- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
My sister's car flooded in New Orleans a few weeks ago
Posted on 8/25/17 at 2:45 pm
Posted on 8/25/17 at 2:45 pm
It's a 2017 Infiniti Q50. The adjuster told her that since the car is practically brand new, they want to make a "business" decision about fixing it rather than totaling it. The water came up to the steering wheel. They said they will let her know by Monday if they will total it. She wants it totaled. If it's not totaled, are there any options on what she can do to not drive a water damaged car? And will there be any future problems? Thanks in advance.
19
Posted on 8/25/17 at 2:46 pm to Commandeaux
no pics of sister? GTFO
Posted on 8/25/17 at 2:46 pm to Commandeaux
I thought I had read somewhere that it will end up as a flood damaged car and you cannot not sell a car with a flood damaged title? I could be wrong though as I am not in insurance or a lawyer.
This post was edited on 8/25/17 at 2:47 pm
Posted on 8/25/17 at 2:47 pm to Commandeaux
Post some pics so we can determine if we would total her.
Posted on 8/25/17 at 2:47 pm to Commandeaux
sounds like she needs to blow the adjuster
Posted on 8/25/17 at 2:47 pm to Commandeaux
My wifes car was a 2016 with about 11K miles on it and it got about 6 inches of water and it was totaled. All the electronics get screwed with minimal water.
Posted on 8/25/17 at 2:48 pm to Glock17
quote:
Glock17
Thanks.
Posted on 8/25/17 at 2:49 pm to Commandeaux
quote:
2017 Infiniti Q50
quote:
New Orleans
quote:
My sister
Hey!!!
Posted on 8/25/17 at 2:51 pm to Commandeaux
Should have consulted with Chauna first.
Posted on 8/25/17 at 2:59 pm to Commandeaux
Its going to end up being totaled. No way they're going to try to pay for repairs if the water was up to the steering wheel. Every piece of electronics in that car is fricked, there's water in the engine/transmission, and the interior would have to be completely stripped out and replaced. Insurance would be able to settle cheaper by totaling it and then recouping whatever they could when they sell the car to a salvage yard.
Posted on 8/25/17 at 3:01 pm to Commandeaux
quote:
are there any options on what she can do to not drive a water damaged car?
Posted on 8/25/17 at 3:01 pm to Commandeaux
You can dispute the adjuster's opinion with the insurance company. Furthermore if it was flooded, it will essentially have a salavaged title which basically means it's worth practically nothing.
If they don't total it, I would do everything in my power to fight it.
If they don't total it, I would do everything in my power to fight it.
Posted on 8/25/17 at 3:02 pm to Commandeaux
quote:
And will there be any future problems
Yes, which is why it should be totaled.
Posted on 8/25/17 at 3:06 pm to Bmath
She leave the sunroof open?
Posted on 8/25/17 at 3:07 pm to bubbz
quote:
You can dispute the adjuster's opinion with the insurance company. Furthermore if it was flooded, it will essentially have a salavaged title which basically means it's worth practically nothing.
If they don't total it, I would do everything in my power to fight it.
This, you can appeal an adjustor's "opinion" or at least ask for it to be appraised by someone else.
Basically, don't take anything less...make it hard for them they'll eventually give in.
Posted on 8/25/17 at 3:10 pm to Commandeaux
There are usually a computer under some seats, rule of thumb is if water gets on the dash (bottom) it's fubar
Posted on 8/25/17 at 3:38 pm to Commandeaux
What shitty arse insurance company is this?
Posted on 8/25/17 at 3:42 pm to Commandeaux
Water up to the steering wheel and they might not claim it totaled? What douche bag insurance agent do you have?
Posted on 8/25/17 at 3:47 pm to Commandeaux
If they don't total it, take the case to the insurance commissioner. And tell them you are doing that. Greedy bastards.
Posted on 8/25/17 at 3:49 pm to Commandeaux
Tell her to insist on getting diminution in value (in damages) as a result of the flood showing up on any future sales -- and inform them if they don't total it she will trade it in right away as she is not going to drive around in a flooded car. So, the diminution (given that it's a new car) with be the difference of what she can trade it in for versus the cost of a new car.
Either way, they're paying for a new car.
Either way, they're paying for a new car.
This post was edited on 8/25/17 at 3:52 pm
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News