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Message
1
Posted on 11/22/25 at 4:43 am to BK Lounge
quote:
A depression is when you lose YOUR job .
Nervous about 2026 . A lot of consolidation going on with the company work for . When you are making six-figures you start to get worried . Starting to make sure my emergency fund is well funded.
Posted on 11/22/25 at 4:47 am to FLObserver
quote:
Nervous about 2026
Read a blurb yesterday on the CNBC channel yesterday that business lending should be easier in 2026 which could lead to some new growth.
Posted on 11/22/25 at 7:18 am to Mingo Was His NameO
quote:
Mingo regrets the error Rog
Its all good. Ebonics is a second language; you'll get credit for it.
Posted on 11/22/25 at 7:49 am to The Torch
quote:
100K Pay breakdown - Bi-weekly (every two weeks) ~$3,195 (based on 26 pay periods). This is after taxes, 401k, health insurance is taken out
$3195 x 2 = monthly take home $6390.00
- $2,400.00 Mortgage - Escrow with Taxes/Insurance
- $1,000.00 car loans/maintenance
- $550.00 Car Insurance
- $300.00 Electric
- $250.00 TV< INTERNET, Subscriptions etc
- $600.00 kids (daycare, school )
- $450.00 random debt
Leaves $840.00 "a month" for food and entertainment, ain't nobody getting rich on that
I see kids, why is the other spouse not working in your scenario? This is not the 1950s any longer.
Single person making $100,000 would have less expenses than you listed.
Posted on 11/22/25 at 7:54 am to DarthRebel
quote:
why is the other spouse not working in your scenario
Short of a real career, the cost of childcare can render mom working as nearly useless.
That was the case in my house.
Posted on 11/22/25 at 7:57 am to DarthRebel
quote:
Single person making $100,000 would have less expenses than you listed.
It's a hypothetical, there's no way to list everyone's individual unique expenses.
But it's close to my situation
Posted on 11/22/25 at 8:54 am to The Torch
quote:
$2,400.00 Mortgage - Escrow with Taxes/Insurance
- $1,000.00 car loans/maintenance
- $550.00 Car Insurance
- $300.00 Electric
- $250.00 TV< INTERNET, Subscriptions etc
- $600.00 kids (daycare, school )
- $450.00 random debt
Buy a smaller house/fixer upper in a less desirable area.
if you're living pay heck to paycheck, maybe don't buy a $50,000 car that you have to insure and don't blow $250/month on internet/ subscriptions.
You can get a nice used vehicle for under $15k but I guess the Jones' aren't going to keep up with themselves.
If you're spending $250/mo on subscriptions and complaining about not having money left over, maybe realize your stupid habits are the problem.
Posted on 11/22/25 at 9:07 am to DarthRebel
quote:
This is not the 1950s any longer.
It can be if we try hard enough
Posted on 11/22/25 at 9:12 am to olgoi khorkhoi
quote:
You can get a nice used vehicle for under $15k but I guess the Jones' aren't going to keep up with themselves.
Wonder how 100k earnes in here complaining about being "survival mode" bought momma a new 80k Yukon because no way she was going to be seen in the private school pickup line in a 10yo minivan?
Most of the worlds population would literally kill to be in the usa making 50k a a year. Literally kill.
Posted on 11/22/25 at 10:02 am to Turnblad85
quote:
Wonder how 100k earnes in here complaining about being "survival mode" bought momma a new 80k Yukon because no way she was going to be seen in the private school pickup line in a 10yo minivan?
Probably not many, if any, but I'm sure it makes you feel better to rail against them.
quote:
Most of the worlds population would literally kill to be in the usa making 50k a a year. Literally kill.
What a great mindset!
Instead of trying to bring the standard of living up for everyone, let's bring us down to third world levels.
That dovetails nicely with the influx of foreign workers bringing down salaries.
Posted on 11/22/25 at 10:15 am to GetMeOutOfHere
quote:
GetMeOutOfHere
whats the note on that ride? Is momma already looking at 2027 models?
Posted on 11/22/25 at 10:50 am to Warfox
Not inflation.
Inflation did not do this.
Joe Biden and the Democrats did this. ON PURPOSE
Inflation did not do this.
Joe Biden and the Democrats did this. ON PURPOSE
Posted on 11/22/25 at 11:11 am to Turnblad85
quote:
Wonder how 100k earnes in here complaining about being "survival mode" bought momma a new 80k Yukon because no way she was going to be seen in the private school pickup line in a 10yo minivan?
I make a hell of a lot more than 100k and I only ever buy low mileage used cars for 1/2 what they sold for new and also have no TVs or TV subscriptions.
I got "rich" buying the ugliest houses in their respective neighborhoods and fixing them up.
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