- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Recommend a company for flood insurance?
Posted on 7/28/20 at 2:23 pm
Posted on 7/28/20 at 2:23 pm
Louisiana, camp on a small lake. TIA. 
12
Posted on 7/28/20 at 2:23 pm to Kingpenm3
Whichever is cheapest.
Posted on 7/28/20 at 2:24 pm to elprez00
quote:
Whichever is cheapest.
Are there big differences? Or are most all of them just brokers for the same fema coverage?
Posted on 7/28/20 at 2:24 pm to Kingpenm3
Same price everywhere. It is thru Fema no matter who writes it.
Posted on 7/28/20 at 2:25 pm to Kingpenm3
quote:
Recommend a company for flood insurance?
quote:
Louisiana,
NFIP is your only option
Posted on 7/28/20 at 2:25 pm to Kingpenm3
Just pay yourself $1000 a year. If it doesn't flood in the next 150-200 years you will come out ahead.
Posted on 7/28/20 at 2:26 pm to Kingpenm3
I think it is all the same and federally backed. Just go through your personal homes property insurance.
Posted on 7/28/20 at 2:26 pm to Kingpenm3
American National is good and they let you pay w credit card over the phone - so you can get an extra 30 days to pay it.
I have used Liberty Mutual before, but you have to mail the payment like it is 1989.
I have used Liberty Mutual before, but you have to mail the payment like it is 1989.
Posted on 7/28/20 at 2:27 pm to Kingpenm3
All flood insurance is through FEMA.
Posted on 7/28/20 at 2:27 pm to Kingpenm3
Flood policies are separate from standard policies
Posted on 7/28/20 at 2:30 pm to Inside the Eye
quote:
All flood insurance is through FEMA.
Most flood insurance is through FEMA via the NFIP but there are some private flood insurance companies out there. Problem is they're always more expensive.
Posted on 7/28/20 at 2:30 pm to OysterPoBoy
quote:
Just pay yourself $1000 a year. If it doesn't flood in the next 150-200 years you will come out ahead.
But if it floods next month?
Posted on 7/28/20 at 2:33 pm to TDsngumbo
quote:
But if it floods next month?
You are fuked!!!!
Posted on 7/28/20 at 2:35 pm to Kingpenm3
quote:
Are there big differences? Or are most all of them just brokers for the same fema coverage?
We got quotes from several different brokers. All were dollars within each other. It’s all thru NFIP so there won’t be much difference.
Posted on 7/28/20 at 2:38 pm to TDsngumbo
I'm sorry I guess I should have clarified that all flood insurance is through FEMA, unless you want to pay double.
Posted on 7/28/20 at 3:09 pm to Kingpenm3
Doesn't matter.
They'll all claim it was wind damage or some shite
They'll all claim it was wind damage or some shite
Posted on 7/28/20 at 3:17 pm to Kingpenm3
Flood insurance is through the government. If you use some company to get it for you they pay what you would pay plus what ever they want to tack on. I have flood insurance although not required where I live. I purchase straight from the government with no middle man involved
Posted on 7/28/20 at 3:33 pm to Kingpenm3
there isn't but one flood insurer. National Flood Insurance Program. In other words FEMA. The insurance company that insures your home can typically administrate your coverage, but you will be insured by FEMA, and the rates will not vary no matter who you get the insurance through.
LINK
LINK
Posted on 7/28/20 at 4:05 pm to OysterPoBoy
We have Wright at the moment. Never had to file a claim, and we have an escrow so I do not deal with them.
Posted on 7/28/20 at 6:25 pm to Miketheseventh
quote:
Flood insurance is through the government. If you use some company to get it for you they pay what you would pay plus what ever they want to tack on. I have flood insurance although not required where I live. I purchase straight from the government with no middle man involved
How? I thought it had to go through a broker?
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News