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Questions for 50+ folks...
Posted on 6/14/24 at 4:21 am
Posted on 6/14/24 at 4:21 am
1.) At your age, what advice would you give yourself when you were in your 30's?
2.) Wisest thing you did in your 30's?
3.) Biggest regret from when you were in your 30's?
I'll hang up and listen
2.) Wisest thing you did in your 30's?
3.) Biggest regret from when you were in your 30's?
I'll hang up and listen
47
Posted on 6/14/24 at 4:28 am to North Dallas Tiger
Invest more into your 401k
Do not get a divorce after you invest more into your 401k
If you do get a divorce slay more poon and don't get married again and start your 401k over again you still got time
Do not get a divorce after you invest more into your 401k
If you do get a divorce slay more poon and don't get married again and start your 401k over again you still got time
Posted on 6/14/24 at 4:44 am to North Dallas Tiger
quote:
1.) At your age, what advice would you give yourself when you were in your 30's?
Travel is an investment in yourself, your wife and daughter, your relationship and your development. Travel is not an expense. Factor it in to your budget the same way you do your retirement, healthcare costs, savings.
Buy the ticket. Take the trip.
quote:
2.) Wisest thing you did in your 30's?
Met with a financial advisor for guidance on what we could afford to live in and drive while working on student loan debt.
quote:
3.) Biggest regret from when you were in your 30's?
Not moving out of New Orleans sooner.
Posted on 6/14/24 at 4:45 am to North Dallas Tiger
Set up some kind of investment account and put 20% of your paycheck into it, more if you can. Don't touch it.
This post was edited on 6/14/24 at 1:28 pm
Posted on 6/14/24 at 4:46 am to North Dallas Tiger
I wish I'd done a much better job of taking care of myself. Work on your body everyday. If you feel good and have your healh you ca achieve all of your goals.
Posted on 6/14/24 at 5:04 am to North Dallas Tiger
If any of your Grandparents are alive get them to tell you their story, write it down, and review it with them after you've done that.
If your parents are still alive, do the same with them. Ask them about their parents if they aren't alive.
If your parents are still alive, do the same with them. Ask them about their parents if they aren't alive.
Posted on 6/14/24 at 5:06 am to North Dallas Tiger
1. Love and laugh with your family and friends as much as you can.
Avoid paying interest to banks and credit cards.
Kids can be the joy of your life. (sometimes).
2. I started a 401k in my 20's and had a lawyer draw up papers where no-one could ever touch it but myself or my beneficiaries when I die.
3. I trusted to many people that I thought were my friends.
Avoid paying interest to banks and credit cards.
Kids can be the joy of your life. (sometimes).
2. I started a 401k in my 20's and had a lawyer draw up papers where no-one could ever touch it but myself or my beneficiaries when I die.
3. I trusted to many people that I thought were my friends.
Posted on 6/14/24 at 5:07 am to North Dallas Tiger
Focus on things that are really important, not bullshite.
Gave up drinking for years.
Built a house that was too big and cost too much, in a place I never should have considered a long term location.
Posted on 6/14/24 at 5:13 am to bigjoe1
quote:
wish I'd done a much better job of taking care of myself. Work on your body everyday
REALLY good one.
Physical health was such a big part of my childhood and in college I let myself go to shite. Can't understate enough how much prioritizing exercise and healthy eating habits has played into my overall development and happiness.
Posted on 6/14/24 at 5:28 am to North Dallas Tiger
Side question: Anyone achieved significant personal growth after age 50? Are you a much different person at 60/70 than you were at 50?
If yes, was it a life event that created the change or was the growth simply from effort?
If yes, was it a life event that created the change or was the growth simply from effort?
Posted on 6/14/24 at 5:32 am to North Dallas Tiger
quote:I wish I had time to travel more and do more things that I can't do now that I'm older
1.) At your age, what advice would you give yourself when you were in your 30's? Roth IRA, and save more than you spend
2.) Wisest thing you did in your 30's? Bought a house and made a few extra payments on it when I could
3.) Biggest regret from when you were in your 30's?
Posted on 6/14/24 at 5:32 am to North Dallas Tiger
quote:
1.) At your age, what advice would you give yourself when you were in your 30's?
Save as much as you can but also do not keep saying "tomorrow". Do the things you want to do now. Dont wait. Just figure it out. You will find ways, like money, to not do things but you are going to really enjoy them more now than you will later in life
Get off the couch, get off your damn phone and start doing things.
Posted on 6/14/24 at 5:33 am to North Dallas Tiger
Do WTF I told myself and buy bitcoin in 2009 and 2010. Then again in 2017 when the price was back in the 300 to 500 range and not spend it on the SilkRoad and AlphaBay.
Dont take shite just because the Dr. Said you need the shite. Biggest mistake of my life! Hands down
Dont take shite just because the Dr. Said you need the shite. Biggest mistake of my life! Hands down
Posted on 6/14/24 at 5:39 am to North Dallas Tiger
Spend as much time as you can with loved ones. You never know how much time anyone has left on this earth.
I always watched my weight and I stayed active, I can see the impact of that compared to my social circle. It makes a HUGE difference in quality of life.
Not having more kids. I had 2 and we stopped due to child care costs. That investment is nothing compared to the happiness my kids have given me.
I always watched my weight and I stayed active, I can see the impact of that compared to my social circle. It makes a HUGE difference in quality of life.
Not having more kids. I had 2 and we stopped due to child care costs. That investment is nothing compared to the happiness my kids have given me.
Posted on 6/14/24 at 5:43 am to North Dallas Tiger
Invest in some real estate to supplement your retirement.
Posted on 6/14/24 at 5:51 am to North Dallas Tiger
1. Try really hard to start a business or get in a job where your income is tied to revenue/production in a field with unlimited top end potential. You can take more risks at this age than when you get older and have more responsibilities.
2. Stayed in the same job long enough to build expertise in my field. Invested fully in my 401k and let it ride…don’t panic when the market crashes because it will at some point. Stretched to get into a long term home..which we’ve been in now for 20 years and it’s almost paid off.
3. I wish we’d had our kids sooner. My wife and I delayed kids to travel and do other things…which was great..but dealing with teenagers in your 50’s will wear you out and it limits your options during a time when you should be setting yourself up for retirement.
ETA: also STAY IN SHAPE. Some things happen to you that become damn near impossible to reverse as you get older.
2. Stayed in the same job long enough to build expertise in my field. Invested fully in my 401k and let it ride…don’t panic when the market crashes because it will at some point. Stretched to get into a long term home..which we’ve been in now for 20 years and it’s almost paid off.
3. I wish we’d had our kids sooner. My wife and I delayed kids to travel and do other things…which was great..but dealing with teenagers in your 50’s will wear you out and it limits your options during a time when you should be setting yourself up for retirement.
ETA: also STAY IN SHAPE. Some things happen to you that become damn near impossible to reverse as you get older.
This post was edited on 6/14/24 at 5:56 am
Posted on 6/14/24 at 5:52 am to North Dallas Tiger
Experience more. Travel the world. Experiences are far more valuable than possessions.
Start that 401k early and put as much into it as possible.
I’ve had a good life so far and I have very few regrets but one that gnaws at me is not taking my trip to Las Islas de Guadalupe and diving with great white sharks. Mexico has since closed off the area to that type of tourism.
Start that 401k early and put as much into it as possible.
I’ve had a good life so far and I have very few regrets but one that gnaws at me is not taking my trip to Las Islas de Guadalupe and diving with great white sharks. Mexico has since closed off the area to that type of tourism.
Posted on 6/14/24 at 6:00 am to bigjoe1
quote:
I wish I'd done a much better job of taking care of myself. Work on your body everyday. If you feel good and have your healh you ca achieve all of your goals.
I’ll never forget what an older coworker told me about 10 years ago. “If I had known I was going to live this long, I’d have taken better care of myself.”
Eat real food. Be outside as much as possible. Lift heavy things. Run really fast. Spend time with the people you love.
Posted on 6/14/24 at 6:24 am to North Dallas Tiger
Advice to my younger self- Save money and make conservative investments for retirement.
Posted on 6/14/24 at 6:30 am to North Dallas Tiger
quote:
1.) At your age, what advice would you give yourself when you were in your 30's?
2.) Wisest thing you did in your 30's?
3.) Biggest regret from when you were in your 30's?
1. At 28, I decided to separate from Active Duty in the Air Force before going back a few years later. I would advise my 28 year old self to not separate but continue making it a career.
2. I look back to 30+ years ago and wonder if I really did anything wise from 30-40.
3. Probably my biggest reqret was seperating from the Air Force and getting re-married so quickly after getting divorced.
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