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Started By
Message
re: Student loan delinquencies surge back after 5-year pause
Posted on 5/16/25 at 1:30 pm to LSU Grad Alabama Fan
Posted on 5/16/25 at 1:30 pm to LSU Grad Alabama Fan
quote:
Why spend money on an English literature class? What career value am I getting from that?
Seriously?
1
Posted on 5/16/25 at 1:37 pm to Steadyhands
quote:
what do you mean a final decision? PSLF has never changed and is still active.
They're scrutinizing to make sure people are working for legitimate organizations/companies/agencies, but nothing has changed about it.
PSLF has been on hold for several borrowers because of the particular plan they may have been enrolled in (SAVE for example or IBR) has been tied up in court.
There's folks who are 3-4 payments away from meeting PSLF but cannot make payments right now because of the court injunction/freeze. Because of that they're not getting forgiveness, it's just in limbo.
Posted on 5/16/25 at 1:39 pm to Mo Jeaux
quote:
Seriously?
Other than English teacher or journalist.
Poet I suppose.
Posted on 5/16/25 at 1:40 pm to Philzilla
quote:
Other than English teacher or journalist.
Poet I suppose.
Yeah, why teach populations outside of that how to critically analyze literature. What good would that do?
/s
Posted on 5/16/25 at 1:40 pm to Philzilla
Most of this board went to trade school. Y’all don’t need no book lernin.
Posted on 5/16/25 at 1:41 pm to Philzilla
quote:
Other than English teacher or journalist. Poet I suppose.
A bunch of retards that can’t read or write would think English lit is useless
Posted on 5/16/25 at 1:43 pm to Mingo Was His NameO
quote:
A bunch of retards that can’t read or write would think English lit is useless
Now if they wanted to argue the elimination of X number of electives required for a degree, I'd be onboard for it.
Posted on 5/16/25 at 1:52 pm to BeauxPete
quote:
With 2 headed to college this fall, how about we first look at the cost to go to college.
Well, when you have more administrators than actual professors at most universities, I think you've found your problem.
Posted on 5/16/25 at 2:06 pm to Centinel
My loans were forgiven last year, once they hit 25 years.
For those that don't understand IBR.
Graduated with 34k in debt.
Paid back over 60k over those 25 years.
Balance was 58k went it was forgiven.
I was not allowed to refinance, unless I went private which removed all protections and no more forgiveness, which is the purpose of the plan.
For those that don't understand IBR.
Graduated with 34k in debt.
Paid back over 60k over those 25 years.
Balance was 58k went it was forgiven.
I was not allowed to refinance, unless I went private which removed all protections and no more forgiveness, which is the purpose of the plan.
Posted on 5/16/25 at 2:43 pm to ATrillionaire
quote:
It's a common theme to try to lay the wastelands that is these states at the feet of one demo. Clearly a defense mechanism.
Posted on 5/16/25 at 4:50 pm to RLDSC FAN
quote:
What are we going to end up doing to fix this issue?
Garnish wages until every f*cking cent is paid off. These deadbeats can forgo their three exotic vacations per year, their $10 café lattes, and their mani/pedis. They can start eating at home instead of dining out every other night and start sponging off of their parents instead of the f*cking taxpayers. It's their parents that created these entitled little f*cks. Let them pay for their spoiled little fricking brats.
Posted on 5/16/25 at 4:59 pm to BluegrassBelle
quote:
PSLF has been on hold for several borrowers because of the particular plan they may have been enrolled in (SAVE for example or IBR) has been tied up in court. There's folks who are 3-4 payments away from meeting PSLF but cannot make payments right now because of the court injunction/freeze. Because of that they're not getting forgiveness, it's just in limbo.
With no indication of whether the Trump admin is going to continue the “PSLF buyback” option of the Biden admin. Good fun, had by all
Posted on 5/16/25 at 6:40 pm to brmark70816
quote:
My loans were forgiven last year, once they hit 25 years.
For those that don't understand IBR.
Graduated with 34k in debt.
Paid back over 60k over those 25 years.
Balance was 58k went it was forgiven.
I was not allowed to refinance, unless I went private which removed all protections and no more forgiveness, which is the purpose of the plan.
What the heck was your interest rate and term? And what was your degree in? Did you not have any concept of paying a little extra principal every month?
Posted on 5/16/25 at 6:46 pm to RLDSC FAN
quote:
What are we going to end up doing to fix this issue?
Stop being pieces of shite and pay your debt.
Posted on 5/16/25 at 6:51 pm to Mingo Was His NameO
quote:
A bunch of retards that can’t read or write would think English lit is useless
I don’t know how it works these days, but I took English lit in high school.
I didn’t take a literature class in college. I took composition.
I would argue that most people actually didn’t take English lit in college. Not when I was at LSU.
Posted on 5/16/25 at 7:05 pm to MMauler
quote:This is the macho take, but then when all these people can’t pay their other bills, we will have more crisis much worse than student loans. You need to rework the system going forward, but for everything before you just aren’t getting that back.
Garnish wages until every f*cking cent is paid off. These deadbeats can forgo their three exotic vacations per year, their $10 café lattes, and their mani/pedis. They can start eating at home instead of dining out every other night and start sponging off of their parents instead of the f*cking taxpayers. It's their parents that created these entitled little f*cks. Let them pay for their spoiled little fricking brats.
Posted on 5/16/25 at 7:52 pm to dgnx6
quote:
I would argue that most people actually didn’t take English lit in college. Not when I was at LSU
No one believes you went to college
Posted on 5/16/25 at 7:59 pm to RLDSC FAN
Government needs to acknowledge its role in creating this debacle. Free money has directly contributed to the out of control cost of college degrees over the last 30 years saddling generations with debt before they even have productive jobs.
I’m not saying forgiveness or cancellation, but I think they have to at least go to low/zero interest and put something together to force schools to focus on education and not “academic excellence fees” that just inflate costs and allow for more and more largess.
I’m not saying forgiveness or cancellation, but I think they have to at least go to low/zero interest and put something together to force schools to focus on education and not “academic excellence fees” that just inflate costs and allow for more and more largess.
Posted on 5/16/25 at 8:47 pm to dgnx6
quote:
I don’t know how it works these days, but I took English lit in high school. I didn’t take a literature class in college. I took composition. I would argue that most people actually didn’t take English lit in college. Not when I was at LSU.
Comp is what, 1001 or 1002? “English Lit” would be a bit too general, but I know I took a 2000 level fiction course to fill a requirement basket.
Posted on 5/16/25 at 9:48 pm to bad93ex
quote:
First they must address why there are so many "graduates" that are unable to pay back their loans.
Totally agree, but the article is click bait as delinquent and unable to pay back are vastly different things. How many 20 somethings are behind on a credit card?
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