- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: That time of year - 2026 Health Insurance premium price increases
Posted on 11/7/25 at 11:47 am to NorthEndZone
Posted on 11/7/25 at 11:47 am to NorthEndZone
Zero!
0
Posted on 11/7/25 at 11:47 am to Shexter
So up ~$300 a month? That nuts even for family coverage.
Posted on 11/7/25 at 11:47 am to NorthEndZone
around 10% increase, largest increase in 10 years.
Posted on 11/7/25 at 11:50 am to NorthEndZone
We went up 36%
Get that cash bill before you tell em you insured
Get that cash bill before you tell em you insured
Posted on 11/7/25 at 11:53 am to NorthEndZone
We continuously pay more and get less every year. I haven't been to the doctor in years because of it. I fight through colds and sinus infections with Dayquil. I would have to be dying in order to voluntarily schedule a doctor's appointment.
Posted on 11/7/25 at 11:54 am to NorthEndZone
quote:
So up ~$300 a month? That nuts even for family coverage.
Yes it is. Small company and one of our main employees had some large claims with a newborn. We're all happy that the baby is doing well now.
Insurance took the opportunity to stick us with higher rates.
Posted on 11/7/25 at 11:56 am to NorthEndZone
group providers need to make sure their agents are looking at options, and presenting what they all were.
if that info is provided, then the buyers just have to have faith they are getting the best option their group can be provided
if that info is provided, then the buyers just have to have faith they are getting the best option their group can be provided
Posted on 11/7/25 at 11:56 am to NorthEndZone
On the provider end, a lot of folks are seeing plans shift from copay per service for certain covered services (like mental health) to deductible then 80% (or something to that affect). With deductibles increasing. Moving to private pay service continues to become more appealing, sadly.
Personally our premiums went up about 15% and some services are moving from copay to deductible.
Personally our premiums went up about 15% and some services are moving from copay to deductible.
Posted on 11/7/25 at 12:08 pm to Shexter
Just quick note here:
Every employee should be nudging their HR and CFOs to be shopping their brokers out more regularly.
I’m not an expert but am friends with a lot of B2B health insurance brokers, and they say it’s crazy how many companies just accept their increases from BCBS/UH etc and think that’s the best there is, without challenging their existing broker.
There are some creative ways to get better plans and not as drastic increases if your company is willing to shop around.
Every employee should be nudging their HR and CFOs to be shopping their brokers out more regularly.
I’m not an expert but am friends with a lot of B2B health insurance brokers, and they say it’s crazy how many companies just accept their increases from BCBS/UH etc and think that’s the best there is, without challenging their existing broker.
There are some creative ways to get better plans and not as drastic increases if your company is willing to shop around.
Posted on 11/7/25 at 12:40 pm to NorthEndZone
Can you still blame Obama? Not sure because Trump said this wouldn't happen under his watch.
Posted on 11/7/25 at 12:56 pm to SonOfSlickWillie
thanks Obama up 39% frick obamacare use to get same policy 10 years go for 120
Posted on 11/7/25 at 1:04 pm to NorthEndZone
Mine actually dropped about 4%
Posted on 11/7/25 at 1:12 pm to NorthEndZone
We're actually getting a 4% decrease this year...after we had a 50% increase last year.
Posted on 11/7/25 at 1:15 pm to The Torch
quote:
Obama's Legacy is a piece of shite like him.
Obamacare is a big reason I’m no longer self-employed, and also moved the family to Texas and raised them here instead of South Louisiana.
Mary Landrieu can forever frick off.
Posted on 11/7/25 at 1:30 pm to NorthEndZone
Up 20%. BCBS.
I'm not going to pretend like I know how to fix it, but it seems insane that there's very little interest in doing anything about it. It's destroying the middle class.
If premiums were reduced by 50%, almost all of the other 50% would go straight to infusing the economy. Instead, we're just paying 20 grand a year to make sure we don't have to pay 50 grand if somebody steps in a hole the wrong way.
I'm not going to pretend like I know how to fix it, but it seems insane that there's very little interest in doing anything about it. It's destroying the middle class.
If premiums were reduced by 50%, almost all of the other 50% would go straight to infusing the economy. Instead, we're just paying 20 grand a year to make sure we don't have to pay 50 grand if somebody steps in a hole the wrong way.
Posted on 11/7/25 at 1:39 pm to Yaboylsu63
The problem is Health Insurance for most companies is led and negotiated by HR and not actual business people supporting them.
There are no business executives or supply chain folks negotiating it like any other commodity.
It's done by some HR Manager that overpaid for her house 10 years ago and has little to no equity.
There are no business executives or supply chain folks negotiating it like any other commodity.
It's done by some HR Manager that overpaid for her house 10 years ago and has little to no equity.
Posted on 11/7/25 at 1:41 pm to prostyleoffensetime
Renewal increased to $25,000/yr for wife and I (60&59) 
Not going to pay that
Not going to pay that
Posted on 11/7/25 at 1:47 pm to KemoSabe65
BCBS. 24% total increase. Ridiculous
This post was edited on 11/7/25 at 1:48 pm
Posted on 11/7/25 at 1:51 pm to NorthEndZone
19% increase here; United.
and of course all the deductibles and co-pays went up as well.
and of course all the deductibles and co-pays went up as well.
This post was edited on 11/7/25 at 1:51 pm
Posted on 11/7/25 at 1:53 pm to SonOfSlickWillie
quote:
Not sure because Trump said this wouldn't happen under his watch.
because he can fix shite in 6 months that the dems ingrained in our country for a decade. yes, its trumps fault right?
good ol' mccain, rotting and burning in hell. hope it was worth fricking over the entire USA so he could 'stick it to trump'.
Page 2 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News