who think you raise them until 18 and then their on their own. I guess that’s how it is in the lower class world.
The OP is a shitty parent IMO.

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Frick it, how about we go ahead and pay for our kid’s retirement also. My daughter in college (no pics) works full time during summer and lives with us, still works part time when school starts back. We aren’t paying her tuition although after her first couple years isn’t much with a scholarship and TOPS. She lives with us and doesn’t pay rent, also b/c we put enough back in our retirement and pay life insurance our kids won’t be burdened when we get old and sick with having to pay for all that. I think some of y’all are being a little ridiculous towards the OP. I paid for my own college working at mother fricking Lowe’s pushing buggies around. Every situation is different, but I see no problem with OP. We will assist some on her loans here and there, she’s 19, our other kids will get there. So far we’ve been lucky and our kids are all straight As and good conduct. At some point it’s time to get away from mommy’s nipples and daddy’s loving hands and take care of yourself. We pay for their vehicle and insurance to go to and from class, food, gas etc, y’all frickers still want mommy and daddy to cover your college expenses also?

I bet some of y’all expect your parents to cover your weekly therapy sessions also, b/c life isn’t fair and things get stressful

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Just remember, that if your kids do not turn into total a$$holes like you, when your friends "congratulate" you when your kids do something with their lives, make sure you correct them and tell them that you didn't pay a f*cking dime and they did it all on their own because you decided that you wanted to be a complete f*cking a$$hole.

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Guess the first 18 years never happened huh

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Just remember, that if your kids do not turn into total a$$holes like you, when your friends "congratulate" you when your kids do something with their lives, make sure you correct them and tell them that you didn't pay a f*cking dime and they did it all on their own because you decided that you wanted to be a complete f*cking a$$hole.

Given your status as an A$$HOLE, I'm sure you'll just tell your friends "Thanks!" and pretend like you paid for their education.

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Your parents should have their arse beat for raising a damn fairy

The feds will make you kick in.
They get your tax returns.

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Adequately saving for retirement is the most important financial decision a parent can make. The burden of financially supporting aging parents would be a lot higher than a few years of student debt.

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This is an important post, but I will add a caveat that people shouldnt be retiring at 62 if they can't afford to live for 15-20 more years.

I don't think this is on topic though.

As for op. I was the youngest of 3 kids. My parents paid for everything through college my first 2 years. I dicked around, lost tops after year 2. At that point they decided that if I wanted to stay in college, I had to pay for it. Guess what happened, I straightened out, got a job (2 at a time actually) and took out loans to pay for school myself. I paid more attention I'm class and got better grades because at that point, I had skin in the game. My parents still helped me out some when I needed it, but I hated to make that call to them asking for money. It was a pride thing and I felt better about myself that I was doing it myself.

Help your kids when you can and when they need it. Loans are available to help them cover tuition and books. They can get a job and that will help them with time management and priorities. They will have better work ethics that the kids of the high and mighty posters in here (many of which don't have kids...) who pay for everything for their kids. You aren't doing anything wrong. They will understand you are helping the best you can.

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Unless you were poor enough to get govt assistance or student loaned the whole thing what 18 year old makes enough to pay for college and support themselves? That’s a lot of hours at the Gap or shifts at the Olive Garden.

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my mom would help a little but i did this

of course i had to sacrifice (no Ivy League for SFP. state school with 100% scholarship, a stipend each semester, and an on campus job)

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I went to a private school in the northeast and I never met a student paying their own way.

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that's kind of inapplicable to this discussion, honestly

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Still most schools cost more than $20k, how is the average teen supposed to afford that?

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don't choose those schools

sacrifice, like i did, and go to a cheaper option. there is almost always a cheaper option (even down to JUCOs)

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Adequately saving for retirement is the most important financial decision a parent can make. The burden of financially supporting aging parents would be a lot higher than a few years of student debt.

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that's actually a really good point

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I went to a private school in the northeast and I never met a student paying their own way.

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Your kids will serve mine fries on our way to a ski weekend.


We see your entitlement, so we get it.