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Posted on 3/22/22 at 6:58 pm to Ponchy Tiger
quote:
I will never have a car loan I am paying 644 dollars a month on.
Never say never. When we traded in my car 12 years ago $200 was my hard limit.
When we traded in my wife's car 3 years ago $300 was our hard limit.
Who knows what I'll say 10 years when my car's time is up again.
Posted on 3/22/22 at 7:02 pm to TigerFanatic99
quote:
Never say never. When we traded in my car 12 years ago $200 was my hard limit.
When we traded in my wife's car 3 years ago $300 was our hard limit.
Who knows what I'll say 10 years when my car's time is up again.
In this case I can assure you I will never pay 600 a month on a car note.
Posted on 3/22/22 at 7:04 pm to shutterspeed
quote:
I see so many people who make a lot less than I do carting around in these stupid things. People are dopes.
Keeping up with the Joneses mindset is like a tax on the financial illiterate.
The 'don't give 2 chits what others think' is a much better financial health deal for America
Posted on 3/22/22 at 7:04 pm to weagle99
quote:
average monthly car payments at $644
quote:
69.7 months
Not shocking at all- that’s equates to $44k - considering new cars are basically all $60k now
Posted on 3/22/22 at 7:05 pm to weagle99
just waiting for the auto debt bubble to burst
Posted on 3/22/22 at 7:08 pm to DVinBR
That equates to $40,000 financed for 72 months at 5% you end up paying 46k for it with interest.
That is if you don't roll over the 30k you still owe on it on your next vehicle in two years lol
That is if you don't roll over the 30k you still owe on it on your next vehicle in two years lol
Posted on 3/22/22 at 7:11 pm to Turf Taint
quote:
Keeping up with the Joneses mindset is like a tax on the financial illiterate
This is such an overused narrative. I don’t know a single person who overextended themselves financially because they were doing it for what others thought. Everyone I know that has nice shite has it because they like nice shite.
Posted on 3/22/22 at 7:11 pm to weagle99
a lot of people could pay their vehicles off cash in hand but thanks to our government giving out extremely cheap cash people are taking out bigger and longer loans
needless to say no one has to go into car debt
needless to say no one has to go into car debt
Posted on 3/22/22 at 7:12 pm to weagle99
Costs staaaaaaaacked
Wages fuuuuuuuuuuucked
Wages fuuuuuuuuuuucked
Posted on 3/22/22 at 7:12 pm to Mahootney
Car thread... so I am gonna vent...
I just missed out on one of these restored for $18K
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The guy had to have the money to buy a piece of property and I could not raise the cash in time... I was going to try and pay cash for half and finance the rest...
Now I has the sads. oh well.
I just missed out on one of these restored for $18K
The guy had to have the money to buy a piece of property and I could not raise the cash in time... I was going to try and pay cash for half and finance the rest...
Now I has the sads. oh well.
Posted on 3/22/22 at 7:13 pm to TigrrrDad
quote:I’m sure you’re intimately familiar with all of their financial situations & purchasing decisions
. I don’t know a single person who overextended themselves financially because they were doing it for what others thought.
Posted on 3/22/22 at 7:16 pm to GreatLakesTiger24
Biden needs to use his pen, auto loan forgiveness
Posted on 3/22/22 at 7:46 pm to GreatLakesTiger24
quote:
I’m sure you’re intimately familiar with all of their financial situations & purchasing decisions
But you are?
Posted on 3/22/22 at 7:53 pm to Billy Blanks
quote:
That's insane. Living a full on consumer debt life would not be pleasant.
A lot of folks don’t believe this
Posted on 3/22/22 at 7:58 pm to weagle99
<——Has had a Company vehicle with fuel since 1995
The value of that has got to be at least $10,000.00 per year.
27 years x $10,000/year = $270k x 1.3 (tax bracket) = $350k
Sweet!
The value of that has got to be at least $10,000.00 per year.
27 years x $10,000/year = $270k x 1.3 (tax bracket) = $350k
Sweet!
This post was edited on 3/22/22 at 7:59 pm
Posted on 3/22/22 at 8:09 pm to weagle99
I have financed 4 vehicles in the last 6 years at 0% interest at 48mo. Why wouldn’t I finance it if they are giving me a free loan?
Posted on 3/22/22 at 8:12 pm to TigrrrDad
quote:uh no. But I’m not making any ridiculous claims
But you are?
Posted on 3/22/22 at 8:13 pm to Snipe
quote:
Wealthy people don’t finance much. Especially things that depreciate faster than Jamie Lynn Spears career after her SNL lip sync fiasco.
That was Ashlee Simpson, dumbass. Jamie Lynn retired because she was raped by Dan Schneider, impregnated, and refused to abort the baby. Way different circumstances.
Posted on 3/22/22 at 8:18 pm to weagle99
quote:
The average monthly new car payment in 2022 is $644
Meh, seems about right
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