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Message
re: Poll: Six-figure earners feel they’re in ‘survival mode’
Posted on 11/18/25 at 11:26 am to Dawgfanman
Posted on 11/18/25 at 11:26 am to Dawgfanman
quote:
150 is ALOT more than 100.
Yes, but that doesn’t change the overall sentiment of the thread. However, I do realize you likely aren’t smart enough to understand this
1
Posted on 11/18/25 at 11:28 am to Mingo Was His NameO
quote:
Yes, but that doesn’t change the overall sentiment of the thread. However, I do realize you likely aren’t smart enough to understand this
Someone layed out a reasonable budget for 100k above. If you don’t think adding 3000-3500 a month to it after taxes etc makes things more comfortable and not borderline, it’s you that’s not very smart.
Posted on 11/18/25 at 11:32 am to Dawgfanman
quote:
Someone layed out a reasonable budget for 100k above. If you don’t think adding 3000-3500 a month to it after taxes etc makes things more comfortable and not borderline, it’s you that’s not very smart.
As noted multiple times, that list is extremely conservative and likely nets you less than a million dollars for retirement. So if you think a couple with 2 kids should have to work into their 70s and MAYBE have enough to retire with the hope of not having any end of life care, then I guess we can just agree to disagree.
Posted on 11/18/25 at 11:35 am to Mingo Was His NameO
quote:
As noted multiple times, that list is extremely conservative and likely nets you less than a million dollars for retirement.
If the pay remains stagnant and the expenses do, agree. They won’t.
quote:
So if you think a couple with 2 kids should have to work into their 70s and MAYBE have enough to retire with the hope of not having any end of life care, then I guess we can just agree to disagree.
I think a couple with kids young enough to have childcare expenses, who is earning 150k today is very likely to be earning 200-250k in 5-10 years. If you disagree it’s under stable, you likely plateaued early in life.
Posted on 11/18/25 at 11:40 am to Mingo Was His NameO
quote:
What two people with advanced degrees are only earning 100k a year combined or close to it?
ALOT are “only” making around $150k
My wife and I make about that much. I have an advanced degree with 11 years of work experience. She has a high school diploma
150K is not a lot
This post was edited on 11/18/25 at 11:41 am
Posted on 11/18/25 at 11:42 am to wm72
quote:
Most people buy an immense amount of dumb disposable stuff.
So true
How many $100 shirts or blouses do people buy with an already full closet or closets full of shite they already don’t wear
It’s just an accumulation of shite
Posted on 11/18/25 at 11:45 am to Mingo Was His NameO
quote:
shouldn’t have to drive a 2012 accord for a decade to be able to retire one day.
My youngest car is 2007. Retired before age 55. You’re not doing it right.
This post was edited on 11/18/25 at 11:46 am
Posted on 11/18/25 at 11:46 am to bayouvette
quote:
Retirement and all that still being done, but no new cars, no family vacations, no sitting on big cash savings.
WUT?
I make $180K a year and have more money than I know what to do with and save at a 40%-45% clip and I'm going on my SECOND trip of the year next month after Christmas with my gf.
What the frick are yall doing with your money?
Posted on 11/18/25 at 11:54 am to Ingeniero
quote:
They're about to come back and say you're spoiled if you want something other than beans and rice for every meal. "You just don't want to SUFFER like we did!"
"Listen, bruh. You have to be able to suffer to be able to qualify for BUDZZ training like I did! I can swim a mile in 5 minutes!"
Posted on 11/18/25 at 11:55 am to jclem11
quote:
WUT?
I make $180K a year and have more money than I know what to do with and save at a 40%-45% clip and I'm going on my SECOND trip of the year next month after Christmas with my gf.
What the frick are yall doing with your money?
$180k and $100k are not the same, especially if you have a wife and kids, which you obviously do not. You're an extreme outlier high-earner with little else to spend money on. Congrats, don't frick it up
This post was edited on 11/18/25 at 12:14 pm
Posted on 11/18/25 at 11:58 am to jclem11
quote:
What the frick are yall doing with your money?
I’m saving mine so when I’m a 77 year old widower I can pay some hot 50 year old for fun times.
Posted on 11/18/25 at 12:05 pm to Dawgfanman
quote:
I think a couple with kids young enough to have childcare expenses, who is earning 150k today is very likely to be earning 200-250k in 5-10 years. If you disagree it’s under stable, you likely plateaued early in life.
Today I learned that costs don’t go up and there’s no such thing as buying power.
The entire point of the thread is wages are not rising with inflation you block headed idiot
Posted on 11/18/25 at 12:05 pm to jclem11
quote:
I make $180K a year and have more money than I know what to do with and save at a 40%-45% clip and I'm going on my SECOND trip of the year next month after Christmas with my gf.
What the frick are yall doing with your money?
kids
Posted on 11/18/25 at 12:06 pm to UptownJoeBrown
quote:
My youngest car is 2007. Retired before age 55. You’re not doing it right.
Not everyone is an incel
This post was edited on 11/18/25 at 12:06 pm
Posted on 11/18/25 at 12:07 pm to jclem11
quote:
What the frick are yall doing with your money?
Raising kids
Posted on 11/18/25 at 12:16 pm to Mingo Was His NameO
quote:
What the frick are yall doing with your money?
Raising kids
Posted on 11/18/25 at 12:17 pm to jclem11
quote:
with my gf.
getting married and having children, unlike you.
Posted on 11/18/25 at 12:19 pm to Mingo Was His NameO
quote:
Raising kids
Yep even with mine in public school (thank god we moved from south LA) I would wager they still cost a good $5,000 a year each to raise between food, clothes and sports, doctors visits, gifts etc. that doesn’t take into account the hundreds a month extra for them to drive plus extra phone bills.
Posted on 11/18/25 at 12:23 pm to Mingo Was His NameO
quote:
the whole point is an engineer and a nurse with 2 kids shouldn’t have to drive a 2012 accord for a decade to be able to retire one day.
unless they are absolute retards when it comes to budgeting and household finances, they don't have to.
Posted on 11/18/25 at 12:27 pm to ragincajun03
quote:
44 percent indicated they feel one unexpected bill away from “financial chaos.”
Stupid people will always be financially irresponsible no matter how much they make.
quote:
Analysts offer a variety of explanations, including an obvious one: Someone making a six-figure income in New York City might conceivably struggle compared to one of their counterparts in middle America.
Morons will blame anyone and anything but the person making poor decisions with their money. Garbage study really.
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