- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 6/9/25 at 4:23 pm to msutiger
quote:
I look around my neighborhood and have no idea how my neighbors afford some of the things they have or things they do.
Not my business but I believe there is a huge chunk of our society that isn't saving a penny for retirement and expecting the government to fund their retirement.
This is about as benign as I can make my point. It's impossible without sounding judgemental or like a total prick. But this observation is exactly what I've noticed as well.
Posted on 6/9/25 at 4:27 pm to RLDSC FAN
quote:
The most common auto loan terms are 24, 36, 48, 60, 72 and 84 months
I have never understood wanting to finance long term on a depreciating asset that has no deductible depreciation. That's a lot of cash to burn.
Posted on 6/9/25 at 4:34 pm to RLDSC FAN
Why wouldn’t you just lease instead of paying that foolishness. Good grief
Posted on 6/9/25 at 4:37 pm to Cosmo
quote:
I got my note down to $350 on my Sierra Denali Unlimited. Stretched it out to 20 years
Is anybody offering mortgages for clapped-out camrys for people who can't afford a house?
This post was edited on 6/9/25 at 4:39 pm
Posted on 6/9/25 at 4:39 pm to msutiger
quote:
I look around my neighborhood and have no idea how my neighbors afford some of the things they have or things they do.
Not my business but I believe there is a huge chunk of our society that isn't saving a penny for retirement and expecting the government to fund their retirement.
I see the same thing in my neighborhood.
I really started to notice it in 2021/22 when wage inflation was sky rocketing. People were job hopping and getting big raises. We were giving huge raises to our people to get them to stay.
I think a lot of people overextended themselves thinking they would keep getting +10% raises and grow into their payments. I have to assume that between compensation normalizing and COL increases that many people have very tight budgets.
Posted on 6/9/25 at 4:40 pm to Ruston Trombone
quote:
Why wouldn’t you just lease instead of paying that foolishness. Good grief
Average lease payment is around 600
Posted on 6/9/25 at 4:42 pm to RLDSC FAN
The first new vehicle I ever bought was a 2004 Chevy Silverado.
Payment was $234 a month.
Payment was $234 a month.
Posted on 6/9/25 at 4:43 pm to RLDSC FAN
Remember when the price of cars was just high because of Covid industrial disruptions?
Posted on 6/9/25 at 4:44 pm to boxcarbarney
quote:
2004 Chevy Silverado. Payment was $234 a month.
Must’ve been a single cab base model.
Posted on 6/9/25 at 4:53 pm to RLDSC FAN
I’ve only had a car payment for around 5 months in my entire life of almost 60 years. Everything else was cash and only did financing on one to get the principal price down, then just paid it off.
Posted on 6/9/25 at 4:56 pm to cubsfan5150
quote:
Must’ve been a single cab base model.
LT extended cab
Posted on 6/9/25 at 4:59 pm to RLDSC FAN
Not me
Posted on 6/9/25 at 5:02 pm to RLDSC FAN
I've never bought a new car.
Hell, I may never buy another used car.
Hell, I may never buy another used car.
Posted on 6/9/25 at 5:02 pm to BamaAlum02
quote:
I see the same thing in my neighborhood.
Y'all must live in some shitty neighborhoods if you're looking around each morning and wondering when the banks are going to repo your neighbors' cars or foreclose on their houses.
This post was edited on 6/9/25 at 5:05 pm
Posted on 6/9/25 at 5:03 pm to msutiger
quote:
Not my business
correct, I have no doubt a lot of people over extend themselves, and that’s their business, some people can actually afford it and aren’t paying those notes
Posted on 6/9/25 at 5:04 pm to boxcarbarney
quote:
LT extended cab
We’re missing some details here.
Posted on 6/9/25 at 5:05 pm to 777Tiger
quote:
correct, I have no doubt a lot of people over extend themselves, and that’s their business, some people can actually afford it and aren’t paying those notes
I love how some on the OT cannot fathom that there are people who make a lot of money and buy expensive things with their high income.
Posted on 6/9/25 at 5:19 pm to JohnnyKilroy
quote:It's not really this at all. I know what the median household income is in my CDP (which feeds the local school). I know I make more than that, have the advantage of a mortgage payment that's based on pre-2020 craziness, and utilize the local public schools (which are good). Given that and the proportion of families in the area who clearly live well above our standard (i.e. constant vacations, kids in private schools, two new $80k+ vehicles, etc.), I can only conclude that 1) many of those families are saving almost nothing; 2) more people are living on inheritance than I ever realized; or some combination of 1) and 2).
I love how some on the OT cannot fathom that there are people who make a lot of money and buy expensive things with their high income.
Posted on 6/9/25 at 5:25 pm to RLDSC FAN
quote:
The average monthly car payment is $745
I pay almost triple that
This post was edited on 6/9/25 at 5:26 pm
Page 2 of 7
Popular
Back to top
Follow TigerDroppings for LSU Football News