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Started By
Message
re: Self-employed of the OT: Where are you getting your health insurance?
Posted on 8/17/22 at 4:25 pm to Tyga Woods
Posted on 8/17/22 at 4:25 pm to Tyga Woods
The cost of insurance is the only reason I’m not self employed. This country sucks.
1
Posted on 8/17/22 at 4:27 pm to SpotCheckBilly
To be fair, I do live far enough away from the VA that I can use my own personal doctor and have it billed to the VA, so I’ve probably got a few good years left 
Thanks, President Trump!
Thanks, President Trump!
Posted on 8/17/22 at 4:30 pm to Tyga Woods
quote:
There has to be a better solution.
There is: find someone else to run that company and go get a corporate job. I stuck almost $20K in my pocket before I got my first paycheck.
ETA: This is by design btw. Big gov't needs big business. They can't control you if you own your own business and provide for yourself. They want you dependent on them OR a large company that they can control through taxation/legislation.
This post was edited on 8/17/22 at 4:35 pm
Posted on 8/17/22 at 4:32 pm to Tyga Woods
quote:
I’m paying $2100/mo for 5 healthy people. $7,000 deductible. There has to be a better solution.
Posted on 8/17/22 at 4:33 pm to Tyga Woods
Military. One of the biggest reasons why I joined. Saves me a shite ton each month since I'm self-employed.
I pay $40/month for tricare. I would probably be shelling out $600 to $800/month for private.
I pay $40/month for tricare. I would probably be shelling out $600 to $800/month for private.
This post was edited on 8/17/22 at 4:35 pm
Posted on 8/17/22 at 4:34 pm to Tyga Woods
Being raped by BCBS-LA
Posted on 8/17/22 at 4:34 pm to Tyga Woods
My wife taught in EBRSS for many years. The pension sucks, however, the health insurance benefits are excellent. I went self employed knowing I could always buy health insurance at a great rate. Now that we are on Medicare too, along with the Humana, we never seem to pay for anything.
Posted on 8/17/22 at 4:36 pm to Tyga Woods
and half the country doesn't pay shite. 
why have we not revolted yet?
why have we not revolted yet?
Posted on 8/17/22 at 4:38 pm to Tyga Woods
quote:
I’m paying $2100/mo for 5 healthy people. $7,000 deductible. There has to be a better solution
Damn I take my comment back. I only thought I was getting raped. We lay maybe $1400 for family of four, $5600 deductible.
It all sucks.
This post was edited on 8/17/22 at 4:41 pm
Posted on 8/17/22 at 4:44 pm to tiger91
on my wife's the deductible is bullshite because not everything goes towards it. they get to randomly pick and choose what does and doesn't go towards it. it's so incredibly dysfunctional it's comical.
Posted on 8/17/22 at 4:57 pm to Tyga Woods
We have BCBS policy.
Deductible individual- $1200
Deductible family - $3600
Max out of pocket individual - $8550
Max out of pocket family - $17100
Premium $1643 per month
Family of 4, kids 6 and 4 years old
Got with a broker and this is the best we could get.
Deductible individual- $1200
Deductible family - $3600
Max out of pocket individual - $8550
Max out of pocket family - $17100
Premium $1643 per month
Family of 4, kids 6 and 4 years old
Got with a broker and this is the best we could get.
Posted on 8/17/22 at 4:57 pm to Abstract Queso Dip
quote:
There are actually some good plans through the ACA marketplace.
Not in my area. There is one company and everything seems to be out of network.
Posted on 8/17/22 at 5:00 pm to SpotCheckBilly
quote:
The government does not provide healthcare, outside of the VA.
The op asked for insurance. The Government is the single largest provider in this country.
and there are 900 something public hospitals in the us. You have the VA, department of defense and department of health and human services.
Posted on 8/17/22 at 5:01 pm to Masterag
quote:
and half the country doesn't pay shite
I don’t mind those that are legitimately too sick to work or in between jobs, but I know so many people that are able bodied and choose not to work or work very little. They can almost live in the hospital and pay nothing. It’s not right.
Posted on 8/17/22 at 5:01 pm to BabyTac
We actually dropped BCBS when it got to $1,700+ for family of 4.
I signed up for Medishare, which I pay $430/month for a $10,000 deductible plan. It basically turns us into a cash customer for all minor things. Being all relatively healthy, we save over $1200/month on premiums which helps pay for anything we need for Dr visits or prescriptions during the year.
I signed up for Medishare, which I pay $430/month for a $10,000 deductible plan. It basically turns us into a cash customer for all minor things. Being all relatively healthy, we save over $1200/month on premiums which helps pay for anything we need for Dr visits or prescriptions during the year.
Posted on 8/17/22 at 5:06 pm to sabes que
quote:
In the current system he doesn’t go to the doctor and it spreads throughout his body and cost millions of dollars and he dies.
Lol in Candas system he waits and dies anyway.
Posted on 8/17/22 at 5:07 pm to Tyga Woods
Christian Health Ministries .org
We use it and we pay 100% premium for our employees.
You’re on the hook for all visits up to $500…
They pick up 100% after that.
No co insurance
No deductible
We use it and we pay 100% premium for our employees.
You’re on the hook for all visits up to $500…
They pick up 100% after that.
No co insurance
No deductible
Posted on 8/17/22 at 5:45 pm to TigerBlood17
@ Tigerblood17, are you on a company sponsored plan or individual plan?
Posted on 8/17/22 at 5:46 pm to Tyga Woods
Through my wife’s job
Posted on 8/17/22 at 5:48 pm to Slagathor
quote:
why do you only want healthcare for men? why do you hate women so much!?!?
Get better immune systems and we’ll talk
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