re: Married men , could you live by yourself on 35k a year?

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There's only one Burrough in nyc. Manhattan.

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First, it's borough, second, there's five in NYC. Manhattan, Queens, Brooklyn, the Bronx, and Staten Island.

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I was just saying you couldn't afford jack shite outside of the necessities. And I'm right.

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that guy that has never actually done it is arguing with people that have and is 100% positive that he is right



never change

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that guy that has never actually done it is arguing with people that have and is 100% positive that he is right

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I notice that you aren't saying I'm wrong. I wonder why that is...

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never change

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I won't.

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Depends on where you live! In NYC... I don't think so.


I know a lot of areas that you could though. 650 for rent. About 100 for utilities, 35 per month for cell phone. Used car and INS about 250. Food..... depends on if you are a fit person.

But over all... yeah I could

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It would be very hard to live alone (no roommates) in NYC and still be able to save money each month. Your only chance would be to live in VERY shitty conditions in a shitty neighborhood, or to get very lucky with an affordable low income housing lottery. If you win one of those, you can get a nice apartment for way under market rate. But it's called a lottery for a reason.

Most people who make $35k in NYC have roommates. In that case, it's much more doable. You can find a room in a good neighborhood for $700.

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There's only one Burrough in nyc. Manhattan.

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I'm not saying you were miserable. I was just saying you couldn't afford jack shite outside of the necessities. And I'm right.

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Jack shite, a new vehicle, trips to Chicago, Tampa, big bend, Nashville, Memphis, Austin, Denver, OKC, NYC, Poconos, ft lauderdale, destin, new carbon road bike, new kayak, new golf clubs, countless passes to music festivals. All over the span of 3.5 years until I got my first legit job with my degrees December 2014.

But yes, jack shite is on the list.

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would love to see you break down the "necessities" by the dollar for a single guy

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No problem.

Cell phone $50
Insurance on vehicle $80
Electric bill $100
Water/Sewage $50
Internet/TV $100
Gas for vehicle $100 (assuming 1000 miles a month at 20 mpg and $2/gallon) Probably really underestimating this one since everyone keeps talking about their paid off truck
Groceries $300
Health insurance $160

We're already at $940, and we haven't factored in rent, play money, buying anything besides groceries, saving for retirement, etc.

I hope my kids make the same decisions. I bet your parents are proud :-)

WORK ETHIC is priceless. It will carry you far in the working world. Don't ever stop working your arse off until you work your arse off so far you earn it. You'll enjoy it more and be a happier person overall. Congrats on graduating :-)

these are my numbers from back then

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Insurance on vehicle $80

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$50 - I only had liability

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Electric bill $100

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way cheaper...especially in winter months as I never turned on the heat

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Water/Sewage $50

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like $15...

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Internet/TV $100

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no cable, internet only for $60

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Gas for vehicle $100

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probably accurate

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Groceries $300

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more like $200

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Health insurance $160

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for a single guy? pretty sure my health insurance was less than $100/month

so my numbers are more like $650, which like you said, $300 at this salary is huge

obviously some months might be better than others with gas and/or electricity

The median household income in Mississippi is $36k. Household.

A single man could definitely live on $35k. Might not have all the luxuries you desire, but you wouldn't be hurting.