re: My sister&#39;s car flooded in New Orleans a few weeks ago

Posted by DeafJam73

Baton Rouge

Member since Sep 2010

19122 posts

Posted on 8/25/17 at 3:54 pm to KingRanch

quote:
I bet it's State Farm

Probably. I learned from my parents how much State Farms likes to frick its customers. The only reason why they're still with them is because they have policy that isn't offered anymore. I stay away from those snakes.

Posted by Placebeaux

Bobby Fischer Fan Club President

Member since Jun 2008

51852 posts

Posted on 8/25/17 at 4:00 pm to Commandeaux

Send the bill to Mitch fricking Landrieu.

Posted by bigwheel

Lake Charles

Member since Feb 2008

6491 posts

Posted on 8/25/17 at 4:23 pm to Placebeaux

Must be a young & dumb adjuster

Posted by BamaCoaster

God's Gulf

Member since Apr 2016

7407 posts

Posted on 8/25/17 at 4:44 pm to bigwheel

quote:
Must be a young & dumb adjuster

Or one billing by the hour.

Posted by BengalBen

Midwest

Member since May 2008

2501 posts

Posted on 8/25/17 at 6:35 pm to MMauler

quote:
So, the diminution (given that it's a new car) with be the difference of what she can trade it in for versus the cost of a new car.

No first party DV claims. That's only third party.

Posted by Chad504boy

4 posts

Member since Feb 2005

179925 posts

Posted on 8/25/17 at 6:37 pm to DeafJam73

quote:
they have policy that isn't offered anymore.

Oh boy

Posted by biglego

San Francisco

Member since Nov 2007

85560 posts

Posted on 8/25/17 at 7:02 pm to Commandeaux

It should be certified for destruction. Flooded cars aren't supposed to even be titled.

Posted by nola000

Lacombe, LA

Member since Dec 2014

13139 posts

Posted on 8/25/17 at 8:03 pm to bubbz

quote:
Furthermore if it was flooded, it will essentially have a salavaged title which basically means it's worth practically nothing.

I took a salvage title in Texas and proceeded to put 300k unencumbered miles on it and it would have gone further if not for an overheating issue. Popped a rebuilt block in it and its still kicking to this day.

But its a Honda Civic. So theres that.

This post was edited on 8/25/17 at 8:04 pm

Posted by Glock17

Member since Oct 2007

23189 posts

Posted on 8/25/17 at 8:09 pm to nola000

If a car is involved in a flood in LA the title is supposed to be branded with a certificate of destruction meaning it can only be parted out... however; I think some other states will still retitle it as salvage and allow it to be put back on the road.