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re: Looking At College Student Loan Debt, Is It Time To Reduce Credit Hour Minimums?

Posted on 3/30/17 at 2:16 pm to
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 3/30/17 at 2:16 pm to
quote:

please show them.


Ole Miss we couldn't take just any course for an elective credit until after registration and you transfer into it. Or at least while I was there.

This is to prevent people who need certain required courses to graduate from being locked out of a full class by people who are taking it as an elective.

This was nearly a decade ago though, so I might be mistaken, but I don't think I am.

FWIW, I took easy electives intentionally and it was awesome. CPR, Health, and a couple others that were instant As.

Posted by LNCHBOX
70448
Member since Jun 2009
89384 posts
Posted on 3/30/17 at 2:16 pm to
quote:

What are you missing here?


Literally nothing.

quote:

What is preventing Universities parsing the elective hours out, logically determining what is required in the core and basing secondary education efforts on the real goal which is preparedness for the next level?


Nothing. Instead, they allow the student to have some say in what classes they think would be of interest to them. If the student chooses to take the easiest course available, that's the student's choice.

quote:

Do you at lease agree that student enrollment would not be affected by reducing a 4 year degree into 3?


Why wouldn't I agree to that?

quote:

The consumer base doesn't change... the money doesn't change. Only the scoot through does.


I just don't see why you can't understand that a bachelor's degree is about more than training for a job.

Posted by Sao
East Texas Piney Woods
Member since Jun 2009
68469 posts
Posted on 3/30/17 at 2:17 pm to
quote:

I just don't see why you can't understand that a bachelor's degree is about more than training for a job.


Do tell
Posted by gorillacoco
Baton Rouge
Member since Oct 2009
5328 posts
Posted on 3/30/17 at 2:19 pm to
quote:

The vast vast majority of college students attend public universities and the average debt load is still significant.


Doesn't change the fact that the government is backing loans to people who have no way to pay them back if they don't land a good job out of college. In a normal free market these people would never qualify for a loan. Personally I think the Universities would keep their costs much more reasonable if they didn't have a cash cow on hand to fund all their shite.

But either way I have a major problem (since ultimately the taxpayer, me, is going to be footing the bill) with loans being doled out to people who don't have the financial backing to qualify for them.
Posted by LNCHBOX
70448
Member since Jun 2009
89384 posts
Posted on 3/30/17 at 2:19 pm to
quote:

Do tell




It's about a well-rounded education. Electives in gen ed coursework are meant for the student to pick what areas their education will be well-rounded in.

Some students choose to take sports or rec classes. That's fine. But don't bitch that you took classes completely unrelated to what interests you professionally when you're the one that chose the classes.
Posted by LNCHBOX
70448
Member since Jun 2009
89384 posts
Posted on 3/30/17 at 2:20 pm to
quote:

Personally I think the Universities would keep their costs much more reasonable if they didn't have a cash cow on hand to fund all their shite.


This is the much larger issue, and it has nothing to do with the number of electives in a 4 year degree.
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57015 posts
Posted on 3/30/17 at 2:20 pm to
quote:



You know better than to point to an extraordinary case when it doesn't apply to the vast majority. Just because something CAN be done does not mean the system incentivizes it being done
what? the incentive is it helps you get better high paying jobs

quote:

It is very useful in few situations
So If I had a spanish major or minor and an international business major, no help? I can show you several other examples from friends of mine.

quote:

How, pray-tell, do you propose the student know what will be useful?


So a person cant think for themselves, we need institutions to provide preset guidelines for career entry? Are we given these careers at birth or sometime in grade school?

Soilent green is people man, it's people...

This post was edited on 3/30/17 at 2:21 pm
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57015 posts
Posted on 3/30/17 at 2:22 pm to
quote:

Ole Miss we couldn't take just any course for an elective credit until after registration and you transfer into it. Or at least while I was there.

This is to prevent people who need certain required courses to graduate from being locked out of a full class by people who are taking it as an elective.



The barrier in that case is to provide first call for people who need it for graduation, you can still take the elective once that step has gone through
Posted by GreatLakesTiger24
Member since May 2012
61534 posts
Posted on 3/30/17 at 2:23 pm to
quote:

Check back with that CPA is about 5 years. And really check back with them when they are senior staff or above.
sarcasm, brah
Posted by TheCaterpillar
Member since Jan 2004
76774 posts
Posted on 3/30/17 at 2:23 pm to
quote:


The barrier in that case is to provide first call for people who need it for graduation, you can still take the elective once that step has gone through




Right.

Unless the class is full is what I meant.
Posted by thegreatboudini
Member since Oct 2008
7282 posts
Posted on 3/30/17 at 2:24 pm to
IMO student loans should only be granted for certain degrees. I.E. math, sciences, education (to be a teacher), medical, etc. Social sciences, general studies, poetry and the likes should not be eligible for loans.
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57015 posts
Posted on 3/30/17 at 2:24 pm to
quote:

Right.

Unless the class is full is what I meant.
Posted by therick711
South
Member since Jan 2008
26152 posts
Posted on 3/30/17 at 2:27 pm to
quote:

what? the incentive is it helps you get better high paying jobs


No it doesn't. It can in some instances as I've already conceded. Those situations are specialized and very few.

quote:

So If I had a spanish major or minor and an international business major, no help? I can show you several other examples from friends of mine.


What part of few do you disagree with?

quote:

So a person cant think for themselves, we need institutions to provide preset guidelines for career entry? Are we given these careers at birth or sometime in grade school?


Asking someone to intuitively know what classes will help them in their future job isn't going to go well. It's as simple as that. That's why colleges put together curricula and employ academic counselors.
This post was edited on 3/30/17 at 2:30 pm
Posted by Sao
East Texas Piney Woods
Member since Jun 2009
68469 posts
Posted on 3/30/17 at 2:29 pm to
quote:

Some students choose to take sports or rec classes. That's fine. But don't bitch that you took classes completely unrelated to what interests you professionally when you're the one that chose the classes.


LNCH, I hear you. I do. But the premise is simply changing an archaic paradigm set in place eons ago that isn't sustainable in today's climate, specifically, financially. Having a minimum credit hour standard is no longer logical no matter what "electives" can get you there. Replace Badminton with History Of The 8-Track Tape for all I care... it's simply not needed.

Is there a College Elective Teacher union I know nothing about?
Posted by LNCHBOX
70448
Member since Jun 2009
89384 posts
Posted on 3/30/17 at 2:30 pm to
quote:

sarcasm, brah


It was for the people that take you serious I know you know better.
Posted by Elusiveporpi
Below I-10
Member since Feb 2011
2764 posts
Posted on 3/30/17 at 2:31 pm to
Half the electives are BS. I hear you on the "well Rounded" argument, but when 90% of students skip class and just show up for the test in these electives, its pointless. Its just as easy to become a well rounded person by reading a selection of articles on this here interweb. (Plus thats free)

Less time it school= more time in the workforce, less debt etc..
Posted by TexasTiger89
Houston, TX
Member since Feb 2005
26992 posts
Posted on 3/30/17 at 2:32 pm to
quote:

Time To Reduce Credit Hour Minimums


No just time to reduce tuition. It is outrageous.
Posted by LNCHBOX
70448
Member since Jun 2009
89384 posts
Posted on 3/30/17 at 2:33 pm to
quote:

But the premise is simply changing an archaic paradigm set in place eons ago that isn't sustainable in today's climate, specifically, financially.


The financial issues have nothing to do with the length of the degree. It has everything to do with handing out money to anyone that can fog a mirror.

quote:

Having a minimum credit hour standard is no longer logical no matter what "electives" can get you there.


I disagree. You're focusing on the wrong aspect here.

quote:

Replace Badminton with History Of The 8-Track Tape for all I care... it's simply not needed.


A lot of my core engineering classes weren't necessary to do what I do for a living. Should we get rid of those too?

Posted by YumYum Sauce
Arkansas
Member since Nov 2010
9652 posts
Posted on 3/30/17 at 2:36 pm to
quote:

HE could have chose something other than golf or badminton. I know that much for sure.


Or, you know, I had to have XXX hours from this general elective group, and only these stupid classes fit my schedule.

You failed to bring up the other stupid pointless classes like sociology, jock physics, and music lecture.

Those are classes almost every freshman at UofA is told to take.
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57015 posts
Posted on 3/30/17 at 2:37 pm to
quote:

No it doesn't.


yet you say it does

quote:

Those situations are specialized and very few.



not in the slightest

quote:

What part of few do you disagree with?


That your statement of "few" is highly false...

quote:

Asking someone to intuitively know what classes will help them in their future job isn't going to go well


I can only laugh at this point man, sorry. Again these are decisions they need to make on their own, it is their life plan.

quote:

That's why colleges put together curricula


Correct, majors and those curricula employ electives where the student can tailor their learning for their goals.
quote:

employ academic counselors
are there to offer their expertise but students make the decisions, including on electives.

So you are using the current system as an example yet want to change it
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