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Message
re: Rental car damage question
Posted on 7/26/17 at 9:06 pm to CaptainsWafer
Posted on 7/26/17 at 9:06 pm to CaptainsWafer
quote:
Does your card cover liability too?
My CC insurance told me "sorry we can't cover trucks, nor antique and high end vehicles, it's in our policy"
you are right, I should have read their policy in details
0
Posted on 7/26/17 at 9:09 pm to Henry Jones Jr
quote:
Not always true. Even if it's full coverage, there are a lot of policies that don't transfer to rental vehicles.
No, pretty much all of them do.
Posted on 7/26/17 at 9:09 pm to BiggerBear
quote:
I would ask for a copy of the policy/cardmember agreement and not just take their word for it.
I checked it online
quote:
What types of rental vehicles are not covered?
excluded worldwide are: expensive, exotic, and antique automobiles;
certain vans; vehicles that have an open cargo bed; trucks; motorcycles, mopeds, and motorbikes; limousines; and recreational vehicles.
• examples of excluded expensive or exotic automobiles
are these brands: Aston Martin, Bentley, Bricklin, Daimler, DeLorean, Excalibur, Ferrari, Jensen, Lamborghini, Lotus, Maserati, Porsche, and Rolls Royce. However, selected models of BMW, Mercedes-Benz, Cadillac, and Lincoln are covered.
• An antique automobile is de ned as any vehicle over twenty (20) years old or any vehicle that has not been manufactured for ten (10) years or more.
• this bene t is provided only for those vans manufactured and designed to transport a maximum of eight (8) people and which are used exclusively to transport people.
if you have any questions about a speci c vehicle, please call the Bene t Administrator.
Posted on 7/26/17 at 9:13 pm to CaptainBrannigan
Yeah, don't do this.
As someone familiar with how this works, reach out to the corporate office. Explain that you didn't not want to get the truck and it was the only option which your insurance/card doesn't cover. Often times, the loss of use, deminishment of value, and admin fees will/can be waived, and you only pay the actual damage cost. These cost are much less than what you would pay because of the volume of claims that the rental company has and refers to these body shops. The main goal is for the damage to be fixed, and Not cost the branch for damage caused by the consumer.
Do not simply ignore this as you will be sent to collections for the cost of the repairs.
Hope it all works out for you.
As someone familiar with how this works, reach out to the corporate office. Explain that you didn't not want to get the truck and it was the only option which your insurance/card doesn't cover. Often times, the loss of use, deminishment of value, and admin fees will/can be waived, and you only pay the actual damage cost. These cost are much less than what you would pay because of the volume of claims that the rental company has and refers to these body shops. The main goal is for the damage to be fixed, and Not cost the branch for damage caused by the consumer.
Do not simply ignore this as you will be sent to collections for the cost of the repairs.
Hope it all works out for you.
This post was edited on 7/26/17 at 9:14 pm
Posted on 7/26/17 at 9:14 pm to Tygermanjohn
That that and that. Plus, they were out of what you had requested/reserved. Hopefully they'll help out as much as possible.
Posted on 7/26/17 at 9:25 pm to CaptainBrannigan
quote:
Cancel your credit card immediately. Don't give Alamo ANY pay information. Ignore all contact from them. Those motherfrickers have insurance in their vehicles. Let them cover it. Don't respond until you get a summons from a sheriff.
you're gonna have this guy in jail...
Posted on 7/26/17 at 9:55 pm to CaptainsWafer
quote:
Does your card cover liability too? If not I'm surprised they let you out of the building without proof of liability coverage.
I'm pretty sure when you rent a car it comes with liability to a degree. That's why they don't care if you are covered, I've never been asked for proof of liability and they'd have to get it otherwise.
I believe the only thing you aren't covered for is the damage to your own vehicle.
Posted on 7/26/17 at 10:09 pm to baldona
I'm pretty sure you're 100% wrong.
Actually I'm 100% sure.
Actually I'm 100% sure.
Posted on 7/26/17 at 10:11 pm to CaptainsWafer
Nope. They have to provide minimum coverage. In Louisiana $15,000 per claimant/30,000 per accident. Good luck if you have any real assets to your name.
Posted on 7/26/17 at 10:13 pm to Y.A. Tittle
They being the renter. Either by using your own or purchasing thru the rental car company.
Posted on 7/26/17 at 10:14 pm to CaptainsWafer
Rental company, if the renter doesn't have his own insurance.
Posted on 7/26/17 at 10:15 pm to Y.A. Tittle
I've never seen them provide liability coverage without the person paying for it.
Posted on 7/26/17 at 10:16 pm to CaptainsWafer
I'm not sure where you're seeing anything, but this is mandated by statute.
Posted on 7/26/17 at 10:19 pm to Northwestern tiger
At least it looks like you had fun driving the truck.
Posted on 7/26/17 at 10:21 pm to Y.A. Tittle
I understand the minimum requirement and the no pay no play law.
If I rented a car and used my personal coverage I pay $X. As I already pay for liability.
If Jim rents the same car and doesn't have personal coverage he pays $X + Y, with Y being whatever the rental car company's liability coverage is per day.
ETA To be fair, I've never been uninsured when renting a vehicle.
If I rented a car and used my personal coverage I pay $X. As I already pay for liability.
If Jim rents the same car and doesn't have personal coverage he pays $X + Y, with Y being whatever the rental car company's liability coverage is per day.
ETA To be fair, I've never been uninsured when renting a vehicle.
This post was edited on 7/26/17 at 10:27 pm
Posted on 7/26/17 at 10:23 pm to Northwestern tiger
Couple grand minimum.
Posted on 7/26/17 at 10:27 pm to Northwestern tiger
quote:
My car was totaled half a year ago.
I cancel my policy since i don't have a car and i have been accumulating cash for down payment on a house and a new car
Prepare thy anus -
This post was edited on 7/26/17 at 10:30 pm
Posted on 7/26/17 at 10:37 pm to Northwestern tiger
You're obviously a dumbass for doing this, but if you reserved a car and the rental company didn't have one when you got there you may have a legitimate beef. If I were you I would talk to Alamo and tell them you reserved a car and knew it was covered by your CC. Play dumb and act like you didn't know a truck wasn't covered. You're screwed either way, but you may be less screwed if you can convince the rental company. At least try to get part of the charge down/taken out.
Posted on 7/26/17 at 10:40 pm to Mingo Was His NameO
quote:
Play dumb and act like you didn't know a truck wasn't covered.
I don't have to play dumb because I didn't know it was not covered.
I wouldn't have taken it if i have known.
Posted on 7/26/17 at 10:43 pm to Northwestern tiger
You didn't have personal car insurance and declined the coverage, poor life decisions.
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