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Started By
Message
re: OT help - college kid fender bender, parent being difficult
Posted on 4/15/25 at 6:17 pm to DomincDecoco
Posted on 4/15/25 at 6:17 pm to DomincDecoco
quote:
File against mine and subjugate?
This is what I would do. At least call your agent and ask him/her how to proceed.
0
Posted on 4/15/25 at 6:17 pm to DomincDecoco
Has anyone suggested that your file a claim with your insurance co., and let them go after the other party?
I was in a similar situation years ago, and after wasting time trying to file a claim with Champion Insurance (crooked as shite) I filed a claim and it was settled within a week.
I was in a similar situation years ago, and after wasting time trying to file a claim with Champion Insurance (crooked as shite) I filed a claim and it was settled within a week.
Posted on 4/15/25 at 6:19 pm to DomincDecoco
Ask Charlize Theron.
Posted on 4/15/25 at 6:21 pm to DomincDecoco
quote:
Parent
I'm saying this has to be the mother. No man acts this trivial
Posted on 4/15/25 at 6:31 pm to Beessnax
People suck
Posted on 4/15/25 at 6:35 pm to DomincDecoco
quote:
File against mine and subjugate
It's "subrogate".
Can't believe this went two pages with nobody pointing this out.
Posted on 4/15/25 at 6:36 pm to DomincDecoco
quote:
Don’t have their insurance, they refuse to provide
You have your insurance, the other party's info, and witnesses.
Either your insurance eats the cost or goes after theirs.
You should have filed day 1. You will probably run into issues since you waited.
Posted on 4/15/25 at 6:37 pm to DomincDecoco
Call the LSU police department
Posted on 4/15/25 at 6:40 pm to DomincDecoco
If you have their license plate your insurance company will do the rest to get their money back
File a collision claim, get your car fixed, and let your insurance company get their money and your deductible back.
File a collision claim, get your car fixed, and let your insurance company get their money and your deductible back.
Posted on 4/15/25 at 6:41 pm to DomincDecoco
Do you have a friend who is a lawyer? If so, ask them to send them a letter on his overhead. They will know how to word it. Make sure to include the part about the witnesses. Send it certified.
Posted on 4/15/25 at 6:48 pm to DomincDecoco
Tell them it’s the quote you have and if they won’t accept it, you’ll file an insurance claim. It’s not difficult.
Posted on 4/15/25 at 7:04 pm to DiamondDog
quote:
It's "subrogate".
Thought that was a woman carrying another woman’s baby
;)
Posted on 4/15/25 at 7:04 pm to DomincDecoco
Bruh minor damage.. you gonna make everyone in the state's insurance go up if you file a claim. Tell your kid to rub some dirt on it.
Posted on 4/15/25 at 7:15 pm to DomincDecoco
It was in a parking lot, no one is at fault. Your insurance covers your damage and their insurance covers their. Sucks, but that’s how it is in LA. If they had called the cops, they cops would not even have responded
Posted on 4/15/25 at 7:20 pm to terriblegreen
quote:
File an insurance claim.
Sucks cause youlll see a rate increase for not at fault
Posted on 4/15/25 at 7:23 pm to DomincDecoco
quote:
Kids vehicle hit on campus parking lot by another kid, minor damage. Note left. Contacted parent, asked to get quote.
So the kid left a note with their parents’ contact info?
I assume you have the identity of the actual driver and their license plate number? I’d file a police report first and then file the claim with your insurance (assuming you have collision). I’d also make a copy of the note and any communications to give to the police when you file the report.
Worse case scenario is that you pay your deductible and move on - which would still be better than just eating it if they ghosted you, unless the damage is super minor or something. Best case scenario is that your insurance goes after their insurance, you get your deductible back, and you get the added satisfaction of winning after they tried to ghost you.
Posted on 4/15/25 at 7:24 pm to lostinbr
quote:
Worse case scenario is that you pay your deductible and
Deductible and rate increases the next several years.
Posted on 4/15/25 at 7:25 pm to Bucktail1
quote:
It was in a parking lot, no one is at fault. Your insurance covers your damage and their insurance covers their. Sucks, but that’s how it is in LA.
OP says they left a note, which implies they hit an unoccupied parked car.
Posted on 4/15/25 at 7:25 pm to Chad504boy
quote:
Deductible and rate increases the next several years.
Yeah that’s the shitty part, I agree.
Posted on 4/15/25 at 7:39 pm to DomincDecoco
Just file an insurance claim. Your insurance will find and go after their insurance, and bring it to court if need be.
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