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re: Poll: Six-figure earners feel they’re in ‘survival mode’

Posted on 11/19/25 at 6:42 pm to
Posted by jclem11
Chief Nihilist
Member since Nov 2011
9767 posts
Posted on 11/19/25 at 6:42 pm to
You have made a functionally equivalent argument acting like going to a frickin regular season Astros game is some grand luxury.

Or Johnny going to visit his family/friends in Georgia is some 5 star stay in Italy or France.

These trips were avaialble and accessible to most all families for most of the post-war period.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37536 posts
Posted on 11/19/25 at 6:43 pm to
quote:

These trips were avaialble and accessible to most all families for most of the post-war period.


Very much so as recently as 5-6 years ago… you know, kind of the point of the thread
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/19/25 at 6:48 pm to
Yes
Posted by Howyouluhdat
On Fleek St
Member since Jan 2015
9100 posts
Posted on 11/19/25 at 8:11 pm to
quote:

ENT tonsil removal + teeth work due to enlarged tonsils runs about 5K for a kid...and that's with good insurance



You paid for the whole procedure up front for both?
Posted by Howyouluhdat
On Fleek St
Member since Jan 2015
9100 posts
Posted on 11/19/25 at 8:54 pm to
quote:

Maybe back off on paying Jesus until you get comfortable?



He’d rather get a 2nd job than pause the tithing and restaurants . That’s an extra $1200/month
Posted by Rize
Spring Texas
Member since Sep 2011
19377 posts
Posted on 11/20/25 at 12:05 am to
quote:

I’m about to drop nearly 2,000 dollars for my wife and I to go on a long weekend trip to georgia. Southwest flights, below median hotel costs, cheap rental car and normal food/restaurants. shite is wack.


Try having dogs. It was $350 to board them for 2 nights and have baths.
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
150331 posts
Posted on 11/20/25 at 12:07 am to
quote:

Try having dogs. It was $350 to board them for 2 nights and have baths.



Will the boarder take toddlers?
Posted by CDUBTX
TX
Member since Mar 2022
405 posts
Posted on 11/20/25 at 5:45 am to
quote:

If making 6fig and are struggling to make ends meet, you are bad at managing money, let me be clear, full stop, end of discussion, period


Do you have a family to provide for?

Anyone responding to this thread above the age of 50 and/or without a family to provide for shouldn’t even have an opinion. At 50 you were afforded enough time with reasonable earning and costs to save enough money to be comfortable. Without children you have no clue what you’re talking about.
Posted by Gravitiger
Member since Jun 2011
12452 posts
Posted on 11/20/25 at 5:50 am to
quote:

who make at least $200,000 a year...
This isn't much really.
200K income is the top 15% of households (top 5% of individuals) in the US, the wealthiest country in the history of the world.
Posted by STLhog
Dallas, TX
Member since Jan 2015
19470 posts
Posted on 11/20/25 at 6:13 am to
Unless you got extremely lucky in buying a forever home on zippo rates, who has a 3-4BR home for a family with a mortgage less than $3,500 anywhere that is substantially populated?

We moved further East in Dallas out of our 3-2, 1800 sqft home to a house that is 1000sqft bigger, bought for the same price as we sold and our mortgage is almost double at 6.75%.

We’re not “hurting” but with daycare coming at $1500/month, it’s not sunshine and roses with what my wife and I make combined. 10-15 years ago, at our salary, we’d be building significant wealth. There’s basically no reality where she could consider not working.

We have a $400 car payment that will be paid off next year and I drive a paid off 10 year old Jeep GC.

This economy is legitimate problem. I estimate our net worth will be 1/3 to 1/2 what it could have been had we started our family 10-15 years ago. I hate to think about folks in Dallas who are right at 6 figures. They’re “fine” but the wealth building opportunity at that income range has substantially declined from what it was.

Weird times ahead… hopefully we get our parents 1985-2025 wealth building opportunity but hard to see it from where I sit now.
This post was edited on 11/20/25 at 6:14 am
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/20/25 at 7:04 am to
quote:

We moved further East in Dallas out of our 3-2, 1800 sqft home to a house that is 1000sqft bigger, bought for the same price as we sold and our mortgage is almost double at 6.75%.


Shouldn’t have done that. But I’m sure there is a reason to fully justify it.
This post was edited on 11/20/25 at 7:06 am
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/20/25 at 7:16 am to
I think some of yall were on a sugar high from Covid money and tax credits. I know quite a few people who definitely made out like bandits who didn’t need it. They spent it.
Posted by BoogaBear
Member since Jul 2013
7340 posts
Posted on 11/20/25 at 7:19 am to
quote:

having dogs. It was $350 to board them for 2 nights and have baths.


Dogs and cats.

If we go away for a long weekend, it's the cost for renting wherever we are staying + 700 for boarding animals. It's why we are looking at RV's.
This post was edited on 11/20/25 at 7:20 am
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/20/25 at 7:22 am to
Damn. I need to open some boarding businesses.
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/20/25 at 7:45 am to
Shhhhhhhh.

SHHHHHH!

I can hear Mingo coming to this thread.
Posted by Mingo Was His NameO
Brooklyn
Member since Mar 2016
37536 posts
Posted on 11/20/25 at 8:36 am to
quote:

Shouldn’t have done that. But I’m sure there is a reason to fully justify it.


As I said, the goal of American society should be 2 college educated 40 year olds should never be able to upgrade their house or take a vacation or have anything nice.

It ultimately comes down to you’re 55 years old and have never had anyone to provide for but yourself because you couldn’t find a woman to have sex with you.

Which considering how stupid you are, really shouldn’t surprise us
This post was edited on 11/20/25 at 8:37 am
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
9960 posts
Posted on 11/20/25 at 9:16 am to
Thar she blows!!!!


Mingo!! Look at all that hot air!
This post was edited on 11/20/25 at 9:19 am
Posted by WigSplitta22
The Bottom
Member since Apr 2014
2393 posts
Posted on 11/20/25 at 9:54 am to
quote:

We moved further East in Dallas out of our 3-2, 1800 sqft home to a house that is 1000sqft bigger, bought for the same price as we sold and our mortgage is almost double at 6.75%.

We’re not “hurting” but with daycare coming at $1500/month, it’s not sunshine and roses with what my wife and I make combined. 10-15 years ago, at our salary, we’d be building significant wealth. There’s basically no reality where she could consider not working.



Sounds like you live in an area you can barely afford. $1500/month for daycare is absolutely ridiculous.
Posted by DownshiftAndFloorIt
Here
Member since Jan 2011
72094 posts
Posted on 11/20/25 at 9:57 am to
quote:

quote:
If making 6fig and are struggling to make ends meet, you are bad at managing money, let me be clear, full stop, end of discussion, period



Do you have a family to provide for?

Anyone responding to this thread above the age of 50 and/or without a family to provide for shouldn’t even have an opinion




Just quit buying starbucks and netflicks and you could save $50k cash for emergencies you stupid arse millennial!
Posted by CapitalTiger
Baton Rouge, LA
Member since Sep 2019
473 posts
Posted on 11/20/25 at 10:30 am to
quote:

Never said to only eat beans and rice. Not once.


You said going to an LSU game is a luxury for an upper middle class family.
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